Akhawunti Imvume yesabelo sogu - Iyini?

amabhange Imvume yesabelo sogu zivame ezihlobene amazinga aphezulu eliyinkimbinkimbi zezimali. Noma kunjalo, iqiniso liwukuthi umuntu ungaqala ukusebenza nabo. Uzodinga amahora ambalwa kuphela.

Abezindaba ngokuvamile demonize izimali izinkampani sogu lolwandle, udwebe umcabango imfihlo akhawunti sogu lolwandle osopolitiki ezweni, labo abangamvumi wayifihla imali yabo uhlobo oluthile inkampani emthethweni elise isiqhingi usithe Caribbean, lapho isilinganiso sentela cishe zero. Nakuba izimo ezinjalo zihlale amadili ezinomthunzi inombolo enkulukazi kahle kwezomthetho.

Kungani udinga i-akhawunti sogu lolwandle? It ikuvumela ukuheha ukutshalwa kwezimali, emele anhlobonhlobo amasu ukuthi ukusebenzisa izinzuzo ahlinzekwa ngale kwemingcele yezwe wemali.

Ukunciphisa umthwalo wentela

Amazwe amaningi okuthiwa intela ezindaweni ukunikela isandla zimali angaphandle. Okuphansi entela, okuyinto angaphansi izinkampani sogu lolwandle ukuba, ukusiza ukudala enempilo utshalomali isimo esizoheha ukutshalwa kwezimali angaphandle. Isimo amancane ngezinsiza futhi kuphekwe labantu encane uyazicabangela amakhasimende kwezilwandle njengoba ithuba ukwenza ngcono isimo sawo kwezomnotho. Ngamanye amazwi, ukutshalwa kwezimali ukuza lapho zimali ukudala izinkampani sogu lolwandle.

Corporations njengesithiyo igobolondo, ukuvikela akhawunti amakhasimende ekukhokheni intela okusezingeni eliphezulu ezweni labo. Njengoba awahlanganyeli umsebenzi komnotho wendawo, lapho intela icala. izinkampani abaningi bakwamanye amazwe futhi ujabulele isimo intela lapho ukutshala ezimakethe US. Ngakho, ukuqaliswa ukutshalwa ngokusebenzisa corporation angaphandle has a inzuzo ecacile phezu utshalomali lemali nge-akhawunti kwezilwandle umuntu.

Ukuvikelwa kwempahla

akhawunti Imvume yesabelo sogu - kuyindlela ethandwa lwefa ukwakha kabusha. Ngokusebenzisa izisekelo, trust kanye nobunikazi inkampani angadluliselwa kwabanye. Lowo asaba inkantolo nabantu abakweletwayo, zanquma ukubathumela ezinye izimali phesheya. Ukudlulisa amalungelo ephepheni impahla, abantu bayeka ekuthathweni kwempahla noma izinkinga ezifanayo.

ebhange ekusithekeni

akhawunti Imvume yesabelo sogu - kungcono yasebhange esiqinile futhi ekusithekeni kwezohwebo, livikeleke ezingeni zomthetho. Uma woniwa, onecala uyoba nomthwalo ngokugcwele yomthetho. Isibonelo ukuvezwa - ukudalulwa idatha yekhasimende ukuhlonza. Ngaphezu kwalokho, kwamanye amazwe kungukuphula kanye ukuvezwa kolwazi mayelana abanikazi inkampani. Kodwa lokhu akusho ukuthi abatshalizimali - Izigebengu, ngubani unokuthile ukufihla.

Khumbula ukuthi umthetho sogu lolwandle ivumela ukudalula idatha yomuntu siqu endabeni zemali, obungemthetho izidakamizwa noma nezinye izinto ezingekho emthethweni. Nokho, Ngokuya ephezulu abagembuli, ukugcina ubumfihlo bokwaziswa ezifana ungubani umthengi, ngesikhathi ukuthenga amasheya enkampani umphakathi ukwazi ukunikeza enkulu yezimali (esemthethweni) inzuzo yakamuva. Multimillionaires ungathandi eziningi zimali ezincane bathenga amasheya esifanayo, njengoba kukhulisa amanani.

nokwahlukana kwezimboni ukutshalwa kwezimali

Ezinye uthi imingcele inkululeko yanoma izakhamuzi zayo ukutshala phesheya. Abaningi bakholelwa ukuthi akunakwenzeka ukwakha real-okuhlukahlukene iphothifoliyo yokutshala izimali. akhawunti Imvume yesabelo sogu - kungenzeka ukuthola ukufinyelela okungenamkhawulo ezimakethe zomhlaba kanye Ukuhwebelana ezinkulu. Ngaphezu kwalokho, kukhona amathuba amaningi emazweni asathuthuka, ikakhulukazi labo sebeqala ezimeleyo imikhakha ukuthi yayikade kulawulwa uhulumeni.

