Imemorandamu yokutshala izimali kuyindlela enhle yokuheha umtshalili

Imemorandamu yokutshala izimali yidokhumenti equkethe yonke idatha mayelana nebhizinisi elihlanganisiwe ukuze linikezwe umtshali wezimali. Indlela eyakhiwa ngayo isetshenziswe kahle ngokwanele ngakho-ke akudingekile ukuba isuke emithethweni yayo.

Imemorandamu yokutshala izimali iqukethe imininingwane, isakhiwo esasetshenziswa ngumkhuba wokutshala izimali emhlabeni, izinkambiso zomthetho, izinqumo zenkantolo kanye nokuhlakanipha okulula kwansuku zonke. Ulwazi olukulo kufanele lumvumele noma yikuphi umtshali-zimali ukuthi athole iziphetho ezidingekayo. Njengoba ikhono labathengi abangase likwazi ukuhluka lingahlukahluka kakhulu, i-memorandamu yincwadi egciniwe ehlanganisiwe evumela ukuthi uzwisise futhi wenze ukuhlolwa kokuheha okutshala izimali cishe cishe noma yikuphi:

• Uma sithatha, isibonelo, isitshalomali somuntu oyedwa, ngakho-ke sinamandla kakhulu, kodwa ngesikhathi esifanayo kuvikelwe kakhulu ngumthetho.
• Izinga lezikhungo zamakhono nezidingo ziphezulu kakhulu, ikakhulukazi uma umphathi engumphathi ohlangene noma wezimpesheni.
• Amakhono ezinkampani angancika ngobukhulu bawo, nokuthi ngabe isebenza embonini efanayo nebhizinisi elifuna ukuheha utshalomali.
• Amabhange ezentengiselwano angaqondisa izimali zokutshala izimali ukuze athole imali ebalulekile yebhizinisi, uma lokhu kungengxenye yemisebenzi yabo.
• Amabhange ezentengiselwano nezokutshala izimali anake kakhulu ukufaneleka, ngoba inhlalakahle yamakhasimende abo incike kulokhu.
• Kodwa izimali zokuqasha ziyizona ezidinga kakhulu futhi zinamandla, zinesithakazelo ekuvulekeni okuphezulu kanye nethuba lokubamba iqhaza ezingeni ngalinye lemisebenzi yenkampani, kuhlanganise nokuphathwa kwabasebenzi.
• Kuhulumeni kanye nesikhwama esixhasiwe yi-ejensi, okubaluleke kakhulu ekufezeni izinhloso ezithile, ezakhelwe ngaphambilini ezombusazwe nezenhlalakahle. Kulokhu, kungase kungabi khona ukubuyiselwa kwezimali zokutshala - into esemqoka ukuthi umphumela oyifunayo ufeziwe.

Musa ukudibanisa imemorandamu yokutshala izimali ngecebo lebhizinisi, ngoba isisekelo nenhloso yale mibhalo ihluke kakhulu komunye nomunye. Uma i-memorandamu yidokhumende ehlose ukuheha umtshali-zimali, ke uhlelo lwebhizinisi luyisiqondiso esiwusizo sokwenza kwabaphathi abaphezulu. Okokuqala, uhlelo lwebhizinisi luhlelwe, olukhombisa isiqondiso sokuthuthukisa intuthuko, bese kubhalwe umemorandamu ukuheha utshalomali. Akungabazeki ukuthi inkampani izokwazi ukuthola ukutshalwa kwezimali uma ingenalo uhlelo oluhle lwebhizinisi.

Naphezu kweqiniso lokuthi ayikho imithetho eqinile mayelana nokuthi imemorandamu yokutshalwa kwemali kumele ihlelwe kanjani, isibonelo sesakhiwo esinikezwa cishe kuwo wonke umthombo sihlanganisa izinto ezilandelayo ezidingekayo:

1. Isifingqo - ukubuka okufishane kwithuba lokutshala izimali.
2. Sibutsetelo embonini lapho ifaka khona (isimo jikelele sembonini, amathuba, izinsongo, isimo semakethe, njll).
3. Imininingwane mayelana nenkampani intshalwa (umlando wenkampani, isakhiwo saso sakhiwo, izici zabanikazi bamasheya kanye nabanikazi abakhulu).
4. Ukukhiqizwa kanye nezici zemikhiqizo. Lesi sigaba sichaza ngokuningiliziwe zonke izigaba zenqubo yokukhiqiza kanye nobuchwepheshe obusetshenzisiwe. Kanti futhi kunikezwe idatha mayelana nezindleko zezimpahla, amaphepha afanayo namalungelo okuthengisa. Amathuba okwandiswa kokukhiqizwa kanye ne-R & D aboniswa ngokucacile.
5. Ukuthengisa nokuthengisa. Lapha, ukuhlaziywa kwemakethe kwenziwa, inqubomgomo yokuthengisa esetshenzisiwe ichazwa, abathengi abangakhona bemikhiqizo eyenziwe bayabonakala. Ama-dynamics yokuthengisa anikezwa.
6. Ukubunjwa kwabasebenzi (ukuhlolwa kwezinga lobuchwepheshe bobabili abaphathi kanye nabasebenzi ngokwabo).
7. Ezinye izinkinga zenkampani.
8. Ulwazi lwezezimali (isifundo sokufezeka, imibhalo eyisisekelo yamabhuku, njll).
9. Uhlelo lwezimali (uhlelo lokunyakaza kwezimali, uhlelo lokubuyisela kwezindlela ezitshaliwe, ukulinganisa kwezingozi zezimali ezingenzeka, njll).

Ekugcineni, ngokuvamile ubhala iziphetho ezijwayelekile, izincomo, iziphakamiso.

Ngakho-ke, njengoba sibona, imemorandamu yokutshala izimali kuyindlela enhle kakhulu kubatshalizimali.