Art. 819 Ikhodi Yomphakathi: umthetho wecala

Okuqukethwe kwesivumelwano sesikweletu kanye nefomu laso kulawulwa ubuciko. . 819 no-820 we-Civil Code ye-Russian Federation . Ngosizo lwalolu dokhumenti, njengesivumelwano sesibolekiso, ubudlelwane bezikweletu phakathi kwezifundo ezihlukene zenziwe. Ake sicabangele ngokuningiliziwe kobuciko. . I-819 Ikhodi Yomphakathi YaseRussia Federation enezimvo zabameli .

Izinhlinzeko zesimiso

Kwingxenye 1 ye-Art. описывается суть кредитного соглашения. I-819 ye-Civil Code yaseRussia Federation ichaza okuyisisekelo sesivumelwano sesikweletu. Ngokuhambisana nalo, ibhange noma enye inhlangano yezezimali enegunya elifanele, lenza ukuhlinzeka ngemali evumelanisiwe kumbolekisi ngemigomo kanye nemali esungulwe inkontileka.

Iqembu lesibili - obolekisa - uyakwamukela, ngokusho kwama-cl . , обязательство вернуть полученные средства и уплатить проценты, начисленные на них. I-819 ye-Civil Code , isibopho sokubuyisela izimali ezitholiwe bese ukhokhela inzalo eyenele kubo.

Kubudlelwane phakathi komboleki kanye nenhlangano yezikweletu imithetho esungulwe yizibini ziyasetshenziswa. 1 Ch. 42, ngaphandle uma kunesidingo esinikeziwe ngenye indlela. 2 isahluko esifanayo noma ayihambisani nalokho okushiwo isivumelwano. Leli lungiselelo livikela n . 2 tbsp. . I-819 ye-Civil Code ye-Russian Federation .

Izici zesitemu

Ukuchaza izimali ezibolekwa yilowo obolekwayo ngaphansi kwesivumelwano sesikweletu, ezenzweni ezijwayelekile zeBhange Elikhulu, ngokusebenza nangokuzikhethela, igama elithi "mboleko" lisetshenziswe, ngaphezu kwegama elithi "isikweletu". Lawa magama abhekwa njengamagama afanayo.

Kulokhu kulandela ukuthi imisebenzi ehlobene nokukhishwa nokubuyiswa kwemali mboleko ibizwa ngokuthi isikweletu noma isikweletu. Lokhu kusetshenziswe kwamagama kuye kwasungulwa ngokomlando futhi kwenziwa ngesiko.

Igama lomboleko wesivumelwano semalimboleko ayikhombisi ukuthi isebenza njengesivumelwano sokusetshenziswa okungafani (Isigaba 689 soMthetho).

Izici ezihlukile zesivumelwano

Ukuhlaziywa kwencazelo yesivumelwano sesikweletu ku-Art. позволяет сделать вывод, что он является консенсуальным. I-819 ye-Civil Code yaseRussia Federation isenza sikwazi ukuphetha ngokuthi kuyisivumelwano. Lokhu kuhluke ngesivumelwano sesikweletu.

Isivumelwano sisebenza ngokusemthethweni lapho abahlanganyeli befinyelela izivumelwano zomthetho emigomo ebalulekile yokuthengiselana. Zibhalwe efomini elisungulwe ngumthetho.

Lezi zimo zikhomba ukuba khona kwalezi zici ezilandelayo zesivumelwano sesikweletu:

1. Imvelo yokubophezela. Isiphetho sesivumelwano esinikezwe ngu- Art. ), порождает сложное обязательство, включающее в себя два простых. I-819 Ikhodi Yomphakathi (isigaba 1 ), idala isibopho esiyinkimbinkimbi, ehlanganisa ezimbili ezilula.
2. Imali. Isivumelwano sokuboleka imali sihlale sinesibindi, ngokungafani nemalimboleko. Ukukhokhelwa kwezintshisekelo kungenye yezimfuneko ezibalulekile zokuthengiselana. Into 1 ye-Art. закреплена обязанность ссудополучателя выплатить не только основной долг, но и %, начисленные на сумму выданных средств. I-819 ye-Civil Code ye-Russian Federation ibeka isibopho somamukeli wemali mboleko ukuba akhokhe kuphela isikweletu esiyinhloko, kodwa futhi i-% eyenele inani lemali ekhishiwe.

Kumele futhi kuthiwe isibopho ngasinye esivela ngaphansi kwesivumelwano siyisisekelo sokuvela kwesinye. Kulokhu, isivumelwano sokubolekwa kwemali sibhekwa njengento yokuthengiswa kwemali (njengesivumelwano sesibopho). Phakathi naleso sikhathi, esivumelwaneni esicatshangelwayo, asikho isizathu sokuthi izibopho zomboleki zenzeke, ezihamba ngaphesheya kwesivumelwano.

