Izimpesheni usomabhizinisi ngamunye

Njengoba yaziwa, isabelomali isimo impesheni akhiwa ngezindlela of Pension Fund, iminikelo okuyizinto ayimpoqo zonke izinhlangano kanye osomabhizinisi ngamanye. Kulesi sihloko sibheka isimo nge ezibanjwayo ibhizinisi (SP).

By kokubhalisa njengendlela PI, umuntu ebhekene isidingo hhayi izintela kuphela, kodwa futhi uthumele lezinkokhelo saziso ukuze Pension Fund we Russian Federation. Ngokomthetho, ngamunye IP - yomshuwalense kwesamba impesheni. Indlela yokukhokha - oyisibopho futhi compensatory. Of iminikelo esikhwameni sempesheni impesheni kwakhiwa.

Futhi obudingekayo iminikelo Social Insurance Fund (Social Insurance Fund) kanye OMS (ayimpoqo yezokwelapha). Usayizi zonke izamba ikhokhwe ibalwa okusekelwe izindleko onyakeni umshwalense.

Izindleko elicwengisiswe unyaka ngamunye ngokuvumelana nomthetho "Ngo umshuwalense." Pension iminikelo eyimpoqo ngenxa usomabhizinisi ngabanye. usayizi yabo - a inani elimisiwe. Elibalulekile caveat: iminikelo impesheni SP okhokhela, ngisho noma ngo nyaka, umsebenzi ibhizinisi awuzange kwenziwe. Lo mkhuba kuphambene ingqondo Nokho, ethobela umthetho osebenzayo.

Uma umsebenzi PI kunqanyulwe ngenxa yezimo uhlamvu esicindezelayo, ukungakwazi akhokhe iminikelo izimali zempesheni nezinye ayimpoqo nje ingakwazi ukufakazela enkantolo. Kodwa uma inkantolo alamukeli ukugwema ezinjalo inkokhelo ka umshuwalense abafanelekile, isikweletu iyoba indaba penalty isinqumo sokwahlulela.

Pension iminikelo, njengoba alinganiselwe, zaba ngo-2011 i-osomabhizinisi ngabanye 26% inani inzuzo. umshwalense wezempilo - 3.1% (e uxhaso federal) kanye 2.0% (e Isikhwama indawo). Inani izinkokhelo liguquguquke kuze kuphele 2011 ngayinye usomabhizinisi muntu esenze ruble 16159. 56 kopecks. Inani esifanayo ukukhokhela umuntu, umsebenzi ibhizinisi zazo wukunikezela notarial nezomthetho.

Pension iminikelo e 2012 inani ruble 14386. 32 kopecks., Kodwa ngo-2013 leli nani ukwandisa kakhulu. Umthetho uhlinzekela nokwanda okuphawulekayo iminikelo yempesheni SP, kakade ophasiswe Duma State ekufundeni sokugcina, naphezu ukucasula umphakathi, engajabule iphrojekthi kabusha impesheni.

Pension iminikelo osomabhizinisi ngabanye zincike amaholo - amaholo. Ngo-2012, inani amaholo kwaba ruble 4611, ngo-January 2013, leli nani luyanda ruble 5205. Ngakho ukuthi iminikelo impesheni kuzokhulisa kunoma isiphi isimo. Ngaphezu kwalokho, le ndlela yokubala entsha ye kubalwa Usayizi fixed umshwalense yokukhokha kuhilela esasikhipha okuza okwandisa, usayizi okwandisa njalo ngonyaka.

Icala yempesheni yonyaka ibalwa kanje: umkhiqizo amaholo futhi inani lenzalo eminikelo impesheni (26%) iphindwe 12. Isamba amaholo, uqobo ezikhula unyaka nonyaka, izibalo kuzothatha okuphindwe kabili ngonyaka ka 2013, i- 2014 - iphindwe 2.5-2015 nangale - kunyuke ngo-izikhathi ezingu-3. Okungukuthi, inkokhelo liguquguquke kuze kuphele osomabhizinisi ngabanye e 2015 bengase bazikhandlele inani ayizinkulungwane 49. Ruble.

Lokhu ukwanda okukhulu kwezincwadi imali iminikelo yempesheni kaHulumeni wachaza isidingo ukuqeda lokhu kusilela ezikhulayo FIU isabelomali, kunokushoda kwezimali manje letakhiwe ngokuza isimo imali ibhajethi kusukela ukudayiswa izinto zokusetshenziswa. Kodwa ukuguquguquka yesisindo izinkinga impesheni bentela abavamile - akuyona inketho.

Iningi lalabo abathatha uhlangothi manje kusebenza futhi uyakulalela iminikelo yempesheni, sina singabaze ikhono isimo eminyakeni embalwa noma amashumi eminyaka ukuba abenzele impesheni ehloniphekile. Ngakho ukungabaza neqhaza imifanekiso kabi Pension Fund eminikelo zanqwabelana - nokwakha kanye sekugcineni zikanokusho izakhiwo ezintsha ngoba izikhulu, ukuthengwa kwemishini emisha nemishini.