Yini ehlanganisiwe kwencazelo "inzuzo kule nkampani?"

Kwencazelo "inzuzo" kuyinto elithile kahle kwezomnotho noma ishayise. Ngamafuphi nje, lo mqondo ephawula ezingeni inzuzo kanye nokwethulwa ngokuyiko kwezinhlelo izinsiza ezahlukene, ezifana zabasebenzi, ezibonakalayo nemali. Ngaphezu kwalokho, incazelo inzuzo inkampani bazwakalisa degree ukusetshenziswa okunengqondo ezweni imithombo. Ngakho, ukubala wenziwa Coefficient umelwe isilinganiso imihlomulo wamafa etholakalayo noma imithombo notshwala. Onjalo isici singawathola ku inzuzo per unit noma inzuzo, okuyinto kuqukethwe ngamunye iyunithi okuholela.

Kwencazelo "inzuzo" ngamaphesenti. Kufanele kuphawulwe ukuthi umqondo okungenani sincike izinga lokwehla kwamandla emali kodwa has a ukubandakanyeka ngokwanele waqiniswa inzuzo wekhasi.

Ukunqunywa inzuzo kanye nokwenza inzuzo ngayinye ebhizinisini ngamunye kungaba kwenziwe ngokuhlaziya amamethrikhi ibalwa ezifana ukubuya ku-amafa, izimpahla zamanje, ezimpahleni ezingasuki phansi, nenzuzo yokutjala nokulingana, kanye ukubuya ezitshaliwe Imininingwane. Cabangela ezinye zalezi izinkomba ngokuningiliziwe.

Buyela nokulingana

Le nkomba unendima ekhethekile ukuhlaziywa kwezezimali. isici okunjalo sivezwe kanje: inzuzo wathola ngemva kokubanjwa kwezimali obehlukene izimali zomphakathi nezintela, zihlukaniswe nokulingana dolobha. Kulokhu, kwencazelo "ukubuya ku nokulingana" ikhombisa margin inzuzo maqondana bamasheya etshaliwe izimali.

Buyela ku-amafa

Ibonisa isilinganiso inzuzo emva ukunikezelwa nenani isilinganiso amafa. I inzuzo lolu hlobo kuwuphawu inzuzo ezizuzwa inhlangano komunye ruble atshalwe inqubo kumiswa amafa. Ngamanye amazwi, lokhu inkomba eveza degree of inzuzo yebhizinisi yenkathi eyodwa.

Isivuno phezu eziyisisekelo amafa ukukhiqiza (CPA)

Le nkomba sivezwe njengoba isilinganiso inzuzo inetha ukubaluleka ukubaluleka isilinganiso OTF. Njengezinye izibalo ethulwa, ukubaluleka okuholela kufuneka iphindaphindwe 100%, kusukela, njengoba kushiwo ngaphambili, ngamunye izinkomba isivuno lilinganiselwe.

Inzuzo izimpahla zamanje

Njengakuwo wonke okuza langaphambilini, le nkomba iyona isilinganiso imali inetha ukubaluleka izimpahla zamanje.

Sencazelo "nenzuzo yokutjala"

Kuhlanganisa ukusetshenziswa ngempumelelo nakahle eyenziwe izimali okuhloswe ngazo ukuthuthukiswa nokuhlonishwa kwemibhalo enhlanganweni. Le nkomba zingatholakala ku le ndlela elandelayo: imali egcwele inzuzo yahlukaniswa Imininingwane ibhalansi owawuke emalini ukubaluleka lemali iqondiswe ukuba abuyisele izibopho yesikhashana.