Amabhange ukuthi musa uhlole umlando credit (uhlu)

Namuhla credit izikhungo nezinsizakalo athandwa kakhulu. Abaningi baphendukela ekusebenziseni amabhange izocubungulwa loan. Yilokho nje hhayi wonke umlando credit ephelele. Inkinga iwukuthi kulethwa konke, ngisho misstep iklayenti kwencani, ezifana inkokhelo olulodwa kwesikhathi. Ingasaphathwa senkokhelo okungazelele ezikweletini nezinye amaphutha. Futhi uma kukhona isidingo ukukhipha esinye loan - kukhona izinkinga. Njengoba amabhange wabheka ekukhokheni esidlule iklayenti, musa engozini kuye ukuthi ngikhiphe inkongozelo. Nokho, kukhona indlela yokuphuma. Kukhona amabhange ukuthi musa uhlole umlando credit.

"BIN"

Kufanele kushiwo ukuthi izikhungo zezimali ukuthi ngokuphelele konke bavala emehlo abo, alikho. Kodwa kukhona uhlu amabhange condescendingly lezinkokhelo ezihlobene esidlule amaklayenti abo. Futhi ngenxa yalesi basuke ngokubaluleka kuthandwa.

Lapha, ngokwesibonelo, "BIN". Kuyinto phezu 12 endaweni simo lonke kwamabhange. Lokho liyingxenye 15 phezulu futhi ithatha akukho emgqeni wokugcina. Isamba izimpahla zalo idlula ruble 1.18 trillion. Ngenyanga yokugcina "BIN" sanda yona 35,87%! ruble abangaphezu kwesigidi esingu-312 ngezinsuku ezingu-30 - lezi umxhwele.

Uma Kuyaphuthuma imali ke ukhetho best - ukukhipha ikhadi lesikweletu ku lemali edingekayo kule "Binbank". Abasebenzi lenhlangano ukwenza kanjalo ngokushesha ngangokunokwenzeka, umlando wokukhokha iklayenti kungukuthi ihlolwe. I loan isevisi eside kungaba futhi indlela yokuphuma. Phela, isinqumo kuleli cala kwavunyelwana esikhathini esifushane kakhulu lapho ukuhlaziya umlando ikhasimende akunakwenzeka.

"Ekhaya Credit Bank"

Kokunikeza uhide amabhange ukuthi musa uhlole umlando credit, kufanele kuphawulwe ukuthi ukunakwa zezimali izikhungo. Kungani? Okungenani ngoba umthengi abolekise umholi emakethe yethu.

Nokho, ngenxa 'uvale emehlo "yasebhange umlando omubi lezinkokhelo kuyodingeka bakhokhe. Ukukhokhwa isithakazelo, yebo. I sibi Umlando wokukhokha kwemali - ngakho ukuthi ziphakeme. Kodwa ungakwazi ukubheka enye indlela - njalo ekwenzeni imali njengoba isikweletu ukubuyiswa kwemali hhayi prosrochivaya kubo, bakwazi "mhlophe" Payment esidlule yakhe.

Ngakho, mayelana amanani. Uma umuntu isiyi- ikhasimende ye ibhange, enquma ukukhipha loan lemali ruble 10 kuya kwezingu-850 kusuka, kuyoba azisizi 17,9% ngonyaka. Okuncane eside - ngonyaka. Ubuningi - izinyanga 84. amakhasimende amasha ahlinzekwa esilinganayo ruble kusuka 30 kuya kwezingu-500 e-19,9% ngonyaka. Futhi isikhathi ezingu-12 kuya ku-60. Ngokwesibonelo, uma umuntu ku lafana izokhipha ruble 300,000 boleko ngonyaka, bese ekugcineni njengoba isithakazelo uzokhokha ruble 59.700.

GE Money Bank

Le nhlangano futhi kufanele ukunakwa kuqashelwe, ukhuluma ngani amabhange ukuthi musa uhlole umlando credit.

Inzuzo yokuqala lejabulisa GE Money Bank, - kungenzeka ukwenza isicelo sakho ku-intanethi, okuyinto kubonakala emizuzwini engu-30. Yiqiniso, phakathi nalesi sikhathi akekho luhlola Inkokhelo esidlule ikhasimende lakho ezingase zivele. Nakhu ukunikela GE Money Bank:

• Ayikho ikhomishini.
• I uyonikwa okwengeziwe imibhalo - ephansi kuyoba isilinganiso senzalo.
• Inani - kusukela kwezingu-20 ukuba kwesigidi.
• elithi Maximum - iminyaka 5.
• The kungenzeka buyiselo ekuseni ngaphandle ikhomishini.

Akumangazi ukuthi le nhlangano kufakwe ohlwini amabhange ukuthi ashalazele phezu umlando wokukhokha. By the way, ethandwa kakhulu ngemsebenti wabo - ukuhlinzeka osheshayo credit cards. Futhi igama liyazikhulumela. Ngokuvamile, e imali GE Money Bank ezikweletini kungathatha eyodwa - ngoba ethandwa.

