Isabelo ezindlini ezakhiweni ezintsha. Izinzuzo nezingozi yokufuna izindlu ezintsha ngaphansi inkontileka lwesabelo

Phakathi neminyaka eyishumi edlule iye yaba ukuthuthukiswa esebenzayo ye ihogela ukwakhiwa kwezindlu. Ngaphezu impahla, kuncike ukuthenga nokudayiswa ukuthengiselana, futhi kungenzeka ukufanela isakhiwo indlu elalisanda kwakhiwa. Kunohlobo olusha utshalomali - ukuthengwa ezindlini e izakhiwo ezintsha e kusaqalwa ekwakhiweni kwezakhiwo. Yamadivayisi ezindlini ezakhiweni ezintsha Kulezo zimo kungenzeka futhi inkontileka lwesabelo.

Isabelo - kuyini?

Umuntu ongenela inkontileka nge ukulingana inkampani ukwakhiwa uthola ilungelo eyinhloko impahla, okungase idluliselwe futhi wesithathu.

Kusho ukuthini isabelo ezindlini ezakhiweni ezintsha? Lo mqondo ngokuthi deal ku ukudluliswa kwalamalungelo. Wabuye ngokuthi isabelo. Izingxenye kuthengiselana - nomthengisi kanye umthengi - abizwa ngokuthi, ngokulandelana, assignor futhi onikeziwe.

wesithathu lapha inkampani ukuthuthukiswa njengoba isabelo inkontileka ezindlini kuhilela ukudluliselwa kwamalungelo akhe nezimiselo mayelana yakhe. Emva kokubhaliswa yesivumelwano wonke amaphuzu Eshubile ozonquma onikeziwe nonjiniyela. I engavamile walolu hlobo lokungabaza ukuthenga nokuthengisa ingcebo ukuthi kunani angase ephethwe ngaphambi indlu uzobe ethunywe futhi wasayina umbiko ukwamukelwa. Inkontileka lwesabelo isebenza phambi entsha ngokomthetho ukuba wasungula.

Isabelo ezindlini ezakhiweni ezintsha: ukubukwa

Kunezinhlobo ezimbili zama-ingcebo isabelo amadili.

Uhlobo lokuqala kusekelwe isivumelwano ku share iqhaza ukwakhiwa amakhaya asendaweni. I assignor unelungelo ukuthengisa indlu kuphela ngemva khokhela fully ke. Ekusebenteni, kukhona izimo lapho umthengi idlulisele sibopho sokuba ukhokhe izikweletu. Kuze mzuzu amakhaya kokuthuma kungenzeka izivumelwano ezinjalo waphetha izikhawu eziningi.

Uhlobo lwesibili esekelwe kwangaphambilini ukuthenga inkontileka. ibhalansi esele idluliselwa kumthengi ngokuphelele. Lokhu uhlobo kuthengiselana akakubhali ukudluliswa kwempahla esuka nomthengisi ukuze umthengi. Okwakushiwo inkontileka ukuthi esikhathini esizayo amaqembu aphoqelelwe ukukhipha lesi sabelo inkontileka. Uma inkontileka kukhanselwa, umthengi ukubuyela imali.

izinkampani Isakhiwo wamelana kakhulukazi basayine izivumelwano ezifanayo ngenxa yezizathu eziningana:

• Ukuqeda kungenzeka impahla kabusha.
• Abatshali ukuthengisa amafulethi ngamanani aphansi.
• Ukunikeza ukubhaliswa amalungelo - kuwumsebenzi onzima futhi isikhathi eside.

Inqubo yokubhalisa

Isabelo ezindlini ezakhiweni ezintsha - multi-step inqubo kokubili umthengi kanye nomdayisi.

Umdayisi kufanele:

• Yazisa inhloso yayo inkampani ukwakhiwa.
• Ukuze samukeleke esisemthethweni kusuka kunjiniyela (izinkampani egunyaza thatha imali eningi).
• Thola usizo kusukela kunjiniyela mayelana ukungabi khona izikweletu.
• Thola i kula Unified State Register.
• Okuqukethwe kwemvume notarial iyisithandwa ukuthengisa ingcebo.
• Thola isiqinisekiso isisebenzi sasebhange komnikazi isikweletu.

Umthengi liyadingeka kuphela ukukhipha imvume iyisithandwa yokufuna impahla, bese usayine inkontileka lwesabelo efulethini. Isampula ngokuvamile itholakala kusukela kunjiniyela, futhi uyilandele litholakala ngokukhululekile kwi-Internet. Isiphetho yesivumelwano lwenzeka ngesikhathi ehhovisi lenkampane ukwakhiwa noma umthetho ngokuqinile. Ukubhaliswa kungenziwa noma MFC noma division Rosreestra. Ngesikhathi yesivumelwano ungubukhona esiyisibopho kummeleli umzimba kokubhalisa futhi zombili kuthengiselana. Futhi, umthengisi okhokhela duty isimo idokhumende lokubhalisa. Zingakapheli izinsuku eziyi-10 zokusebenza, inkontileka ibhalisiwe.

amaphuzu abalulekile

Yamadivayisi ezindlini ezakhiweni ezintsha ngaphansi isabelo inkontileka unganakile kubonakala inqubo elula neqondile. Kukhona izikhathi okufanele lunikezwe ukunakekelwa okukhethekile.

Ngaphandle wesithathu, okungukuthi umakhi, kuthengiselana ngeke ayithathe indawo. Uma efulethini kuthengisa esabelweni a mortgage, kumelwe futhi ube yingxenye ebhange obolekisayo.

