Indlela ukuhoxisa imali kusuka ikhiyiwe Sberbank Card: Izindlela

Ubani nje nempela owayeke wacabanga ukuthi ucezu ezejwayelekile plastic, ngakho Uzokhanga kubo bonke abakhileyo iplanethi? Kuze kube muva nje babekwazi kuphela ukuchitha imali, futhi namuhla ukuze zitholakale lezinketho zokukhokha akude, ku-inthanethi kanye nokunye. Noma kunjalo, kulula kanjalo - esikhundleni eziningi zemali encane nengamaphepha bulging esikhwameni ukuthatha nge mncane plastic ebhange. Kodwa, naphezu kwazo zonke lula okusobala leli thuluzi futhi ngezinye izikhathi behluleka. Ngokwesibonelo, imbangela kabi kungaba ukuvaleka ezingalindelekile ebhange. Okufanele ukwenze esimweni esinjalo? Indlela ukuhoxisa imali kusuka ikhiyiwe Sberbank ikhadi?

Inguqulo nge khiphani ikhadi

Isizathu sokuvimba ikhadi angase alale ekugcineni banal yesikhathi sawo sokusebenza. Ngakho-ke, ikhambi kuphela kulesi simo kungaba isikhalo ebhange nge eminye kabusha udaba plastic.

Ukuze wenze lokhu, udinga ukuthatha iphasiphothi yakho, ibalazwe futhi ndawonye nabo ukuya egatsheni eliseduzane Sberbank. Kube uzodinga ukubhala isicelo ikhadi elisha nge abhekisela akhawunti ekhona, kodwa eqandisiwe okwesikhashana. Ngemva kokudedelwa ikhadi elisha kuyoba kuphela ukuze uyisebenzise usebenzisa i-ATM futhi uthole imali ukuthi ayekade ayitholakali kuwe. Ngakho uma Sberbank ivimbe ikhadi, ungakwazi ukuhoxisa imali emva kabusha ukukhululwa kwe-ATM.

Inketho ukuthola imali esandleni

Impendulo yombuzo nendlela yokuthatha isinyathelo uma ekuvimbeni akhawunti, kuzoya esimweni ngasinye futhi nezizathu zokumiswa ukukhokhelwa. Ngokwesibonelo, iqhwa-akhawunti yakho yasebhange, zingase ingozi iwubuphukuphuku. Akwaziwa isimo lapho ngemva ukuxoshwa ikhadi umsebenzi ivinjelwe, kodwa imali zidluliselwa ku-akhawunti. Ngenxa evinjelwe credit card Savings Bank imali akazange avumele usebenzisa i-ATM.

Ezimweni ezinjalo, abanikazi plastic kudingeka ukuza egatsheni yasebhange futhi ngemva kokubhala isitatimende, nasekusebenzelaneni bonke imicikilisho, ukuthola imali cashier. A simo efanayo kwenzeka futhi Ukukhishwa imali ukulahlekelwa ikhadi. Nse yilona impendulo yombuzo othi: "Indlela imali kusuka ikhiyiwe Sberbank ikhadi (iphelelwe yisikhathi) engasenandaba kabusha kweqa entsha?". Nokho, kulesi simo kuzodingeka ukubhala uhlelo lokusebenza ukuvala i-akhawunti. Futhi kwangathi ukukhokhelwa imali, esekelwe okusemthethweni futhi imithetho wesikweletu naleyo nhlangano zephuze (kufikela kuzinsuku ezingu-45).

Indlela ukuhoxisa imali kusuka amakhadi Sberbank ikhiyiwe uma khodi engeyiyo?

Ngezinye izikhathi kuyenzeka ukuthi uma uzama imali ATM wena uthayiphe ngengozi inhlanganisela okungalungile. Futhi kwezinye amabhange kucatshangwa umzamo owodwa ngalesi kokufaka iPIN okuyiyo. Ngo iningi izikhungo zezimali ezinikeziwe ukuze uthole imizamo bebathathu. Lapho yonke imizamo etholakalayo kwandziswa kodwa inombolo PIN azinakho ifakwe kahle kwabangela ikhadi othomathikhi ukuvikelwa, futhi ivinjelwe. Lokhu kwenziwa uma, uma ikhadi lakho lesikweletu ngokuzumayo ashaqe abahlaseli. Indlela ukuhoxisa imali kusuka ikhiyiwe Sberbank ikhadi kulesi simo?

Inketho kuphela elungile kungaba ukubiza hotline ebhange. Kube uzokwazi ukuchaza isimo, uphendula imibuzo yesivivinyo ukuzikhomba babuze uvula amabalazwe. Kodwa lokhu kuzosebenza kuphela uma namanje uyikhumbule ikhodi yakho.

