Kuyini OMS? Lapho Ungathola Khona inqubomgomo CHI?

Kuleli zwe lanamuhla, abantu abaningi abaqapheli ukubaluleka the umshuwalense wezempilo saziso futhi ukungatholi wonge imali ngokugwema ke. Kuyini OMS? Bayibiza simiso iziqinisekiso social evumela izakhamuzi ukuthola usizo lwezokwelapha ngesikhathi esifanele. Olunye ulwazi izokwethulwa kulesi sihloko.

Kuyini OMS?

Ngoba yikuphi ohlelweni lomshwalense wezempilo ayimpoqo sidalwe? Injongo yayo oyinhloko - ukuhlinzeka izakhamuzi ngosizo ngesikhathi kusuka izimali zanqwabelana. Ngaphezu umcimbi insured ngesimo kwawo sesifo, kwenza MLA ubophekile ukuba ezezimali kanye izinyathelo.

Kuyini OMS? Lena ingxenye State Insurance, okumele izakhamuzi amathuba alinganayo ekutholeni ukwelashwa. NeMibandela wo hlinzeka zibhaliswe ezinhlelweni ezikhethekile.

Ubani okufanele libe nenqubomgomo yomshuwalense wezokwelapha ayimpoqo?

Ngaphansi kwemithetho inqubomgomo Russian kufanele ube bantu abalandelayo:

• zonke izakhamuzi zezwe;
• abezizwe abaphakathi okwesikhashana noma unomphela ohlala eRussia;
• abantu lizwe ababhekwa njengezakhamuzi zalo;
• labo banelungelo ukuthola ukunakekelwa kwezempilo ngokuhambisana nomthetho "Ngo Refugees".

Ingabe ekhululiwe lesi sibopho ngaphandle abantu onekhono kakhulu namalungu emikhaya yabo. It is kulawulwa umthetho "On the Status wezomthetho Foreign Nationals ku Russian Federation".

Ukuhlola ngokuqinisekisa idokhumenti

Izakhamuzi WaseRussia, kanye angaphandle abantu lizwe ababhekwa njengezakhamuzi zalo ehleli unomphela kuleli zwe, uhlelo OMC inkampani yomshuwalense inikeza akukho sikhatsi lesitsite. Labo abanelungelo lokuthola ukunakekelwa ngezokwelashwa ngokuhambisana nomthetho "Ngo Refugees", idokhumenti ikhishwe esingashintshi kuze kufinyelelwe esikhathini sokuhlala. umkhawulo nangesikhathi esibekwe Izijobelelo efanele. Abantu abaphila okwesikhashana kuleli zwe ungathola MLA isikhathi sokuba sesikhundleni ukubhaliswa kwabo.

Usizo olunikezwa OMI yamalungu abanikazi

Onikeza inqubomgomo (entsha) MLA? Okubaliwe amasevisi kuchazwe lapha ngezansi:

• ukukhetha yenhlangano yezokwelapha;
• izidakamizwa khulula futhi usizo lwezempilo e lemali yibhange lapho umcimbi insured;
• kungenzeka ukuthola ulwazi oluphelele kuzinhlobo namanani amasevisi;
• ukuvikela izithakazelo kanye namalungelo;
• kungenzeka isinxephezelo umonakalo okuyinto kwabangelwa empilweni ngokusiza;
• Ukukhetha medorganizatsii yomshuwalense;
• ezisiza aphume ithuba (izigaba ethile yezakhamuzi);
• kukhethwa udokotela (umndeni nokuya).

ukunakekelwa Mahhala

iziqinisekiso isimo ukuze uhlelo ngokugcwele izinkulumo ezikhuluma ngalokho okwakuyokwenziwa MLA. Ngenxa izimali zanqwabelana ezilandelayo usizo lunikezwa mahhala:

1. ER (ngaphandle - sanitary izindiza ukuthuthwa kwabantu ngenxa yengozi).
2. Akhethekile.
3. ukunakekelwa kwezempilo Zokuzivikela futhi eyinhloko.
4. Siza ekwelapheni izifo kufakwe ohlelweni eziyisisekelo.

Ngaphezu izimali zanqwabelana, usebenza isimiso iziqinisekiso yezenhlalakahle okuhlinzeka amabhajethi ezikhonzini Russia. ukunakekelwa Mahhala inikezwa:

1. Okuthuthukisa.
2. Ukuze zonke izifo ngokuvumelana uhlelo MLA.
3. I kwezindlela zobuchwepheshe obuphambili.
4. OVikelwe kanye uninsured.
5. ambulensi ezikhethekile.
6. Uma izimo nezifo uhlu, isibonelo - sofuba, wezifo zengqondo, ukusetshenziswa kabi kwezidakamizwa notshwala kanye nabanye.

