Kuyini mezzanine ngezimali?

Uma utadisha isihloko imali, esinye zezici ezithakazelisayo kakhulu kuyinto isiqondiso ezifana izinhlobo ngezimali. Ungafunda mayelana amathuba amaningi ukusetshenziswa kwezimali. Sibheka Article mezzanine ngezimali.

ulwazi olujwayelekile

Ngubani uxhaso Meson? Ngakolunye kungaba sengathi ukushaya ucingo engesobala. essence yayo itholakala iqiniso ukuthi imali etholakalayo ngampela ingu "ngaphansi" izwi udumo. Lokho - akukho idiphozi.

Yini edonsela zimali ezimweni ezinjalo? Isici esibaluleke kakhulu ibizwa ngokuthi ukubuya phezulu nokulingana kuleli cala. Ngaphezu kwalokho, lapha zimali akusho ukuphoqelela izingozi ezihambisana utshalomali ngqo. Futhi nje, kusekhona eziningi eziwusizo. Kuyini khona ngaphezulu?

Izinzuzo lapho ngezimali mezzanine

Nalu uhla okusheshayo:

1. Ngokuphathelene nezikhonzi ngezimali inzuzo itholakala lokuthi bathole imali uma bengenazo izibambiso noma yizona nje musa ukuhlangabezana nezidingo zezimali ukuze ikhange ebhange okuvamile. Kungase kube nezinye izizathu, kodwa namanje ashiwo eziyisisekelo.
2. Ngaphansi kwaluqeda nokulingana. Kubalulekile izinkampani ukuthi babe okusezingeni eliphezulu ukukhula ezingaba, ngoba lokho kubenza ezibizayo.
3. Abanikazi ukugcina ukulawula inkampani. Isithakazelo njengoba zimali focus hhayi babe namasheya eqolo, futhi bathole imali okuhleliwe. Ngakho-ke, umsebenzi wabo ephansi siyenzeka, okuyinto kwaba nethonya elihle ku ukuphathwa. Nakuba mezzanine zimali namanje ngokuvamile isinikeza ithuba ukuthonya izinqumo ezisemqoka.
4. Kungenzeka futhi ukuba isamukele kahle futhi ukwakha uhlelo, okuyinto lugucugucuke.

izici ezingezinhle

Maye, kodwa okwenzekile kuleli zwe lethu, lapho kukhona izinto ezinhle, kukhona omubi. Lezi zihlanganisa:

1. Ukuba yinkimbinkimbi futhi zibiza yokubhalisa (uma iqhathaniswa ngezimali uvela emabhange). Lesi simo kungenxa eziphezulu zenzalo, kanye ngenxa yokuthi ngamunye kuthengiselana ngabanye ehlelekile.
2. Imikhawulo kungenzeka exit ekuseni zimali ukubamba iqhaza ibhizinisi. Lokhu kusebenza ikakhulukazi ukuze opharetha amancane naphakathi kwezomnotho abangenayo yesibambiso izikweletu.
3. Futhi, kukhona izidingo esiqinile ngoba, ngendlela evulelekile kanye nethimba labaphathi ka umboleki.

Lawa izici ezingezinhle loan mezzanine.

Kusho ukuthini konke kwenzeke kanjani?

Indima ebalulekile leliqhinga ufeza yasebhange utshalomali. Lokhu isikhungo sezezimali sebenzisa amathuluzi ezimbalwa eziyisisekelo, noma inhlanganisela yakho. Ngaphezu ukuqondisa ngokwayo loan mezzanine, imali kungenziwa enikeziwe in the ukusebenza ngaphansi kwemibandela ethile.

Ekuqaleni, ake sibheke ukhetho lokuqala njengoba ezivamile. Ezimweni ezinjalo, uma ethile, elalikade lidlule umbolekisi yasebhange utshalomali, futhi kwaba - isihloko umsebenti wetemnotfo. In ukubuya, uthola ilungelo ukubamba impahla. Kubalulekile lokusungula isiqinisekiso, okuyinto lungeza ngezindlela eziningi ezihlukahlukene. Njengomthetho, esibhalisiwe isikhathi esiyiminyaka abafinyelela kwabayishumi ngesikhathi lapho ngezimali mezzanine.

Isibonelo nokuxhumana okunjalo kungaholela, ekhomba eziningi izinkampani ezinkulu futhi corporations, okuyinto manje ezisebenza e-United States futhi eNtshonalanga Yurophu. Naphezu riskiness ka le ndlela ethandwayo ngenxa yokuthi kuletha inzuzo amaphesenti 12-45 ngonyaka ka.

Esimweni sethu, kungase kubonakale sengathi akuyona kakhulu, kodwa ungakhohlwa ukuthi kumadola kanye euro. Sibuye sithole ngisho nengxenye ubuncane ngesikhathi amabhange ucishe esitebeleni ezimbalwa izindawo ngangokunokwenzeka. Nangu ngokunenzuzo ngezimali mezzanine.

namanye amathuluzi

Ngaphezu okokukhetha kungenziwa ngokwezimali okuthiwa imvume iqhaza ngeziphansi. Ezimweni ezinjalo, zimali ithola isabelo esithile inkampani, kodwa akuhlanganisi icala nezinye abakweletwayo ngalesi simo. Lokhu eziyimbangela hhayi wachazela besithathu. Ukuhlanganyela ku inzuzo, ukulawula ukulahlekelwa nokuphathwa Kwenziwa nsuku oluyimfihlo.

Yokudlanga ngezimali ithuluzi ngokusebenzisa Ukukhishwa izibopho Convertible. Uhlinzeka ukukhokha inzalo esinqunyiwe kanye sokukhokhwa kwesikweletu yokufuna by zimali wenkampani elikhiphe imali. Ngaphezu kwalokho, eminye pre-isethi ukuguqulelwa kwentengo. Futhi, isimo imali kungaba inkinga lamasheya encomekayo ukuthi ukunikeza ilungelo okukhethekile ukuze inzuzo namafa ngokuziqhathanisa nabanye abanikazi.

isiphetho

Futhi kuyini na esizoheha abatshalizimali ezimweni ezinjalo? Naphezu kweqiniso lokuthi kuba impela kulingwa okuyingozi, ababolekisi musa khumbulani ukuba iqhaza ekuthuthukiseni abadlali kwezomnotho ethembisa. Abaningi babo bafunana kuhloswe for iwukuba nje uthole isithakazelo, okuyinto siphezulu kunamanye izinga lokwehla kwamandla emali, kodwa futhi ukufinyelela ukwabelana izinkampani ezinamathuba amahle. Phela, iningi zonke ayathanda yabo esizayo ezinhle siqu. Ngakho-ke, sicela abantu abangongoti lokhu.

Futhi izinkampani, encane ikakhulukazi naphakathi, le ndlela has inzuzo ukuthi, emva izingxoxo zokubonisana, bathole esihle kakhulu, owawuthi ukulahlekelwa inzuzo yayiyobizwa yesikhashana. Sibe sesiya e-emuva kulungile, futhi sizokwazi ukuthuthukisa amandla egcwele, ekuqapheleni lokho esikwazi ukukufinyelela yabo.