Yokuqasha. Incazelo kanye Izinzuzo

Izwi angaphandle "Leasing" angene ezimpilweni zethu. Namuhla inkonzo kunalokho ethandwa. Nokho, yini yilowo nalowo phakathi kwethu owazi incazelo yegama elithi "Leasing" ngokwalo. Incazelo leli gama efihla ngemuva sonke uhlelo lwezimali. Nokho, naphezu yinkimbinkimbi sobala, ukubaluleka leli gama oluphakeme elula, futhi silotshwe RF Law №164. Ukusilandela, eqashisa ngamafulethi (ukuzimisela kuqinisekisa ke) uhlobo utshalomali on ukuthengwa kanye ukudluliselwa impahla, esekelwe inkontileka ekhethekile. Ngokusho kwakhe, umuntu wemvelo noma womthetho kuyinto eyisakhamuzi komhiaba ngenkokhelo isethi isikhathi esithile esinqunyiwe kanye ilungelo lokuhlenga.

Yiqiniso, akukho lutho nzima ngalo, ngaphandle incazelo esemthethweni izwi. Kunezinye ezahlukeneyo eziningi igama elithi "Leasing" incazelo. Nokho, Incazelo kanye nencazelo kubo, njalo kuza into eyodwa - ukutshala ezinye dolobha for yokufuna impahla, okuyinto izobe yaqashiswa. Yokuqasha uhlale side by side loans, igiya sokuqasha futhi ezihlukahlukene ukutshalwa kwezimali. indlela elisebenza ngayo kuhilela amaqembu amathathu: zimali, le umqashisi futhi yisiphi isiqashi. Yokuqasha, kwencazelo okuyinto siyazi manje kunezinzuzo zako, futhi kungenziwa kubhekwe. Ochwepheshe bathi sibonga le sevisi:

1. inkinga othambile ne zezimali.
2. Oqashile has ithuba hhayi kuphela ukwandisa umkhiqizo wabo siqu, kodwa futhi ukugcina njengoba imali nesikhathi.
3. Asikho isidingo ukuzibandakanya emsebenzini wokukhiqiza dolobha waboleka.

Bonke ababambiqhaza of ubudlelwano Leasing kungenzeka aphambana nomunye: zimali, esenziwa imisebenzi yabo, inikeza ukutuswa umqashisi. Lesi sakamuva umboleki hhayi kuphela. Usenguye kumnikazi uthenge nempahla ihlolwe okuyinto idluliselwe oqashile ngesimo inkontileka.

amasevisi yokuqasha zisekhona ezinye izinzuzo:

• inani abathengi kusukela Abenzi kwemishini kukhuphuke ngo izikhathi eziningana;
• ngokusebenzisa Leasing kungenzeka ukuba ulondoloze imali ukuthengwa kwemishini emisha umenzi;
• zithole izinzuzo ezithile ngokusebenzisa Leasing;
• umninindlu elahlekile isidingo akhokhe ngokushesha yonke imali imishini, ngakho ungase uthumele kahle izimali ezisele nezinye izimboni.

Kunezinhlobo eziningana ngale sevisi:

1. Leasing lwezezimali - ukuthengiselana okubandakanya nokubuyiselwa zonke izimali zisetshenziswa umqashisi, ngethemu yesivumelwano. Ngaphezu kwalokho, ngalesi sikhathi-ke ngokuvamile icala amortization izinkokhelo, futhi ekupheleni nenkathi yenkontileka Babaleni ongafinyelela 100%.
2. Leaseback - inketho umnikazi ethengisa imishini yakhe ukuba inkampani ngaphansi kwazo bese bahlelekela isivumelwano sokuqasha imishini yayo efanayo.
3. Thola. Ikakhulu elisetshenziswa ukuqaliswa kwe-amaphrojekthi eqolo, njengoba kusho uxhaso ngemigudu eziningana ezahlukene.
4. Subleasing. inkonzo Inketho, okuyinto eyenziwa esebenzisa abaxhumanisi eziningana.
5. Leasing Operational. Libhekene iqiniso lokuthi kukhona amortization ongaphelele imishini ngombandela wokuthi oqashile ubophekile ukuba ukuqapha ubuqotho imishini.

Ngokusho incazelo eqashisa ngamafulethi, usikisela izindleko ezithile zezimali. Sinenkosi igama izinkokhelo ukuqasha - lena lemali ukuthi yisiphi isiqashi kumele uhlinzeke izinsiza wathola. Ake sicabangele izimpendulo zemibuzo izici eziyisisekelo izinkokhelo sokuqasha. Ngo Ukwakheka kwabo, njengoba umthetho, yilezi:

1. Ukwehla kwentengo yempahla lonke yinkathi inkontileka isebenza.
2. Ukuze akhokhe isinxephezelo kuya umqashisi kulesi sibalo indlela ayisebenzisayo.
3. Commission.
4. Ukukhokhela izinsizakalo ezengeziwe.
5. Izindleko impahla, kodwa kuphela uma uma inkontileka lento yokuhlengwa kwakhe kubhaliswe.

Ngakho, eqashisa ngamafulethi - kuba inzuzo futhi kulula kuwo wonke umuntu.