NPF "LUKoil-Garant": ukubuyekeza umsebenzi kwesiKhwama

State sempesheni eRussia namuhla baqala ukuthola isidingo esikhulu. Kodwa lapha ukukhetha inhlangano fair, okungase ukuphathisa umhlalaphansi wabo wesikhathi esizayo, akunjalo elula. Namuhla, siyinake izokwethulwa NPF "LUKoil-Garant". Kubalulekile ubuyekeze ngamunye. Noma yimuphi umuntu umbono kubonakale kuwusizo nokuwusizo. Yini amakhasimende cabanga le nhlangano? Ingabe ukholelwa ukuthi? Noma ingabe kangcono ukugcina imali yempesheni kwenye indawo? Lokhu kuyodingeka ukuthola kusengaphambili. Phela, impesheni - akusiwona ihlaya. Futhi nezindaba ezihlobene ke, kufanele kusetjenzwe ngakho kusengaphambili.

umsebenzi

Into yokuqala kufanele sinake - yilokhu waziphatha kule nkampani. Mhlawumbe usemncane kakhulu futhi ngaleyo ndlela akudingeki la masevisi? Noma, Ngakolunye uhlangothi, kubalulekile ukuba banakekele esizayo inhlalakahle yabo.

"Lukoil-Garant" - iskhwama se-Pension. Usebenzela isidingo esikhulu sokulondoloza ekuqongeleleni olwenze kwimpesheni yakho esikhathini esizayo. Yiqiniso, nokwanda kwentshiseko okuncane kuye. Okungukuthi, abangabantwana ngokuqinile kuphakamisa izimali ngokuthi "ukuguga" izakhamuzi kanye inkokhelo elandelayo yalo. Lutho olusolisayo, kuba umsebenzi evamile. Ukuze zonke NPF "LUKoil-Garant" lobuya abasebenzi amaklayenti uthola omuhle. Awudingi ukuba siqonde lokho nezinye izinkonzo yinhlangano. Vele ngokwanele ukuba ukhumbule ukuthi okwamanje ngeke ukwazi ukugcina futhi ukwandisa impesheni enawo ngesikhathi esizayo.

ukusabalala

Ngoba noma yisiphi corporation kuba nokudlanga ebalulekile kuleli zwe. Kulesi mqondo, NPF "LUKoil-Garant" (ukubuyekeza ngakho abakwazi ukushiya wonke umuntu mahhala) idumela kuhle. Lena inhlangano kuqhathaniswa ubudala, okwakusho sihlanganisa lonke izwe laseRussia has zakhela emagatsheni awo.

Lokho okuphambi kwethu ngokusobala aliwona lokukhohlisa. Uma ufuna ukuba abe i zimali ka "Lukoil-Garant" ngeke kusaba khona izinkinga. Vele ufune igatsha edolobheni lakho (njalo ukhona) futhi ubheke nganoma isiphi isikhathi esilungele wena. Ayikho inkinga, kunjalo? Inhlangano isisabalele lonke izwe. Mhlawumbe, okwamanje akukho edolobheni, okuyinto kwakungeke kuphendule ehhovisi okungenani eyodwa "LUKoil-Garant". Futhi kuyamjabulisa. Nokwethenjwa ngamakhasimende kusukela kungaphansi inhlangano ikhula.

isilinganiso

indima Kakhulu eyadlalwa okuthiwa ithemba isilinganiso amakhasimende. Noma kunjalo, indawo inhlangano ohlwini zonke sempesheni non-state kungenzeka. Kule ndawo esibone ezinhle NPF "LUKoil-Garant" nokubuyekeza amakhasimende. Futhi isilinganiso kubuye okusezingeni eliphezulu kule nkampani. Noma kunjalo, ukuze uthi abaningi.

Okwamanje, "Lukoil" liphakathi izimali emihlanu kangcono ozongela umhlalaphansi. Okungukuthi, ungakwazi nakanjani umethembe. ukwethembana ileveli A ++. Lona isilinganiso esiphezulu. It kuvela ukuthi inhlangano okunokwethenjelwa ngempela. Ungakwazi ungesabi ukuthi siyobona ngokushesha shaqa noma ayikwazi ukuhlangabezana nezibopho zakhe. Kodwa ingabe kunjalo ngempela? Ngokuvamile, izibalo azibonisi ngokugcwele lonke iqiniso ngalezi noma ezinye izinkampani.

nenzuzo

Yini enye banake izivakashi? Yiqiniso, lezi zincwadi ezibizwa ngokuthi ukubuya ku ubulungu. Ngifuna ukutshala lapho kukhona inzuzo. NPF "LUKoil-Garant" isilinganiso nenzuzo kanye nokubuyekeza kulo mkhakha akulona embi kakhulu. Kodwa hhayi kakhulu.