Ngokuvamile, le nqubo Ukuvula kwenzeka kungakapheli imizuzu 20-45 (kuye ngokuthi ijubane processing, degree of ukuhlolwa kanye nenqubomgomo ebhange). Uyaqiniseka ukwazisa ukuvulwa ukufinyelela ngosizo ucingo efonini noma ethunyelwe nge-SMS. Khona ngiyakufakaza kuphela kufanele ufake ikhodi efanele futhi ukuhoxisa ukheshi. Kodwa kanjani imali kusuka ikhiyiwe Sberbank ikhadi kwenye esifundeni? Lokhu uzokutshela kamuva.

Indlela imali imali, kanti kwesinye isifunda?

Kwenzeka ukuthi zokuvala ikhadi uthola umnikazi walo singalindele. Ngokwesibonelo, uma wawanika okungaphezu kwalokho indawo yayo. Kuyini esingakwenzela kulesi simo? Indlela ukuhoxisa imali kusuka ikhiyiwe Sberbank ikhadi ngaphandle passport? Kungaba kuhle kulokhu ubheke i-akhawunti yakho yasebhange ku-intanethi noma yasebhange mobile. Kulokhu, ungadlulisa imali ikhadi ikhiyiwe kwenye i-akhawunti ezivulwe nguwe noma amalungu omndeni. Bese kalula imali phandle.

Uma ushonelwe ikhadi lakho, ngenkathi ezinye esifundeni, inqubo cashing a udonsa ambalwa. Ikakhulukazi, ngoba imali kuzodingeka ukuba ubuyela emzini futhi nge passport ukuza ehhovisi lapho ikhadi uvulekele. Ngaphezu kwalokho, imali uzokwazi imali kuphela emva kabusha ukukhululwa kwe-odlule credit card.

Uma ikhadi lakho lasebhange ivinjelwe ke yayo kabusha ukukhululwa kwanele asondele kunoma yimuphi legatsha le Savings Bank esifundeni lapho ukhona nge passport yakho. Kuyodingeka kuphela ukubhala isicelo bese ulinda usuku lapho ukuhlukana esifundeni sakho ngeke usithumela ikhadi emzini lapho wena okwamanje. Nakhu ukuthi imali evela ikhiyiwe Sberbank ikhadi ngemva sokuxazulula yonke imininingwane.

Isexwayiso! Endabeni ekuvimbeni abasebenzi yasebhange ikhadi ungathola ukufinyelela ku-akhawunti yakho. Lokhu kusho ukuthi-ke sizokwazi imali nganoma isiphi legatsha Savings Bank of passport, ngisho ngaphandle plastic ebhange.

Lapho ikhadi ivinjelwe isinyathelo ebhange?

Ngezinye izikhathi ikhadi ingavinjwa isinyathelo we isikhungo sezezimali. Lokhu kwenzeka kulezi zimo ezilandelayo:

• lapho iklayenti laphumela futhi akazange ukuletha isaziso Bank;
• Lapho umnikazi ikhadi wazama ukuhoxisa isamba enkulu kakhulu kunomkhawulo ezimisiweyo;
• lapho sizama ukwenza ukusebenza ngosuku imali ezingabazekayo;
• ngenxa isikweletu.

Yiziphi izinkinga ezingadaleka lapho zenzeka lapho ukhipha imali?

Ngezinye izikhathi, nge Ukukhishwa imali ikhadi ikhiyiwe kungaba nezinkinga. Lokhu kungenxa nje kuphela ukuba izenzo unharmonized abamele ebhange, kodwa futhi nge ayasiqaphela ongaphakeme kulezo noma ezinye izinkinga. Ngokwesibonelo, kukhona amacala lapho iklayenti wayengakwazi ukuhoxisa ukheshi kusuka ikhadi lilimele, uvulwe kwenye esifundeni. Kulokhu, inkinga kwaba ukuthi amakhadi "Momentum" okwamanje akuyona selikhishiwe. Esimweni esinjalo abamele yasebhange, njengoba umthetho, belulekwa ukuba ubuyela emzini lapho i-akhawunti bese uxhumane kwehhovisi wavulwa.

It iqeda inkinga ka Sberbank?

Nokho, Savings Bank wemithetho lezi amaklayenti kungenziwa wakhonza kuzo zonke amagatsha lesikhungo credit ngaphandle amakhadi, kodwa iphasiphothi. Ngenxa yalesi sizathu, abamele Sberbank ukuqapha zimo futhi asabela ngokushesha. Ngenxa yalokho, laba bathengi ukuthola imali yabo, kodwa ephethe ukulibala kancane. Ngokwe-abasebenzi yasebhange ngokwabo, ukuze ugweme lezi zikhathi ezingemnandi abamele izinhlangano ngokuvamile ahlele trainings ahlukahlukene, izingqungquthela nezingosi ze kakhulu isandla ekuthuthukisweni professional nokuqeqesha.