Imali emakethe mutual funds eRussia

Omunye ephephile mutual funds ezibhekwa izinsiza wemakethe imali (abaxhumanisi zezimali), kodwa konke kuncike esikhathini utshalomali. Labo imali kuzo, insured ngokumelene ukulahlekelwa ingxenye eyinhloko idiphozi, kodwa ngakolunye uhlangothi, emabhange izimali mincane kangako, ukuthi ngesikhathi izinga lokwehla kwamandla emali yabo idla. Ngakho ngeke idingeke kulabo abafuna ukwenza imali kuhlelo wesikhathi esifishane. Kuyinto kwabalamuli zezimali ezifana futhi kuzoxoxwa.

Definition of mutual funds

izimali Mutual - ukumnika imali, okuyinto akhiwa ngokuhlanganisa umnotho inqwaba emabhange. Ngokuvamile, iminikelo kokuqala ezinye zazo isukela ngobukhulu 300-500 $, futhi emva kuvulwa akhawunti okunamathiselwe elandelayo kungaba ngesimo noma yimuphi sum.

Kungakhathalekile ukuthi Isu lokutshala izimali kanye nezinhloso njengoba isikhwama noma izimali wabasunguli iqembu enze Brokerage izindlu, izinkampani utshalomali. Ukuze kube lula abasunguli zabo imali idluliselwe kalula kusukela izinkampani izibambiso ephepheni elinye ngaphandle ikhomishini.

izimali Mutual ngokukhethekile sitshala imali izinsimbi kanzima, imali emakethe amathuluzi, ingcebo. Ziyakwazi block of izibopho, emalini, imali, ephethwe yinkampani utshalomali egameni leqembu futhi isethi nabanikeli. Impahla kuhlanganiswe okungowelebuli Isikhwama mutual, ngokuthi iphothifoliyo yayo. isabelo ngasinye we iphothifoliyo - kuyinto wakhona zimali isakhiwo amafa esikhwameni, kanye njengengxenye okuzophuma kulezo amafa.

Umgomo we operation

Zonke mutual funds usebenza cishe ku isimiso esifanayo. Bakha inkampani utshalomali, okuyinto uthengisa amasheya abo ukuba abatshalizimali bese itshala imali ukuqhutshwa e izibambiso amaphothifoliyo. Ukuhlanganisa izimali emabhange kuphothifoliyo, inhloko inkampani kungaba ehlukahlukene ukutshalwa yayo, ukuthenga amasheya kanye nezibopho esikhathini Isikhwama.

Izinhlobo amathuluzi akukhetheki ichaze injongo utshalomali. Ngokwesibonelo, uma injongo inkampani utshalomali ku ukwabelana - ukumemezela inzuzo etholakale, kuyilapho share sengonyama kwezimali iqondiswe ekukhuleni amasheya. Uma ngabe injongo esingokwezimali sesikhwama isibopho ukukhokhelwa imali isigqebhezana esingavunyelwe intela ke izimali ekukhuliseni izibopho kamasipala. Ngesikhathi esifanayo, inkampani utshalomali ezakhiwe izibopho bona okukhipha iphutha iphothifoliyo diversification kuncishiswe ingozi ezizenzakalelayo izibopho ngabanye.

Izinzuzo ezikhokhwa emabhange, okuyinto akhiwa ukuqhutshwa izibambiso ezakha ingxenye enkulu yomsebenzi kuphothifoliyo. Iklayenti etshaliwe $ 1000, wamukela iphesenti inzuzo iyafana umuntu usise $ 100 000. Umehluko ziyakusala ezitaladini yokuthi nengeniso abangamalungu akhokhela lo mshwalense yesibili izikhathi 100 obukhulu kunobukaJohane ngowokuqala (ngokuvumelana ngokulingana bo juphe ngaphakathi isikhwama).

Lapho kukhona izinguquko ukubaluleka izibambiso kuphothifoliyo, eshintsha ngokufanele inetha kwempahla ukubaluleka kolunye zezimali. On intengo iyehla iyenyuka kuthinte kunezinkinga okuhambisana nazo e eziningi izinhlobo izibambiso: ezombusazwe, ezomnotho, emakethe.

izinhlobo

izimali Mutual nezinhlobo eziningana, okungukuthi, emabhange ukuze imali itshalwa kumasheya ezindawo, amasheya, hybrid, ukuhweba kanye nezinkampani utshalomali imali emakethe mutual funds.