Kuleli qophelo ngonyaka, imali yenhlangano imayelana 6-6.5%. Inani esisele "kudliwa" by nokwehla kwamandla emali. Ngomqondo onabile, akusiyo kangaka. Kodwa lapha sika izimbangi nomthelela omkhulu kakhulu kunalaba akukwazi ukunikeza. Maximum - kuyinto 4-5%. A "Lukoil-Garant" has a isivuno esikhulu. Hhayi okuningi, kodwa namanje kunomehluko. Futhi babe amakhasimende amaningi bayajabula.

Ngakho NPF "LUKoil-Garant" isilinganiso Yabantu amanothi ezingeni ehloniphekile. Nakuba sinesizathu esizwakalayo sokukholelwa ukuthi lokhu inkampani seqiniso, ezosiza ukuze alondoloze futhi ukwandisa zakho ozongela umhlalaphansi. Kodwa ingabe kunjalo ngempela? Ingabe izitatimende hhayi enjalo imane nje ukukhangisa ukuze ahehe amakhasimende amasha?

yilungu

Ukuze siphendule lo mbuzo kunzima. Ngemva kukhona okungahambi kahle kule nkampani. Futhi ukuzonda ngesizathu esihle. Ezinye zingase zibonakale zingasho lutho, kodwa abantu abaningi namanje lezo zikhathi kubonakala osolisayo.

Yini ephathelene? NPF "LUKoil-Garant" (ukubuyekeza lenhlangano kungatholakala kokubili emihle nemibi) iyasebenza, ngisho kakhulu, wahlanganyela edonsa kubatshali bezimali abasha. Lesi simo esiyingqayizivele sibangelwa odlulela ezinye - lokho yimpumelelo kakade, corporation efakazelwe imatasa yokusesha kumakhasimende amasha? Bafanele uyifunda.

Kodwa kukhona ukucasula kakhulu uma isakhamuzi enquma ukuhlola lapho ingxenye uxhaso yempesheni yakhe. Ngokuvamile kuvela ukuthi wena kakade client of "Lukoil-Garant". Kodwa konke yisiphi isikhalazo ukuze inkampani kungxenye yakho kwaba, akekho oye wenza isivumelwano amasevisi. Isimanga, sethusa bese siphazamisa amakhasimende.

Kungani becabanga kanjalo? Zonke ngenxa yokuthi "Lukoil-Garant" ungene ezivumelwaneni nazo, ukuze silondoloze ingxenye uxhaso impesheni ne ezihlukahlukene abaqashi. Nabo baphinde ukuphoqa bonke abasebenzi ukuthi basebenzise kuphela idatha yesikhwama sempesheni. Emisebenzini ezinjalo kwemvume kungadingeki, umqashi uba yisiboniso futhi ukunika ezinhle ukwenza inkontileka.

Kodwa uma usebenzisa mathupha kwinhlangano, azikho izikhalo lapho. Wena ngokushesha amphuzise inkontileka ecacisa ukubona izimpawu ezifihlekile amakhophi ambalwa, ngokushesha ukuvula i-akhawunti, bese ziqala ukulondoloza yakho iminikelo impesheni. Isivumelwano ngeke kubekwe ulimi kucacile futhi kulula. Nakuba abanye babekhathazeke ngokuthi ukwaziswa okuncane kakhulu is ebalulwe inkontileka lembuyiselo uma kunesidingo.

Kwesinye Isikhwama

Njengoba kungaba sad kungase kuzwakale, kodwa NPF "LUKoil-Garant" (izibuyekezo, izilinganiso kanye nezinga ithemba enhlanganweni ethulwa ekuqapheleni kwethu) - hhayi inhlangano othembeke kunabo bonke. Kunoma yikuphi, lokhu umbono olwabiwa amakhasimende abaye anquma ukuba bahoxe ekungeneleni Isikhwama futhi bathuthele kwelinye. Lapho asayine isivumelwano uzokwaziswa ukuthi awunankinga kuyoba. Ufuna ukushintsha yesikhwama sempesheni? Mane ubhale ifomu lesicelo futhi akwethule ehhovisi "Lukoil-Garant" edolobheni lakho. Ungakhohlwa ukubhalisa khona zasesiteji akhawunti, okuzokwenza uhlu ingxenye yakho accumulative impesheni.

