Arksbank: ukubuyekezwa, umlando, imikhiqizo kanye isilinganiso

"Arksbank" - a izikhungo elincane credit bhalisiwe e Moscow. Naphezu kobungako nobuningi bayo enesizotha, has inethiwekhi yayo siqu of amahhovisi ezifunda e-Russia. ibhizinisi yenkampani ngokuyinhloko ukuheha imali kanye uwukuboleka amakhasimende ezinkampani.

indaba

Bhalisiwe sesikweletu okokuqala ngo-1992 futhi wabizwa ngokuthi "Bastion". Ekuqaleni idaliwe njengoba ebhange ngesisekelo mutual. Kakade ngo-1993 kuthiwa lathathelwa indawo uhlobo ubunikazi avaliwe inkampani isitokwe ngokuhlanganyela.

Ngo-1996, i-abanikazi balelo bhange waphinda ushintshe injalo yobunikazi kanye igama tweaked kancane izingane, manje isiyakwazi ngayithola Igama i-Social Equity Bank "Bastion". Ngaphansi kwalo brand ebhange wasebenza kuze 2009, lapho nje Kwabuye kwaba khona igama ushintsho "Vkladbank". Nokho, leli gama lalisetshenziselwa unyaka owodwa kuphela, futhi ngo-2010-ke yashintsha igama layo lamanje. Kusukela ngaleso sikhathi waqala isigaba esisha ekuthuthukiseni lenhlangano yezezimali, waqala ukuthola "Arksbank" lobuya likwazi ukuhlalisa inani elandayo amakhasimende.

indawo

Njengoba isisekelo sayo kwaze kwaba sekuqaleni kuka-2014 ihhovisi inhloko yesikhungo credit elise Voronezh, kodwa ke kwanqunywa ukuba ubhalise "Arksbank" eMoscow. Kusukela leli phuzu lesikhungo credit isibe idolobhakazi lesifunda.

Naphezu ubukhulu sasivumela elincane, "Arksbank" isebenza hhayi kuphela e-dolobha kodwa emadolobheni ezifana Voronezh, Vologda, Sifundazwe, Chelyabinsk. Ngaphambili, inethiwekhi igatsha Kwakuthé ebanzi.

inethiwekhi uQobo ATM terminals abanalo isikhungo credit. Kodwa kusukela ikhadi ngeke ikhishwe, i- "Arksbank" Izibuyekezo ezimbi ngoba ongawamukeli.

ukuhlolwa kokusebenza izilinganiso

Elincane "Arksbank" nokukala wokusebenza kwezimali ubuye ngempela ongaphakeme futhi eyesithathu engamakhulu Russian credit izikhungo. Nokho, ezinye imikhiqizo yayo ngempela ezithakazelisayo. "Iminikelo Arksbank 'usanda ahlinzekwa ngesilinganiso sezingeni eliphezulu kwezinhloso zenzuzo, ngoba lokhu liye kuyanda phakathi kwabantu.

Naphezu kobungako nobuningi bayo encane, isikhungo lesikweletu njalo okubonisa inzuzo futhi ekuthuthukisweni. Imali abantu owadlula "Arksbank" ukuthembeka ezingeziwe ngezithukuthuku iqhaza isikhungo sezezimali sika kule scheme umshwalense.

Amasevisi kumakhasimende ezinkampani

Isiqondiso main lesikhungo credit - amasevisi kumakhasimende ezinkampani abolekise yabo. Yilokho ngokuvamile uthola "Arksbank" izimfanelo ukubuyekezwa. amakhasimende ezinkampani, ngaphezu akhawunti kanye loans, ungase futhi usebenzise amasevisi yasebhange ezifana imali, ukuqasha iziqinisekiso iseli ebhange.

