Izinto zesimanje yasebhange simiso Russia

Uhlelo credit siqukethe credit eziyinkimbinkimbi nezinye izikhungo zezimali. Lezi zikhungo afeze ekuqongeleleni kanye ukugqugquzela imali, abenza emakethe naleyo ebolekisayo. Umnyombo amaxhama okuxhumana phakathi kwezikhungo lamadolobha esimanjemanje credit uhlelo:

- izinhlobo ezahlukene amabhange: ngamabhange, mortgage amabhange, amabhange imali kanye, yebo, Central Bank;

- Izinkampani zemishuwalense kanye nezimali nempesheni;

- non-ebhange credit izikhungo.

Uhlelo yasebhange - iyona enkulu kunazo zonke ngobukhulu nokubaluleka udumo ohlelweni. Uhlelo yasebhange Russia sinezici eziningana key, njenge: iningi amabhange basuke bagxila Ingcenye ephakathi; Njengoba ingxenye enkulu yomsebenzi yasebhange siqukethe amancane naphakathi; ifomu evelele ubunikazi: isitokwe ngokuhlanganyela, ukwabelana elixutshwe. Cishe bonke amabhange eRussia kukhona jikelele, inethiwekhi amabhange ezikhethekile ezifana mortgage, athuthukile.

uhlelo yasebhange ukubolekisa waseRussia ukuba umnotho wezwe ngokusebenzisa labantu, uhulumeni kanye nosomabhizinisi. "Bank of amabhange" kusuka 1860 iyona State Bank Russia, futhi kusukela ngo-1990 Central Bank. Ngaphambi ýkhasýmende kabusha ngo-1987 - kwaba uwukuphela ebhange-ayitholwa aphathe konke ngesikweletu, ekushayweni, kwabasebenzi kanye cash ukuthengiselana. Okwamanje, imisebenzi yayo ngokomthetho nguMthethosisekelo imithetho kahulumeni, futhi ogunyazwe dolobha futhi impahla impahla Federation. Ngesikhathi esifanayo, Central Bank akusiyo akhokhe kwezibopho isimo futhi ngokuphambene nalokho, emsebenzini wakhe, azithoba hhayi Government of the Russian Federation kanye State Duma. Ukuthi Duma State uqoka amalungu eBhodi Yabaqondisi futhi Usihlalo isiphakamiso uMongameli woMkhandlu, inquma ukuma ehloliwe ebhange, ezwa imibiko Usihlalo kanye nombiko wonyaka, njll

yasebhange uhlelo Modern waseRussia - uhlelo iyaguquka, kuba imodeli lula ezimakethe siqukethe izingxenye ezimbili.

Ababili abaphuma uhlelo yasebhange Russia inikeza Yisithombe Central Bank of Russia izikhungo kanye ngamabhange usike ibhizinisi. Ibhange esimaphakathi "wemfanelo 'ngenxa yokucucuza imali, the ukuzinza lwemali isiRashiya, eliqondisa umsebenzi ngamabhange. ngamabhange, yena, banesibopho kwemsebenti wahulumende, ibhizinisi kanye namakhasimende, babanike ezihlukahlukene amasevisi ebhenki kanye nemikhiqizo.

ngamabhange Russian (efana ukwakheka inhlokodolobha ogunyaziwe) ihlukaniswe nokulingana mutual, ngamanye amazwi, ku elinganiselwe Izinkampani eziphoqeleleke kanye nezinkampani isitokwe ngokuhlanganyela. Ngu uhlobo ezihlinzekwa namabhange izimisele kungenziwa ezikhethekile kanye jikelele. namabhange Universal ezinelayisensi ukwenza cishe yonke imisebenzi futhi ukuthengiselana, ezikhethekile - sinokulinganiselwa ezithile. Kuye ngobukhulu we dolobha sisekelo ngamabhange ukuthengiselana kanye namasevisi ahlinzekwa zihlukaniswe enkulu, medium and encane. Kukhona futhi amabhange, kungagcini ngokwendawo kanye namabhange ngalo usebenza kulo lonke izwe we Russian Federation.

uhlelo yasebhange waseRussia sihlanganisa kulesakhiwo ebhange ogunyaziwe. Kuyinto enjalo isikhungo credit okuyinto ngaphansi inkontileka egunyazwe ukuba enze eminye imisebenzi yezimali kanye credit egameni weenhlangano zomphakathi noma iziphathimandla zendawo.

uhlelo yasebhange waseRussia nako siqukethe non-imali ebolekiswayo ebhange izinhlangano, amelela ezihlukahlukene credit izinyunyana, ukutshalwa kwezimali kanye sempesheni, pawnshops, Brokerage amafemu kanye nomthengisi amafemu, eqashisa ngamafulethi futhi zomshuwalense, njll ..