Kodwa konke lokhu nje umsindo ngakho elihle. Ekusebenteni, izitatimende ikhasimende njalo sinqatshelwe ngenxa yezizathu ezihlukahlukene. Ngokuvamile izithembiso nje yasungulwa. Zonke nje ukugcina amakhasimende. Perturbation alunamkhawulo. Ngo ezihlobene "Lukoil-Garant" Eqinisweni, uzobe kuboshelwe inhlangano. Ukuhambisa kwesinye isikhwama sempesheni kuzodinga ukuthi ukuphikelela, ngisho ekunukubezweni ekuvikeleni amalungelo abo. Izikhathi eziningana ukubhala isicelo futhi ukuqeda zonke "amaphutha", okhombisa inkampani. Vele ngakho-ke akuvali.

Sicela uqaphele, nawe kuzodlondlobalisa ukulahlekelwa omkhulu ngemva yokuhamba "Lukoil-Garant". Le nkampani ngeke ngikunike lutho inzuzo yonyaka, okuyinto kwenziwa ukudluliselwa ukonga impesheni. Le nto ebekiwe inkontileka, kodwa ngokuvamile uzibiwe.

izinkokhelo

Elinye iphuzu negative - isivele sithembele ukukhokhelwa imali yempesheni. Ukuwathola, uzokwazi ukuba kuphela uma uba impesheni. Ngemva noma yonke lemali zingafundwa, noma ukuthola kumaphesenti athile yonke imali. Isikimu sesibili sitholakala kaningi.

Kodwa lokho nje NPF "LUKoil-Garant" (ukubuyekeza uhlamvu omuhle wenhlangano atholakala eminyakeni yamuva nzima) has kule ndawo igama elibi. amakhasimende abaningi bami kwelokuthi - imali ngeke ukwazi ukuthola isikhathi i-corporation. Ilokhu yimuphi ukwehluleka kwenzeka, inkinga, kanye izimpendulo ezivela esigabeni 'kungekho imali, linda. " Lokho awokuthi awusoze ukwazi ukulahla ingxenye yabo sezikhalazo impesheni. Konke lokhu kuholela senqabe amasevisi kwinhlangano. Noma okungenani uqaphele ke.

yimali

Ithi kuzokwenzekani esikhathini esiseduze esizayo NPF "LUKoil-Garant" Ukuhoxiswa kwelayisensi. Kodwa lokhu amahemuhemu kuphela. bafika kusukela lokuthi iningi abahlanganyeli ungatholi isikhathi imali yabo yempesheni. Lokhu kuphakamisa izinsolo: ngokuqinile baziqhubekela ungeke uzithole usuwile. Uneziqu nemali yokukhokhela. Ngakho, uma ethola imali, okuyinto libala amakhasimende, ngemva izidingo zawo. Akanabo Ubulungisa, emthethweni futhi imithwalo yakhe!

Konke lokhu kusenza senqabe isivumelwano ne "Lukoil-Garant". It kuvela ukuthi phambi kwethu akulona aqotho ngempela corporation. Futhi uma ngaxhumana naye, kudingeka ucabange kusengaphambili kokudluliselwa impesheni kwezinye non-state (noma isifunda) sempesheni. Lezi amathiphu inikezwe abaningi ababengaba ababambiqhaza.

uzihambele

Njengoba ubona, NPF "LUKoil-Garant" (izibuyekezo zamakhasimende nezilinganiso manje eyaziwa kithi) - akuyona inkampani aqotho ngempela. Kuyinto ezinzile, okuthembekile kuqhathaniswa, kodwa izinkokhelo kuyodingeka uthole lapho nabanye ukubambezeleka ukubambezeleka. Yini ngaphezulu - ungase uthole ukuthi ingxenye yakho accumulative impesheni isivele agcinwe "Lukoil", futhi une bengazi ngakho.

Lapha ungakwazi ukuphatha. Ngempela, ngokuvamile, isimo azihlukile kakhulu kusukela kwenzekani lonke sempesheni non-state. "Lukoil-Garant" - ingenye abaholi eRussia. Futhi isivuno, futhi isibalo amaklayenti (kungakhathaliseki ukuthi bafika inhlangano). Lokhu isikhwama sempesheni ngokusobala akaphelelwa ilayisensi yayo futhi ngeke aze avalwe. Ukuze kubhekwe okuzinzile. Cabanga bonke ngobuhle nangobubi bawo kwenhlangano, bese uthatha isinqumo sokugcina ku ubulungu. NPF "LUKoil-Garant" - isikhwama sempesheni, kuwufanele okungenani ezinye ukunakwa kwakho.