Uma sicabanga ngakho konke izinhlobo imininingwane singasho ukuthi izimali mutual, okuyinto ukuthengisa amasheya futhi ukuqhutshwa atshalwe imali emakethe izibambiso. Lezi zinkampani kusukela ukuphumula igcinwe kunani njalo kwamatayitela yayo. Ngokuvamile, intengo futhi inani elilinganisiwe a share $ 1. Ukuze ugcine intengo ezingeni elifanayo evumela ukulahlekelwa yesikhathi esifushane kusuka ukudayiswa izibambiso, noma yikuphi izindleko inkampani utshalomali otymayutsya ngengeniso etholakala uma utshala imali. Lo mphumela kalula kakhulu uthole izimali ukutshala waboleka imali e short-term imali emakethe amathuluzi, njengoba amathuluzi anjalo low price simo esishubile.

emakethe Imali mutual funds - iwukuba izimali e izibambiso ukuthi babe maturities ka ngaphansi konyaka owodwa. Lezi zinkampani kukhona okuyingozi okungenani phakathi nezinye izinhlobo. Isikhathi esining impela bajwayele eminyangweni yabo ibe isiphephelo ngaphansi kokunakekela ezimakethe zamasheya, naphezu kwale mizamo, ngezinye izikhathi ukunikeza isivuno eliphezulu.

Izinzuzo nokutshala izimali ezinhlelweni imali emakethe mutual funds

1. Diversification - ukuhanjiswa lobungozi phakathi zomculo ezimbalwa zezimali.
2. ukuphathwa imali Professional - ethungatha abaphathi inkampani utshalomali izimali kuyo yonke inqubo utshalomali.
3. Ukukhetha Wide. A ebanzi ekukhetheni ukutshalwa enikeziwe inani elikhulu mutual funds (amasheya, amabhondi, imali emakethe).
4. Zezimali - Zimali kungenzeka nganoma isiphi isikhathi ukudayisa amasheya abo bese ubuyela izimali.
5. Savings - zimali uthenga amaphothifoliyo ngomumo eyenziwe kwabalamuli zezimali, hhayi lakhe kusukela izibambiso bezinkampani ngabanye.
6. zokuvikelwa kwabatshali-zimali kanye namalungelo - mutual funds ihanjiswa ngesikhathi sikahulumeni ezingeni zomthetho nge-Securities and Exchange Commission.
7. Lula - amasheya kungaba ukuthengisa noma ukuthenga ngosizo wabathengi, abeluleki zezimali, amabhange, amanxusa umshwalense.

izingozi nokutshala izimali ezinhlelweni mutual funds

Omunye main imele ubungozi bokulahlekelwa inhlokodolobha etshaliwe ngenxa zokunciphisa net kwempahla value (NAV kusuka). Ngaphezu kwalokho, kunezinye izingozi:

• inzalo;
• emakethe;
• elihlobene ne izinga izibambiso.

Nge ukwanda emakethe zenzalo kukhona nokwehlisa ingcindezi izikweletu kanye nezimakethe nokulingana, okuholela ukwehla net kwempahla ukubaluleka yizibopho isitokwe izimali. Yenqaba e emakethe zenzalo has nomphumela ohlukile.

Ikhwalithi izibambiso kunqunywa simo esishubile of share amanani. Emabhange ngokuvamile zikhathazeke ngongakwazi ukukhokha izikweletu ingozi izinkampani utshalomali mutual. Inani izimpahla zabo kungancipha, kodwa ematfuba lena encane. Indlela yokusungulwa kunciphisa ubungozi ucabanga nokukhwabanisa.

izimali Mutual eRussia

Kuze kube manje okwamanje kudalulwe amandla aphelele mutual funds Russian ngenxa yezizathu eziningana:

1. Bona yanciphisa inflow of izimali eside yangasese.
2. Ukutshalwa kwezimali mutual izimali yempesheni ukonga Russian Federation akuvunyelwe ngokomthetho.

Lezi zizathu kukhawulwe nokungena kwezimali ku izinkampani utshalomali mutual, ukwanda kwabo kungenxa zokubala kabusha ukubaluleka amaphothifoliyo futhi revaluation lwefa ukuthengiselana. izimali Mutual eRussia mancane futhi ungavumeli ekubonile isikali lebhizinisi. Ubukhulu isilinganiso Russian corporations wokusisa ephansi kakhulu phesheya kwezilwandle.

I OIF "- Money Market Google Isikhwama" uyisibonelo yesikhwama Russian mutual. Inhloso yayo ukuze uthole imali by imali e short-term izibopho issuers Russian nge high-credit izinga ngokwandisa inani lemakethe nokuthola enkulu imali futhi isithakazelo Iyatholakala ku ezifakwa esifushane amabhange ezinkulu Russian kwezohwebo.