Izinga lokwehla kwamandla emali - yinqubo kokulahlekelwa imali yabo nakwentiwa

Esikhathini umongo inhlekelele yembulunga yonke phathelana zamisa ngokuvamile kakhulu kuzwakale kuxakile kwabaningi, igama elithi "izinga lokwehla kwamandla emali." Lokhu kusho ukuthi lo mqondo kuhlobene isimo samanje yonke kwezomnotho. Leli gama kwaze lokuqala asetshenziswe eNyakatho Melika ngo-sixties kwekhulu XIX. Libonisa inchubo lapho kunendingeko ukwandisa udaba lwemali ephepheni. Ngemuva kwesicelo kwegama elithi amaMelika wathuthela eYurophu, lapho ithole isicelo yayo kwebalingisi izinqubo zezomnotho ezenzeka eFrance UK. Nokho, lezi zincwadi, lo mqondo phathelana kabanzi kuphela ekuqaleni kwekhulu lamashumi amabili.

Cishe zonke ebhukwinitifundvo ungathola incazelo elandelayo igama elithi: izinga lokwehla kwamandla emali - yinqubo ukunciphisa izindleko imali (of ukwehla). Kulokhu, isizathu ukuthi ibangele lesi senzakalo ngokuthi isamba ngokweqile imali okungukuthi kwegazi futhi engamboziwe kwanoma iziphi izinzuzo. Umphumela nobuntu ukuphishekela le nqubo, akungabazeki, zihlanganisa ukwanda kwamanani for izimpahla kanye namasevisi, the yashesha ukukhula rate isidingo unmet, nokunye. N. Kulokhu, zonke iziteshi of kwegazi yemali kusho esisheshayo ngokweqile isisindo ephepheni imali yamaphepha, futhi nenombolo imikhiqizo akuyona lenyuke.

Emission ukuthi imali ubhekene nokuwa komnotho kungaba imbangela into ezifana kwamandla emali. Inchazelo yale nqubo Ungaba nazo izinketho ezimbalwa, okushiwo ngalo yangempela into eyodwa: ukwehla kwentengo supply imali futhi ngokushesha amanani ukwenyuka. Kulokhu, kuya kuma-paper lokukhokha zomculo ziseyigugu, badinga nokuqinisa yegolide yezwe kokukhipha. Empeleni, lokhu kwenzeka ngaso sonke isikhathi. Ngakho-ke, kukhona ukungalingani kwamanani abantu inani lemali futhi isibalo sazo.

Izinga lokwehla kwamandla emali - kumbi ekwazi inqubo izwe okungukuthi okudiliza ngisho ezimisiwe kanye umnotho ozinzile. Ngaphezu kwalokho, uma ukukhula rate yayo 6% Kusengenzeka ukuze ujike ngisho ngendlela enhle, khona-ke wagibela phezu uphawu ngo-10%, lokhu mkhuba kwezomnotho kunemiphumela deleterious futhi ngezinye izikhathi ngisho eyinhlekelele kunoma isiphi isimo.

Izinga lokwehla kwamandla emali izici ukuthi nethonya eliqondile kuso zihlukaniswe zangaphakathi nezangaphandle. Isigaba yokugcina kuhlanganisa imali, futhi ngenxa yalokho, izizathu ze-non-yemali. Ukuze izinto yemali zihlanganisa imali eshodayo kusabelozimali, ukukhula okuqhubekayo ezifuywayo isimo izikweletu kanye nabanye. Njengoba kushiwo ngenhla, idlala indima impikiswano ebalulekile okungafanele zomculo iphepha yokukhokha. Ukuze izinto okungezona yemali zihlanganisa ukuvela ukunwetshwa credit, ukungalingani ekukhiqizeni, inqubo monopolization nezinye.

izimbangela bangaphandle ngenxa yesimo ekukhuleni komnotho wezwe. Lezi zihlanganisa zinhlekelele kwesakhiwo - izinto zokusetshenziswa, amandla kanye nabanye, kanye ukusebenza emthethweni ukuthekelisa igolide, nokunye ..

Izinga lokwehla kwamandla emali - yinqubo falling Amandla okuthenga lwemali, zingahlukaniswa zibe izinhlobo kuncike amazinga, izindlela kanye izinhlobo ukubukeka.