izidingo eziyisisekelo

Ngamunye imali ebhange lakwelinye izwe futhi ethile angaphandle inezidingo zayo, ngakho-ke kuyadingeka ukuba ucwaningo wokulungiselela thola okudingayo esimweni esithile. Ngezansi ukubuka konke ongazilindela, esekelwe ulwazi eyaziwa izikhungo zezimali ezifana Bahamas, Bermuda, Cayman Islands kanye Isle of Man.

Indlela yokuvula i-akhawunti sogu lolwandle?

Imigomo ukuvula i-akhawunti enjalo ezifana nalezo ezisebenza kunoma yiliphi elinye ilizwe. amabhange Imvume yesabelo sogu kuthiwa licela ulwazi oluyimfihlo olufana negama, ubuzwe, indawo yokuhlala, usuku lokuzalwa kanye endaweni yomsebenzi.

Ukuze uqinisekise ubuwena udinga ukunikeza ikhophi iphasipoti, ilayisense yokushayela noma namanye amadokhumenti ukuhlonza ekhishwe ejensi kahulumeni. Ngaphezu kwalokho, amabhange hlola indawo yokuhlala, njengoba lokhu kungase kuthinte nezindaba intela. Ukuze wenze lokhu, bayoba eyanele ukuze uthumele bill Umbuso noma iphepha efanayo.

Ngenxa ezihlukahlukene imibhalo elifaka kungenziwa okwethulwa amabhange sogu lolwandle, ngokuvamile kudinga isiqinisekiso esongeziwe bobuqiniso yabo. Kwezinye izimo-ke kuyoba okwanele yokunikeza ikhophi kwasayinwa, nezinye izikhungo uncamela apostille - uhlobo olukhethekile ukuhlonza ibheji esetshenziswa omhlaba. Ukuze uthole lokhu kufanele avakashele kahulumeni ugunyaziwe imise isitembu kuleli zwe.

Imibhalo ukuhlonza engeziwe

amabhange Imvume yesabelo sogu ukuvula i-akhawunti ukubeka phambili ezengeziwe, hhayi ngempela izidingo evamile. Lokhu kuyadingeka ukuze kuvinjelwe zemali, ukukhwabanisa intela noma ezinye izinto ezingekho emthethweni okuhlotshaniswa izinhlangano ezinjalo.

Okokuqala, ukuvula i-akhawunti ungacela imibhalo wezimali zamanje ebhange ikhasimende imininingwane izinsalela kanye nobufakazi "Ubuhlobo esanelisayo." Ngokuvamile kuba isitatimende yama-akhawunti ezinyangeni eziyisithupha ezedlule - ngonyaka.

Okwesibili, amabhange amaningi ucelwa mayelana nohlobo ukuthengiselana kulindeleke ku-akhawunti ivulekile. Lokhu kungase kubonakale awayiphazamisi kakhulu, kodwa lezi zikhungo ngaphansi kokuhlolisisa, kangangokuthi babengakwazi ukuqhuba eminye imisebenzi engekho emthethweni. Kuze kube yimanje, amabhange sogu lolwandle zidinga amadokhumenti angeziwe esiqinisekisa umsuka izimali ezitshaliwe.

Uma imali iholo, uzodinga kukhishwe kusukela kwabasebenzi yomqashi. Ukuze uqinisekise nenzuzo yokutjala, imali ebhange lakwelinye izwe angase afune ukwaziswa ku ubunjalo yokugcina nendawo izimali zabo.

Uma kukhona imali enkulu etholakele ibhizinisi noma izindlu nezindawo ukuthengiselana Udinga ukunikela yokuthengisa izinkontileka noma ezinye imibhalo ezifanele. Uma etshaliwe Imali etholakele ngaphansi inkontileka umshwalense, kuyodingeka ukunikeza enkampanini yomshuwalense. Uma imali luthathwe, angacela umlawuli impahla, eqinisekisa leli qiniso.

Khetha lwemali

akhawunti Imvume yesabelo sogu - kuba ithuba ukugcina imali lwemali oyifunayo.