Abahlanganyeli ekuthengiseni

Esigabeni sokuqala se- Art. содержится указание на особый субъектный состав соглашения. I-819 ye-Civil Code ye-Russian Federation iqukethe inkomba yokwaziswa okukhethekile kwesivumelwano. Ababambiqhaza ekuthengiseleni kungaba, empeleni, umboleka kanye nenhlangano ebhange (enye imali). Owokuqala ungumboleki, owesibili, ngokulandelana, umbolekisi.

Njengezokugcina, izinhlangano ezinjalo kuphela ezinelayisense ezikhishwe yi-CBR zingenza futhi zibe nelungelo lokubizwa ngokuthi isikweletu noma isakhiwo sebhange.

Ngokungafani nemalimboleko enomlingisi womthengi kanye nesomabhizinisi, isivumelwano sokubolekwa kwemali yisivumelwano sokuhweba kuphela.

Umboleki kungaba yimuphi umuntu noma inhlangano.

Imithwalo yomboleki

Lapho uphetha isivumelwano, ngokuhambisana no- Art. , у участников сделки возникают встречные обязательства. I-819 ye-Civil Code ye-Russian Federation , abahlanganyeli be-transaction banemithwalo yemfanelo yokuncintisana. Ukulandelana kwembuyiselo yabo kulandela okushiwo kwesivumelwano. Ayikwazi ukuguqulwa ngesivumelwano.

Emisebenzini esemqoka yomboleki, ngokusho kuka- Art. , следует отнести: I-819 Civil Code , kufanele ifakwe:

1. Ukubuyiselwa kwemali enikeziwe ngesikhathi sokuvunyelwana.
2. Ukukhokhelwa kwezintshisekelo ezifakwe esikhwameni. Ukubaluleka kwabo kusethwe kanye ngesiphetho sokuthengiselana.

Inhlangano yebhange (credit) ingasungula izibopho ezengeziwe. Isibonelo, lowo obolekayo akufanele ahluleke ukulawula izinkomba zomsebenzi wezezimali nezomnotho.

Uma imali ebolekayo iwuhlobo oluhlosiwe, umbolekayo ubophekile ukuba asebenzise izimali ngokuhambisana nezinhloso ezimenyezelwe. Kwezinye izimo, ibhange lingadinga ukuhlinzekwa kokubambisana kumboleki.

Njengomunye wemibandela ebalulekile kulesi sivumelwano. Yizo izenzo zombolekisi, okuhloswe ngazo ukubuyisela izimali ezitholiwe. Kulokhu, isimo sokukhokhwa kwezikweletu kufanele sibe khona kuzo zonke izivumelwano zemali mboleko. Ngaphandle kokusebenzisana kwayo, isivumelwano siyabonakala singakapheli.

Izici zokuhlinzekwa kwezimali

Imalimboleko ingakhokhwa kuphela ngekheshi ngendlela engekho ukheshi noma imali. Imali ingaba yabezinye izizwe noma izwe (rublekhi).

Ukusebenza kwemali yangaphandle phakathi kwezinhlangano zezimali ezigunyaziwe kanye nezakhamuzi ezihlobene nokwamukelwa nokubuyiselwa kwezimali, ukukhokha inzalo nezithintelo kwenziwa ngaphandle kwemingcele.

Ekusebenzeni kwebhange, izindlela eziningi ezahlukene zokubolekisa zakhiwe. Imalimboleko ingakhishwa ngokuhleleka okukodwa.

Ngokomthetho jikelele oshiwo kuMthethonqubo weBhange eliPhezulu No. 54-P kwisigatshana 2.1.1, ukuhlinzekwa kwezimali kumabhizinisi omthetho kanye nosomabhizinisi kwenziwa ngokudlulisela imali kumakhasimende ase-akhawunti. Ukudluliselwa kungenziwa kunoma yiliphi ibhange elivuliwe kunoma iyiphi inhlangano ebhange.

Ngokwezinye izazi, umkhuba wesigatshana 2.1.1 soMthethonqubo oshiwo ngenhla awuhambisani ngokugcwele neSigatshana 313 se-Code Civil, ngokusho ukuthi lowo obolekayo angafaka kanjani ukugcwaliseka kwesibopho esicatshangelwe kumuntu wesithathu.