Imali for amaklayenti ezizimele

Bebhunga "Arksbank" idiphozithi yanoma abantu zemvelo. Lemisebenti lesikhungo credit liwumthombo oyinhloko ngokulungiswa kwemigwaqo imali. Kuze kube muva nje, inzalo anikezwa yasebhange ezingeni eliphezulu, kodwa ushintsho isimo somnotho, naye kwehlisa amazinga. "Arksbank" izibuyekezo zamakhasimende, wanquma ukusebenzisa imali, uye wathola zihluke kakhulu, kodwa iningi labo lisekhona omuhle.

Kuyaphawuleka ukuthi inkampani alamukeli ezifakwa kusukela abantu ehhovisi APC. Kukhona zikhishwa abantu zomthetho kuphela, futhi kukhona uhlobo lwemali. Lokhu kwenziwa ukuze nokwandisa ijubane.

"Okunenzuzo" idiphozi

"Arksbank" kumakhasimende abafisa ukubeka dollar ayinkulungwane 100 noma 10 ayizinkulungwane noma euro unyaka owodwa, inikeza idiphozi "Okunenzuzo". Ungakwazi uyivule at 360 noma 367 izinsuku. Ngezinga elifanayo in ruble kuyoba icala lokuqala 9%, kanti eyesibili - 10.5%. Isithakazelo lwemali angaphandle ezifakwa kohlaka hlelo futhi kuncike nokuvuleka kwe-esifundeni. E-Moscow, ngokubheja idiphozi izinsuku ezingu-360 zamaRandi noma euro, ungathola 4%, futhi, lapho igama elithi izinsuku 367 ka - 4.5%. Amahhovisi etholakala kweminye imizi ukunikela ngesilinganiso izimali zakwamanye amazwe ezifakwa 1% ephansi.

Ubuyise idiphozi uvunyelwe nganoma isiphi isikhathi, ngaphandle zokugcina ezingu-30. Imali ikhokhwa noma lifakwa njalo ezinyangeni 3.

Idiphozi "unomphela"

Amakhasimende abafisa ukuthola izinkokhelo njalo ngenyanga, "Arksbank" inikeza "unomphela" Uhlelo iminikelo. Lezi ezifakwa avunyelwe ukugcwala, ngaphezu, ikhasimende bangakhetha kwesikhathi edingekayo kanye nemali we-akhawunti. Linganisela ku ruble kuyinto zamahhovisi zonke yasebhange okufanayo futhi 1,8-10,5% kuncike empilweni eshalofini amafa. Ukulinganisela exchange angaphandle uyophinde zincike esifundeni. Izinga esiphezulu - 4.25% - luyatholakala emahhovisi eMoscow.

Idiphozi "wangempela"

Kulabo abakhetha ukuba nokwenzeka imali ebhange olungaphelele izimali, imali efanelekayo ohlelweni "Bangempela". Bavula isikhathi 1 inyanga nonyaka 1 futhi sivumela ukuhoxiswa esinqunyiwe kanye idiphozi. ruble izinga kuncike kuphela inkathi yokuhlala futhi kungaba afinyelela 9.8% ngonyaka. E-US ungathola lungene 4% ngesikhathi kuvulwa idiphozi emahhovisi eMoscow.

"Pension" idiphozi

Ikakhulukazi kwabahola impesheni "Arksbanke" sipho isebenza for imali "Pension". It libhekene ukwehla we ubuncane isitolimende sokuqala-100 zamaRandi / euro noma ruble 3000, kungenzeka replenishment kanye nezimali ukugeleza. Amathenda nekhasimende ungathola ngempela ezithakazelisayo - ukuze 10.8% in ruble futhi 4.25% kumadola. Uma uvula idiphozi izimali zakwamanye amazwe emahhovisi ngaphandle zaseMoscow kumelwe alungele kweqiniso lokuthi izinga phezu kwabo zingancishiswa ngokushintsha 1%.

Amanye amasevisi abantu ngabanye

uzimisele Akukhona nje ukunikela iminikelo "Arksbank" kumakhasimende ayo - ngabanye. Futhi umthengi ukubolekisa etholakalayo, ephephile idiphozi amabhokisi, ukudluliselwa kanye nama-akhawunti wamanje.