Kumele wazi ngemiphumela yokwenza akhawunti anjalo. Ngokwesibonelo, ukugcina amanzi ngaloluhlobo kusho ngohlobo oluthile kuzovumela ukuthola inzalo imali, okuyinto futhi kungaholela ongalwazi intela isithiyo. Ngaphezu kwalokho, ukuze ubeke imali ku idiphozi akhawunti bese uphuma isidingo sabo exchange angaphandle, okuyinto kungase kuhambisane nezindleko ezidingeka, kuye isakhiwo amacala amazinga ezihlongozwayo.

Ukudluliswa izimali

Engasogwini akhawunti yasebhange ngokuvamile ukugcwala ngosizo ngamazwe wire ukudluliselwa. Ngeshwa, uhlelo evumela Ukudluliselwa khulula, ezivamile amabhange ezivamile, njengoba umthetho, abakwazi ukwenza izinkokhelo zamazwe ngamazwe.

Ukuthumela imali ukuhlinzwa nje okulula, kodwa cishe wonke umuntu uthatha kule khomishana. Izimali ziyahlukahluka kusuka ebhange ebhange, ngakho kufanele uzijwayeze izitshele kusenesikhathi. Ngeshwa, izindlela ezinhle ezimbalwa. Ihlola ngokuvamile ingathathwa phesheya, nokwenza imali cash engeke asebenze.

Ukudonswa

Indlela ukuhoxisa imali kusuka ku-akhawunti sogu lolwandle? Angakwazi lula ukusetshenziswa amasevisi ebhenki, banikela amakhasimende ngezindlela eziningi ukuba ukuhoxisa izimali zabo. Abaningi kuvame ekhishwe lasebhange elikuvumela ukuba kalula ukufinyelela imali yakho emhlabeni wonke. Kuyadingeka ukubona amazinga for ukusetshenziswa le ndlela, njengoba izimali ngamazwe kungaba ephawulekayo. Semali-sum ukuhoxa esiningi imali kungasiza ukwehlisa lezi zindleko.

Ezinye amabhange sogu lolwandle ukunikela amasheke. Lokhu kuvame ezingasehlela akuyona indlela engcono ukuhoxisa izimali. Kwasekuqaleni ngoba iyimfihlo. Ngaphezu kwalokho, amasheke idwetshwa amabhange angaphandle awamukelekile njalo.

Inketho engcono kungaba zokusebenzisa ama-akhawunti amabili: emazweni kanye nezwe. Ngakho, wire ukudluliselwa ingasetshenziswa ukuze uthumele eningi ukuze akhawunti kwangaphakathi, bakuphi kalula. Le ndlela has a nokwethenjelwa eliphezulu kanye nobumfihlo, futhi inikeza lula amasevisi ebhenki wendawo.

imfihlakalo kungaqedwa

Naphezu imfihlakalo ezungeze ezweni nezimo ibhizinisi ethize, ukuvula i-akhawunti ebhange lakwelinye izwe lilula. Ngokuvamile konke okudingekayo - iwukuba ugcwalise ifomu, ukuhambisa imibhalo ekuboneni umuntu futhi ulwazi olwengeziwe eqinisekisa ukungabi khona ngenhloso ukuqhuba imisebenzi engekho emthethweni.

Ukukhetha lwemali, nokwenza imali kanye Ukuzihoxisa kancane more xaka, kodwa ukukhetha kuyoba lula ngemuva kokufunda yamanani yebhange.

utshalomali kanjani uphephile sogu lolwandle?

Popular sipho sogu lolwandle ngokwanele amathuba okutshala izimali ephephile futhi izinkampani eziningi owaziwa ukuzisebenzisa. Isibalo esingaphezulu kwengxenye amafa emhlabeni kanye nokutshalwa labetibambile ezifundeni sogu lolwandle. Nokho, njengoba ukuqaliswa zonke imisebenzi kufanele aqondiswe ingqondo bese ukhetha inkampani enegama utshalomali. A umqondo omuhle ukuthi ufune iseluleko kusukela abanolwazi futhi elihle utshalomali umeluleki, wamabhuku ezimali, ummeli onguchwepheshe utshalomali ngamazwe. Uma ngabe injongo ukuvikela amafa noma abe nesithakazelo ingcebo noma ukudlulisa ibhizinisi, kuyoba ngcono ukuthola ummeli (noma ithimba abameli), okuyinto ngokukhethekile nokuvikelwa kwempahla, ethanda noma ngokulandelana. Yiqiniso, amasevisi abasebenzi abenza imisebenzi kusho ukulahlekelwa imali. Ezimweni eziningi, izinzuzo utshalomali sogu lolwandle zinkulu omkhulu Imali professional, ikhomishini futhi izindleko zokugibela.