"Standard Russian"

Le nhlangano futhi libhekisela uhlu onesihloko esithi "Amabhange ukuthi musa uhlole umlando credit." Iphinde inikeza inkonzo loan express. Isicelo kubhekwa imizuzu 15-20. Lesi sikhathi okwanele ukuqinisekisa ukuthi ibhange unqume ukuthi yimalini ukukunika ikhasimende lakhe.

Le sevisi itholakala kuwo wonke umuntu. Ngoba ukuze ulisebenzise, kubalulekile ukwethula kuphela passport. Kodwa lokho ingcono nakakhulu - loan Express kungenziwa ikhishwe ukude, nge-inthanethi. Kuphela ubudala elinganiselwe ububanzi - ikhasimende kumele okungenani ube neminyaka engu 23 kuya kwayi kwengu-65.

Inani kungaba isukela ruble kusuka 3,000 kuya ku-1 million. Okuncane isikhathi - izinyanga 3. Ubuningi - iminyaka engu-3. Izinga kunqunywa umuntu ngamunye.

Bank "Renaissance Credit"

Kufanele kuqashelwe ukunakekelwa okukhethekile. Hlola ukuthi umlando amabhange ngesikweletu? Ezinjengethi "Renaissance", cha. amakhasimende abo banikela ukubulawa emajukujukwini yekhadi umkhawulo ruble kuze 150 000. Kubalulekile kuphela ukunikeza ulwazi lemininingwane mayelana nokuthi ngokwabo (ipasipoti), ngesimo sakhe sezimali kanye nesipiliyoni. Uma abamele inhlangano, isimiso, konke kusebenza - umuntu uzothola ikhadi ngalo lolo suku. By the way, okwenza inthanethi ifomu, angakwazi ngokushesha ucacise umnyango lapho kuzoba lula ezomlanda.

Kuthiwani credit okugcwele? Inani eliphelele loan kungenzeka ruble 500 000. Ukukhula - kusuka izinyanga 24 kuya ku-60. Izinga ngokuba "okungenazinkinga" amakhasimende 15.9% ngonyaka. Ye-akhawunti labo Izimali umlando ayiyinhle - 19,9%. Ngiyajabula ukuthi kukhona izinhlobo eziningana amasevisi anikezwa abantu nezinkinga zemali. Ngoba "Renaissance" njalo lifaka rankings ahlukahlukene ukuthi uhlu amabhange musa uhlole umlando ngesikweletu. Moscow - inhlokodolobha, futhi ligcwele izinhlangano ezinjalo. Kodwa "Renaissance", indlunkulu esemgwaqweni endaweni efanayo, othandwa kakhulu.

"Sovcombank"

Omunye akufanele uyikhohlwa, sibhale amabhange musa uhlole umlando credit. Совкомбанк » всегда. Uhlu izinhlangano ezifana kuhlanganisa "Sovcombank" ngaso sonke isikhathi.

Into umqondo. Kuyinto ibhange elikhulu yangasese sephrofayela jikelele. Yena ngokuyinhloko lugxile ekuhlinzekeni imisebenzi yezezimali kubantu abangafuni bengadeli. Lezi zihlanganisa impesheni, izakhamuzi zasemizaneni amancane, yebo, amakhasimende umlando omubi wokukweleta. It is ngisho ezishiwo incazelo ebhange.

Futhi, futhi, omunye amasevisi ethandwa kakhulu iyona credit okusheshayo. Kusukela indoda ipasipoti Russian kuphela liyadingeka, ukuhambisana umkhawulo yobudala (engu-85) kanye ubudala ezingu-4. Yiqiniso, inani ungathatha encane - ruble 5 izinkulungwane 40.

enye Ungaphendukelaphi ukuba?

Kunezindlela izinhlangano ezimbalwa ungaxhumana. Futhi kufanele munye ohlwini:

• "Tinkoff" futhi "Promsvyazbank" (umlando ufundwa, kodwa ukubambezeleka kancane, kanye zamehlo efanayo akubalwa).
• "Thembela" (ipasipoti kudingeka).
• "Prominvestbank" futhi "ZapsikomBank" (isitifiketi esidingekayo engenayo).
• "Orient Express" futhi "Summer Bank" (siqotho izimfuneko ababoleka, nelinanincane lema-imibhalo).
• -OTP Bank. Hlola ukuthi "-OTP Bank" Umlando wokukhokha kwemali? Cha, yena emakethe yezimali muva futhi uzama ngazo zonke izindlela ukuze bahehe amakhasimende.
• "City Bank" (umboleke usayizi ezahlukene ngokuphelele, kodwa ngenxa isizumbulu kudingeka isiqinisekiso esemthethweni engenayo).

Njengoba ubona, ngisho nabantu umlando omubi yokukhokha kukhona indlela. Futhi akukho noyedwa. Futhi indlela yokusebenzisa - kungcono wonke umuntu unquma ngamunye.