Yini izifo afakiwe ohlwini ukunakekelwa kwezempilo kwamahhala?

Ngo Spetsizdanie ebekiwe uhlu izifo okuyiwona izidakamizwa nokuthi usizo lwezempilo. Nazi ayinhloko:

• lokuzalwa, ukukhulelwa, isisu;
• izifo kohlelo endocrine ;
• izifo, kuhlanganise yisinanakazana;
• izifo sezinzwa uhlelo;
• iziyaluyalu umzimba;
• yezifo ngokweqile, izitho zokugaya;
• kwezinso chromosomal;
• isifo izicubu ongama kwesikhumba;
• iziyaluyalu mshini mzimba;
• ubuthi;
• ukuhlukumezeka;
• izindlebe isifo, amehlo, kanye nabanye.

Ngenxa isabelomali Kwabelwa khulula uswidi nokuphazamiseka engqondweni, isifo sofuba, izifo, izifo ezithathelwana ngocansi, ikakhulukazi AIDS ne-HIV. Ngaphezu okungenhla, inqubomgomo ukutholakala (okungukuthi CHI, okuxoxwe ngazo ngenhla) kuqinisekisa ukusiza in iziyaluyalu ekuziphatheni ngesikhathi ukusetshenziswa kwezidakamizwa ezithinta ingqondo. Ukuze abone izimpawu zokuqala zokuba umlutha wento e izingane, afeze zokuvimbela bayohlolwa.

Lapho Ungathola Khona inqubomgomo CHI?

Kuzo zonke izifunda zezwe lethu bangathola Inqubomgomo OMC. idokhumenti Sample okwethulwa kulesi sihloko. Okwamanje kukhona izinkampani zomshuwalense ezahlukene 58. Kukhona zombili izinhlangano ezinkulu namagatsha ayahlakazeka ezweni lonke, abakhulu nabancane, abangongoti zendaba. Ngokuvamile, lezi zinkampani isethi efanayo amasevisi, ngakho akukho mehluko lapho ukuze uthole MLA. Naphezu kwakho konke lokhu, izinkampani uncintisana nomunye futhi ukuyenga amakhasimende. Ukuze wenze lokhu, zakha izilinganiso ezahlukene izenzo kanye nokuhlinzeka yamalungu amabhonasi lesi sikhundla esinemali. Kodwa Inqubomgomo OMC kungakhathaliseki ukuthi kuyoba inkampani. Imibandela yokuthola idokhumenti ziyafana yonke indawo. Ukukhetha inhlangano, abantu bavame ukuba babambelele amagumbi omhlaba futhi indawo, okungukuthi, hamba lapho eduze. Abanye abantu bakhetha ukusebenza emahhovisi efakazelwe, benaka ukukhangisa. Iningi wasilalela iseluleko abangane nabajwayelene nabo. Ngokuvamile izisebenzi kweembhedlela nemitholapilo ubheke amaklayenti baye endaweni ethile, kodwa akulona kunqatshelwe ngokomthetho, ukuze ukwazi ukukhetha inqubomgomo lento irisidi OMC ngokuphepha.

Iyiphi indlela ka saziso umshwalense wezempilo, udinga ukwazi ngokuqinisekile. Thatha ukubhekisisa kahle isampula ibekwe esihlokweni ngenhla. CHI - yisici lapho namuhla ngokuvamile ziyaphuma izikimu zokukhwabanisa. Ehlome ngamathuluzi okuthola lolu lwazi, ngeke uthole ngesikhathi zithola lolo.

Imibhalo yenqubomgomo OMC

Ukuze inqubomgomo abantu abangaphansi kweminyaka engu-14 ubudala kufanele athumele:

1. SNILS (uma ikhona).
2. isitifiketi sokuzalwa.
3. Omazisi Abameli ingane.

Ngemva ekukhishweni engu-14 siyakuhlwithwa wakhipha iphasiphothi. Ngakho-ke, ekulungiseleleni Inqubomgomo MHI esikhundleni isitifiketi sokuzalwa kuyadingeka ukuze unikeze isiqinisekiso ungubani wesicelo.

izakhamuzi zakwamanye amazwe, abahlala unomphela Russian Federation, futhi, uthole inombolo ethile MHI inqubomgomo. Ngenxa yale njongo, yomshuwalense inhlangano efanele zinikeza:

• lokuhlala;
• SNILS uma kukhona;
• idokhumenti esiqinisekisa owezizwe (ipasipoti t. d.).