Uma kukhishwa izimali, "ngokunciphisa umboleki we-b / s," umboleki, okungukuthi, umboleki ngaphansi kwenkontileka yokulethwa kwezimpahla, ngesisekelo sesivumelwano sokubolekwa kwemali, unikezela isakhiwo sebhange ukusebenza kwesibopho sakhe sokukhokha imikhiqizo yokuthunyelwa.

Isigaba somthetho 2.1.1 seMithethonqubo sinciphisa umboleki ngalokhu kungenzeka. Lokhu, ngokwemibono yabameli, kuyimingcele engenangqondo yamalungelo abadayisi.

Isikhathi sokukhishwa kwemali

Uma i-p / s yomboleki evuliwe ebhange elihlinzeka ngemali mboleko, inani lidalwe, lidlula i-akhawunti yombhali. I-Akhawunti, ngokuthunyelwa kwangaphakathi ngenxa yezikweletu zesikhungo sezimali. Kusukela kulokhu kulandela ukuthi umbolekiso ungabhekwa njengokukhishwa ngesikhathi semali yokukweleta kwi-akhawunti yekhasimende.

Uma i-p / s ivuliwe kwesinye isakhiwo sebhange, inani lidluliselwa nge-oda lokukhokha. Kulesi simo, isikhathi sokugcwaliseka kwesibopho sebhange kufanele sinqunywe yimithetho yokukhokhwa kwezibopho ekuhlaleni ngeziyalezo.

Imalimboleko ingabhekwa njengokunikezwayo uma inani lidalwe kwi-akhawunti yombhalisi wesakhiwo sebhange esilawula imisebenzi yokukhokhela iklayenti lomboleki.

Izikweletu zesikweletu

Umkhuba wokubahlinzeka uvame kakhulu. Inkontileka yokukhishwa kwebhilidi yokushintshanisa iqukethe umehluko owodwa kusuka kwesivumelwano sefomu ejwayelekile. Umehluko phakathi kwabo wukuthi ekucaleni ibhange lithatha isibopho sokuhlinzeka ngemalimboleko ngamanothi alula, okubaluleka kwawo okuhambisana nobukhulu bemalimboleko ethembisiwe.

Izinkantolo zokuqala zokubambisana ziphenduke kabi kakhulu ekukhokheleni imali. Izivumelwano zazivame ukubonakala zingavumelekile, ngoba ngenxa yobuciko. редметом соглашения могут выступать только деньги, а не ценные бумаги. I-819 ye-Civil Code yaseRussian Federation, izivumelwano kuphela ezingenziwa kuphela yimali kuphela, hhayi izibambiso. Ukucaciswa kwalethwa embuzweni nguMkhandlu oPhakeme, ngokubheka izivumelwano zesikweletu sokubambisana nemithetho efanele. Ngokusho kweNkantolo, izivumelwano ezinjalo ziyingxenye ehlanganisiwe.

Umthombo wesikweletu

Lolu khetho lokunikeza isikweletu ludinga isibopho sebhange sokunikeza umbolekisi ngemali esikhathini esizayo ngemali engadluli imingcele evumelwaneni, ngaphandle kokuxoxisana okukhethekile.

Ngokwesigatshana 2.2 seMithetho yeBhange eliPhezulu No. 54-P, kunezinhlobo ezimbili zemigqa yemalimboleko. I-CB yokuqala ibhekisela kunoma iyiphi inkontileka, ngokusho ukuthi umboleki unelungelo lokuthola nokusebenzisa esikhathini esivumelwaneni sokugcwalisa noma yikuphi kwezidingo ezilandelayo:

1. Ingqikithi yesamba ayidluli umkhawulo (inani eliphakeme) elisungulwe inkontileka.
2. Ngesikhathi sesivumelwano, inani lesikweletu sesikhathi esisodwa asidluli umkhawulo ohlinzekwe esivumelwaneni.

Njengesibonelo saloluhlobo lomugqa wesikweletu kukhona i-overdraft ekhadini lekhadi, elinikezwa kumnikazi wekhadi lesikweletu.

Uhlobo lwesibili luyisivumelwano, ngaphansi kwemigomo yomibili imingcele engenhla isungulwe kumbolekayo.

Isivumelwano somugqa wesikweletu singafanelekela njenge-framework, lapho kuphela imigomo ethile ebalulekile yokuthengiswa kwesikhathi esizayo kuvunyelwene ngaso. Ezinye izinhlinzeko, kufaka phakathi into ephelele yenkontileka, abahlanganyeli bangavumelana ngokulandelayo.

Imingcele engenhla ibhekwa njengehlobo lesikweletu lapho umbolekisi enelungelo lokufuna isakhiwo sebhange ukukhipha inkokhelo, futhi inhlangano yezikweletu nayo ithola isibopho sokukhipha imali.