Buyela nokulingana njengoba uhlelo uhlaka ukuphathwa kuhle ibhange

Ukuphatha imali kuyingxenye ebalulekile edingekayo yokuba ukuphathwa yasebhange uhlelo noma ibhizinisi wonkana, ukuqinisekisa ukuzinza umsebenzi wabo esikhathini nezimo zezimakethe zamanje. Imodeli Yokuphatha dolobha limelela iqoqo izakhi ezakha izimiso kanye namasu ukulawula okubhekiswe ekusunguleni ukubaluleka ezifanele, kanye nesakhiwo ezinkulu, sebenzisa yayo ngempumelelo, futhi lapho umbandela eyinhloko ukubuya ku nokulingana.

Imigomo esekelwe phezu kwayo ukuba basekele iyiphi imodeli ezifana lifanele lifake hlangana:

- Izinga ukuhileleka jikelele uhlelo lokulawula;

- imvelo letindzala izinqumo;

- eguquguqukayo, ovumelana nezimo ukuphathwa ashukumisayo;

- the kaningi izindlela zokuphatha;

- ukugxila imisebenzi ebaluleke kakhulu izikhungo zokuthuthukisa noma labasemkhatsini nalabakhulu;

- Noma kunalokhu kuvikeleka kwezomthetho;

- nokwenza zokuphatha, lapho ukubuya on ukulingana isibe umbandela esiyinhloko ekulenzeni libe namandla.

Ngesikhathi sigaba zamanje ukuthuthukiswa komnotho umgomo oyinhloko-dolobha ukuphathwa iyona zihlomule emnothweni ebhange kanye ukuze kube nesiqiniseko sokuthi zezimali kanye nokuvikeleka ngokuhamba kwesikhathi, ikhumbula nokukhulisa inani lemakethe yayo.

Ukuze kube njalo kudingeka:

- isiphelo sesimiso yasebhange mode zokusebenzela, lapho ukubuya inetha ukulingana isakhiwo, azuzwe nemingcele elilungile;

- ukwabiwa dolobha eyenziwe uhlobo ukusetshenziswa;

- sakha isimo esihle okukhiphayo kuya ukubuya elikhulu ku-equity, ukufeza isivuno esiphezulu izinga elindelekile lobungozi;

- ukunciphisa zezimali ingozi izinsongo ezingeni layo nalehleliwe nenzuzo;

- ukuqinisekisa yakhoibrium zezimali ibhange;

- izinga elidingekayo ukulawula by abasunguli;

- ukuhlinzeka Ukuphathwa Ukuzivumelanisa nezimo;

- ehamba phambili izinkomba kokusebenza ngokuvumelana naleso okuyinto ikhiqize ukubuya ku nokulingana;

- okufika ngesikhathi reinvest ibhizinisi dolobha.

Uhlelo lokulawula ihlanganisa subsystems ezilandelayo:

- Ukuphathwa capital siqu, kwakhiwa kokubili kusuka emithonjeni zangaphakathi nezangaphandle;

- Ukuphathwa capital waboleka, bakhangwa kusetshenziswa imithombo yangaphakathi ezifana iminikelo iqhaza, udaba lamasheya , njll.;

- ekuhleleni umsebenzi nge dolobha esengeziwe ; (yasebhange, ukuhweba credits, ekushayweni isibopho et al.)

- nokwenza isakhiwo.

ukuphathwa dolobha IBhange lususelwe amasu nokuphathwa amacebo. Isu kungenziwa inikezwe njengoba isiqondiso eyinhloko yomsebenzi yebhange okufinyelela imigomo. inhlokodolobha ukuphathwa isu kufanele uhambisane jikelele isu ukuthuthukiswa ebhange, ngoba kuyingxenye. Icacisa isu dolobha ukuphathwa lufanele lwenteke kulamazinga lalandzelako ikhumbula izici of lasungulwa nokusetshenziswa, zezemvelo kanye izinhloso kanye nemisebenzi ye-ebhange. Ngenxa yalokho, ukuphathwa isu dolobha kufanele kugxile ngcono izinkomba main agcwele ukuphumelela ukwakheka kanye nokusebenza dolobha, ukukhuthaza ukuzinza kwezezimali.

Control Amaqhinga sihlinzekela ukusebenzisa izindlela ezithile kanye namasu ukufeza umgomo esimweni esithile ngesikhathi esithile.

Capital ukuphathwa kuhilela ukusetshenziswa amaqembu amabili zomculo:

1. amathuluzi sangaphandle ukumela isethi ezithile iziyisikhombisa ezingeni Macro ezithinta izinqubo kumiswa kanye nokusetshenziswa micro-level dolobha (isiqondiso isimo amabhange, fa emakethe, lwemali isiqondiso; ukutholakala credit imithombo).

2. amathuluzi ukuphathwa langaphakathi, okuyinto okuhloswe ngayo ukwenza ngcono ukusebenza kahle by iqhakambisa izici yangaphakathi yentuthuko yebhange, kuveze izici ezifihliwe futhi alondoloza (kwemali yonkhe isu kanye nenqubomgomo yezimali target, indlela yokukhetha elilungile umthombo ngezimali, amazinga kohlelo lwangaphakathi ngezici ezithile kwemali yonkhe, njll ) ..

Ngakho, ukuphathwa kwempahla Kuhilela ukuthola nokwamukela izixazululo, okuyinto ekuqinisekisa kahle kusengaphambili ukusetshenziswa kwaso, ngokuba nomthelela ukubaluleka, uphindela nokulingana, isakhiwo kanye imithombo capital. Mshini capital ukuphathwa kuhlanganisa: definition yezinhloso ukuphathwa kanye nemisebenzi, ukulawula kokusebenza kwabo; lokuthuthukiswa kwamasu kanye amaqhinga ukulawula dolobha; ukusebenzisa izindlela zanamuhla futhi onobuhle enqubeni ukuphathwa; ukuhlaziywa esifike ekusetshenzisweni bofeleba netinhlavu nokwandisa ukuphathwa yayo.