Kuyefana nasendleleni uhlu izibambiso kubantu abahlala eRussia, kodwa akudingeki yisakhamuzi. Laba bameleli be-zomthetho lomuntu oVikelwe kumele abe ipasipoti amandla ommeli. Lowo Mbhalo wangonyaka we zokugcina eqinisekisa igunya labo.

Kuyinto efiselekayo ukhetha ukushintshwa noma inhlangano elikhiphe inqubomgomo kusukela uhlu efakwe Isikhwama indawo CHI (Savings "Rosgosstrakh" et al.). Lolu lwazi ingabonwa kwi website esemthethweni noma ezinye kumthombo owethembekile. Ngokuzimela isicelo kukhona abantu baqaphela umthamo zomthetho, okungukuthi, labo kakade iminyaka engu-18 ubudala. Izakhamizi abangazange attained lo yobudala angasebenza emahhovisi ezinkampani kuphela abameleli zomthetho, abazali ie, izihlobo nabanye. Ngokwesibonelo, uma umama ufuna ukuthathelwa umshuwalense ingane, ayidingi amandla ommeli. Ababheki nezihlobo oqondile abamele zomthetho oqondile.

Ngaphambi isicelo noma bayawushintsha inqubomgomo, ukwenza amakhophi aqinisekisiwe ama-passport, ngakho SNILS. D. Njengomthetho oyinhloko, izisebenzi zidinga ukuhlinzekwa iphasela okunjalo amaphepha.

Isikhathi esining impela ungathola inqubomgomo yesikhashana MHI. It ikhishwa ngokushintsha amagama, nokunye. N. avumelekile Le dokhumenti ngeke wenyanga eyodwa kusukela ngosuku irisidi yayo. Inombolo izinguquko zomgomo OMC. ngokushesha Document sesingasebenza, okungukuthi, ukuze zithole ukwelashwa ku-kungaba ngokuphepha. Lowo Mbhalo wangonyaka we senziwa izinsuku ezingaba ngu-30, ngemva kwalokho abasebenzi yenkampani abahlangene umshwalense ngocingo noma nge-imeyili. imininingwane yekhasimende abasele izitatimende zabo.

izinkampani Modern sihlinzeke izinhlelo ezifana izinqubomgomo yokubhalisa MHI ekhaya. Abantu kuphela nabantu abakhubazekile bayakwazi ukusizakala lesi sipho. Lonke ulwazi mayelana isheduli yokusabalalisa amaphuzu kanye namakheli azo zingatholakala ku website yenkampani. Isicelo ukwakhiwa indawo amathuluzi ngokuvamile kwesokunxele ocingweni.

Uma amakhasimende unganelisekile umsebenzi izisebenzi zale nkampani, ungakwazi ushiye isikhalazo esibhaliwe noma isikhalazo ngomlomo ekuphathweni ihhovisi lesifunda noma sikahulumeni. Imithetho ekubhaleni le mibhalo zibhaliswe izicelo ezikhethekile.

Yini odinga ukuyazi mayelana nenqubomgomo OMC?

1. Kukhona amahhovisi eziningi, lapho ungathola inqubomgomo OMC. Savings, isibonelo, ukunika ikhadi jikelele electronic angasetshenziswa hhayi kuphela njengoba passport kanye nenqubomgomo CHI kodwa ukhokha ngekhadi lesikweletu, nokunye. D.
2. Ngo-2011, isampula idokhumenti elilodwa yadalwa.
3. Umuntu oVikelwe ungaba eyodwa kuphela inqubomgomo MLA.
4. Lowo Mbhalo wangonyaka we kumele aqukethe ulwazi loxhumana naye olumayelana QS. Iphinde efakwe ohlwini ikheli bese ucingo inkampani yomshuwalense.
5. Le nkampani, lapho iklayenti uhlose ukushintsha inqubomgomo, kumelwe umazi kangcono ngayo yonke imigomo nemibandela zokuvikeleka komphakathi. Umsebenzi kufanele ukunikeza imininingwane mayelana nokuthi amalungelo nezibopho lomuntu oVikelwe isezingeni.

Ngakho, umgomo MHI kuzovumela isikhathi ukuthola usizo lwezokwelapha, ngakho-ke kungcono kusengaphambili ukuze unakekele yomhlobiso wawo.