Ngubani usurer? ukuhlaziywa enemininingwane

Isihloko liyakhuluma ngokuphela lowo obizwa ngokuthi usury izici mkhakha, umsuka waso nokwanda siqashelwe ngokomthetho.

Ngubani usurer?

Usurer - umuntu ohlinzeka imali esikweletini, ngokuvamile eziphezulu zenzalo. Ngesikhathi esifanayo kuba isivumelwano ngamazwi noma ebhaliwe echaza indlela izimali eside zikhishwa. Isici esiyinhloko usury is yokuthi lo muntu obolekayo-umbolekisi igodla isibambiso, futhi uma akanayo isikhathi ukuze ibuyisele le mali ngesikhathi esimisiwe, eseduze iba impahla umbolekisi. Futhi wenza yena enquma indlela ukuhlela imisebenzi: ukuphetha noma cha ukuze isivumelwano ne umboleki, aphathe noma cha ukufuna imisebenzi appraisers, njll Ngaphezu kwalokho, i-nokuvulwa izikweletu kusuka amaklayenti, ngezinye izikhathi esebenzisa izindlela ezingekho emthethweni ...

Umlando mkhakha

Phendula umbuzo ngubani usurer, ukusiza umlando kancane. Lokhu umsebenzi ubonakele phambi imali. Khona-ke sithatha loan, bese sibuyela, ngokuvamile imikhiqizo yemvelo. Ngokwesibonelo, ummbila noma imfuyo.

Ubiza inzuzo eyeqile kwakuvamile eGrisi lasendulo. Ngakho, uPlato, u-Aristotle umfundi e indatshana yakhe "Ezombusazwe" ngokuthi mkhuba ukushaja isithakazelo, okuyinto ephambene nemvelo, futhi umsebenzi main imali exchange kubhekwe. Ubiza inzuzo eyeqile yahlakazeka kulo lonke elaseYurophu, futhi ilahlekelwe kwayo nge obhekwe emabhange.

Njengoba-Russia, bese i-Old isimo Russian kanye Russian Empire umsebenzi onjalo oziphethe kabi futhi ezephula umthetho. Noma kunjalo, babehilelekile zezindela Orthodox, izindlu ababhishobhi 'futhi kukuliphi isonto.

Emazweni Islamic ngokuthi ngubani usurer, cishe ungazi. Ngoba kukhona ukuthi akuvumelekile unikeze abanye imali ngenzalo, kwezinye izifundazwe, ezifana Iran, umthetho namanje sisebenza. Futhi emazweni lapho Sharia umthetho ngomsebenzi onjalo ungalahlekelwa nokuphila. Lapho UbuJuda enqabelo efanayo iyasebenza kuphela kubantu nale nkolelo, ngakolunye azisebenzi.

Inzuzo nezingozi

Umsebenzi uqobo kanye igama elithi "umbolekisi" ziqondakala umphakathi omubi kudala njengoba manje. Lokhu kungenxa kakhulu ngenxa yokuthi ukuthi umbolekisi ngonyaka owodwa kungenzeka ngezinye izikhathi ukwandisa Engcebweni yakhe ngezithukuthuku abantu owangena enkingeni futhi e nesimo esinzima kwezezimali. Kodwa izingozi Kulokhu kukhona ngokwanele ezinkulu. Ake uqale nge yokuthi esikweletini angabuyeli ngenxa yokuthi lo muntu obolekayo ufile noma umane abaleke. Futhi, lapho ukwenyuka kakhulu kwamandla emali ithuba hhayi kuphela ukwenza inzuzo, kodwa zilimale. Ngezinye izikhathi iklayenti akhokhe idiphozi, okuyinto engenakwenzeka ukuthengisa ngentengo enengqondo, isibonelo, emotweni e labhidlika. Ngaphezu kwalokho, imisebenzi lokhu nganoma yisiphi isikhathi kungenzeka ukuthi kunqatshelwe ngenxa yezinguquko umthetho. Ngakho sibhekene nabantu abanomuzwa ushaka loan.