Portfolio kwamatayitela

Zonke abahlanganyeli emakethe yamasheya kukhona abanikazi izibambiso, isiqalo nesigcino othiwa kuphothifoliyo. Izibambiso iphothifoliyo - kuyinto yimuphi izibambiso (ukwabelana zonke izinhlobo, izibopho kanye namanye amadokhumenti) ukuthi kukhona labantu abathize futhi basonta umuntu ofanayo (wemvelo noma womthetho).

Njengomthetho, izibambiso iphothifoliyo iqukethe kwezezimali emazingeni ehlukene issuers. Lokhu kwenziwa ukuthi sinikezele ngokuphepha nokuvikeleka mkhulu kusukela ukulahlekelwa ezingaba khona. Abanikazi kuthuthukise iphothifoliyo yayo zivame iphambene ngokuphelele iphepha izinkampani ezahlukene kanye nezinhlangano. Portfolio ngokuphelele kuncike Inqubomgomo yomnikazi. Futhi elakhiwe iphothifoliyo izinkampani izibambiso.

Izibambiso kuyinto emakethe lapho kubalulekile eyezinto enembile ukuze athole inzuzo. Izibambiso Iphothifoliyo ukufana ehlukile yomnikazi kwezinye abanikazi iphothifoliyo. Ziyakwazi choice sokuqala ohlangothini lomsebenzi kanye othishanhloko ngokuvumelana izimfuneko ezithile.

Abatshalizimali ukuziphatha zingase zihluke. Icala ngenhla libizwa ekwakheni Ukuvikelwa iphothifoliyo. Ngamanye amazwi, lo iphothifoliyo nokuvikeleka izibambiso amafomu amadokhumenti, okuhloswe ithrekhi esibonakala by kuqhathaniswa ethambile. uhlu okunjalo ngokuvamile nizkodohoden.

Akhokhele le ndlela kuyinto nolaka iphothifoliyo yokutshala izimali emazweni - ezithile imibhalo aluthola ngumnikazi okuyinto ngokumelene nabo balindele waba ukwanda okukhulu kwezincwadi amazinga. Nokho, amathemba anjalo kukhona nkomoni kuphela, ngakho ekumiseni iphothifoliyo nolaka luhlale lugcwele izingozi ezingathí sina. Kufanele kuqondwe ukuthi maningi amathuba maduze bazothola imali, aba maningi amathuba ukuwela endaweni illiquid.

Kumiswa iqoqo izibambiso ukuthi, ngesikhathi izethulo yilowo otshale izimali kanti enomqondo ihlanganisa nokwethenjelwa, zezimali kanye nokwenza inzuzo - iphothifoliyo Olinganiselayo izibambiso.

Kukhethwa isu zimali kunqunywa nezimo zezimakethe nezinkolelo zakhe siqu. Umgodlagodla emakethe iwumkhiqizo ehlukile. Izimiso esiyinhloko iphothifoliyo kumiswa maloriskovogo zimi kanje. Lena isimiso conservatism (izingozi imbozwe engenayo esuka izimali kanye namafa okunokwethenjelwa), isimiso diversification (kulinganiselwa engenayo ongaphakeme izibambiso kungenzeka kulinganiswe izimali ephakeme ngakolunye uhlangothi), isimiso of impahla ibe yimali okwanele (share okusheshayo ezihambayo imali akumele ibe ngaphansi ezingeni esanele ephezulu zamanje ukuthengiselana).

Kahle izibambiso iphothifoliyo siqukethe amafa, libhekene ingozi sakugcina iqhathaniswa nezinye izinhlobo amaphothifoliyo. Ubungozi ngesilinganiso - kuyinto ukuphambuka okujwayelekile, echaza ematfuba ukuphambuka izinga inzuzo kusuka ukubaluleka olulindelekile. Ubungozi kanye ukubuya kulindeleke kukhona imingcele ezimbili ozikhethela kwanoma iyiphi iphothifoliyo.

Namuhla emakethe izibambiso Russian okhula ngokushesha ngempela. Kukhona izimakethe ezintsha isitokwe, ekhishwe izibambiso entsha, nekwandzisa umtsamo yonyaka yemisebenzi nabo. Ezimweni ezinjalo, izinqubomgomo ukuziphatha enengqondo kunazo zonke kuba iphothifoliyo elilungile. Kukhona othile imodeli zezibalo, okuyinto ikuvumela ukuba uthole elilungile iphothifoliyo isakhiwo. Ungayisebenzisa ukubala inani izotshalwa kuphothifoliyo. imodeli Mathematical zisenza sikwazi ukubona isilinganiso wokwabelana izimali kulindeleke kuphesenteji imigomo.

Zimbili izindlela ukukhethwa izibambiso - kuyinto lobuchwepheshe kanye nokuhlaziywa ayingqalasizinda. Eyokuqala ehlangene ekutadisheni amanani, kwesibili - isimo jikelele kwezomnotho.