Inkampani ukwakhiwa kungadinga umdayisi ngempela ukuba ingxenye enkulu kuthengiselana. Ngeshwa, nge nangobudlova enjalo ayinakwenzeka ukulwa, ngoba izenzo ezinjalo kulawulwa umthetho.

Ukuthengisa ingcebo akufanele kube ngaphansi encumbrance.

izingozi

Okwenziwayo ubhekwa ephephile, ngoba wenziwa khona ngaphansi kokuqondisa igunya sokubhalisa isimo. Nokho, zikhona izingozi kumthengi.

Isivumelwano kumele icacise Kubiza efulethini. Esimeni izimangalo leli nani ebuyiselwa umthengi. Uma idokhumenti alisho inani kuthengiselana, it is ochithiwe.

Efulethini elilodwa lingathengiswa ngokuphindaphindiwe esabelweni, ngakho kufanele uzijwayeze wonke umlando zokukhokhelwa ezinjalo. isabelo Inkontileka ngempela ukubhalisa. Okwenziwayo kuyoba okuphephile uma ubhalisa. Cash ikhokhwe emva umthengi ethola iphasela kwemibhalo.

Ngokuvamile, ngemva abangabanikazi bamalungelo Ifunda we ngongakwazi ukukhokha izikweletu inkampani ukwakhiwa, kufanele bathengise ifulethi isabelo. Kulokhu, umthengi ngeke ukwazi ukwenza ngisho ingxenye amanani akhokhelwe enkantolo.

Isabelo ezindlini ezakhiweni ezintsha uyize uma umdayisi akanikezanga isitatimende sasebhange, ukugunyazwa ebhaliwe evela ebhange kanye unjiniyela, kanye eziphansi ingcebo. Isivumelwane ayivumelekile esimweni ukubhalisa yesivumelwano ngesikhathi lapho unjiniyela uzwakalise ungeke uzithole usuwile.

Ingabe affixation kungenzeka yesivumelwano "sekwedlulile kanti kuyosebenza"

Isabelo amalungelo impahla akunakwenzeka ngemva ngemvume umbiko ukwamukelwa noma lapho kuthengiselana sokuthenga nokudayiswa Sekwenzekile. Ukudayiswa esiyolandelwa lapho umdayisi lithole ubunikazi izindlu. Ngokuvamile phakathi umaluju futhi kokuthola ingcebo amalungelo ubunikazi idlula isikhathi eside. Ngaphambi zimali eyinhloko owamukela ubunikazi efulethini, angakwazi ukudlulisela amalungelo akhe - ukuvuselela izincwadi nakho. Uma isabelo yenziwa ngaphansi kwesivumelwano ku share iqhaza ukwakhiwa, ungakwazi ukushintsha idethi isenzo ukwamukela ukudluliswa. Endabeni inkontileka kwangaphambilini Ungashintsha usuku sesiphelo sesimiso idokhumenti main.

intela

Assignor, ngokuvumelana Tax Code, kumele bakhokhe intela ku ukudayiswa ingcebo. Kulokhu, isilinganiso sentela engenayo 13 per cent of lemali encane yentela umehluko phakathi izindleko izindlu ngesikhathi DDU futhi isabelo. Ngokwesibonelo, uma efulethini lathengwa unjiniyela 2000000, wasithengisela isabelo semali eyizigidi eziyi-2.1, intela ekhokhwa 100 000. Ngakho, isidingo intela ngesilinganiso esingamaphesenti 13,000.

Okuhle

Ukuthenga ifulethi isabelo - omunye izindlela zanamuhla zokukhulekela utshalomali. ithengiswe ngemali ephansi (ngezinye izikhathi 5-20% ezishibhile inkampani) emabangeni sokuqala ukwakhiwa zokuhlala, kunokuba endlini esiphelele. Ngakho, ke ingenye izindlela zokonga imali lapho ukuthenga umuzi.

Ukuze abantu abaye isivumelwano ku iqhaza ngokuhlanganyela, isabelo nguye kuphela hhayi ukulahlekelwa imali etshaliwe esimweni lapho likuthola izimo ezingalindelekile, futhi ufuna emuva yena. Ukupheliswa DDU igcwele nezinhlawulo ingxenye unjiniyela. Ngaphezu kwalokho, lesi sabelo kukunika ithuba inzuzo.

nebubi

I ethile osobala ukuthi umdayisi liyadingeka semali imibhalo. Ngaphezu kwalokho, iningi imibhalo kufanele wavumelana ebhange kanye unjiniyela. Unjiniyela kungadinga isithakazelo okuqinile sokukhishwa kwemvume.

Ukuze ukunikezelwa umthengi ungavula ku nenkohliso ngoba kungenzeka PO kubhekwe ayivumelekile ngunjiniyela. Khona-ke isabelo bunqamuke ngokuzenzakalelayo. Ukuze bayakhohliswa, une ukuchitha isikhathi esiningi ukuzohlola amarekhodi isibuyekezo. Ngokuvamile udinga usizo abameli abaqeqeshiwe, okusho nezindleko okuthile kwezinto ezibonakalayo.

Isabelo ifulethi esakhiweni esisha - ". Gotchas" inqubo ukuthi has a lot of Uma uya ngale ndlela ukuthola impahla, isinyathelo esifanele isikhalo ummeli osebenza kakhulu ukuthengiselana okunjalo.