I velocity lemali. Incazelo kanye ekubalweni inkomba

the velocity lemali imelelwa imvamisa isilinganiso ukusetshenziswa lwemali ukuthengwa kwemikhiqizo emisha nezinsiza esikhathini esibekiweko. Ngezindlela eziningi, lesi sibalo incike ethuthukisa ezomnotho imali supply ekhona. Lapho uchaza isikhathi esithile isikhawu the velocity inombolo imali emelelwa.

ekubalweni inkomba wathi ku isibonelo ukhonkolo ngempela kalula ongayicabanga. Ngokwesibonelo, cabanga umnotho ayimfihlo imali supply ruble 500, futhi ukuba khona izinhlangano ezimbili: umlimi umakhenikha, ethwele ngonyaka ukuthengiselana eziningana nomunye. Ngakho, umlimi ukhokha umakhenikha ruble 500 yokulungisa ugandaganda. okusanhlamvu Mechanical uthola ruble 400, futhi okhokhela umlimi $ 100 ukuze ihlolwe nokondla nezilwane abazifuyile. Ngakho, inani yonke imisebenzi kuyinto ruble 1000, futhi zonke ruble yasetshenziselwa kabili phakathi nonyaka. Yingakho Isivinini lwemali elilingana ezimbili ngonyaka.

Inzuzo lemali emelelwa ibonakalisa okushiwo imali e ukunyakaza kwabo. Iphinde ihlanganisa exchange nokusatshalaliswa inqubo. Umqulu kanye inzuzo isakhiwo kuthonywa ukukhiqizwa futhi ukusetshenziswa.

Ngakho, inqubo ukukhiqizwa eside, edinga ukwanda ezikhona, kakhulu kwandisa inzuzo imali ehambisana ne-yokufuna ezinjalo. Futhi ukukhishwa imikhiqizo nge high zabasebenzi ngegalelo, ukwandisa ukungena kwemali kungenzeka ukhokhe kanye, ngenxa yalokho - ukwanda engenayo sabantu, okuyinto wanikeza nesiqondiso ukuze ukusetshenziswa.

Omunye izingxenye le nkomba iyona ukuthengiselana lokukhokha lapho imali ingasetshenziswa njengendlela yokukhokha ukukhokha uqede isivumelwano esibhalwe phansi. Lokhu kwegazi kungaba kwenziwe ngokheshi kanye cashless amafomu.

Kafushane, siphetha ngokuthi imali kufanele ibe ukunyakaza njalo phakathi abadlali ezinkulu kwezomnotho: izinhlangano zikahulumeni, izinkampani kanye nabantu. Kuyinto ukunyakaza kwabo ngezindlela ezihlukahlukene (ukheshi kanye cashless) yakha Isivinini lemali.

Ngaphansi isimo emizimbeni ziqondwa ulawule, iziphathimandla namaphepha National Bank. I ngamabhange iqhaza kwegazi yemali njengoba izinhlangano ezingokomthetho.

Inani Khishiwe zemali in kwegazi yakha okuphakelayo ukuthi kungaba eyinhloko, eyalo ibhange elikhulu secondary (Ukukhululwa deposit imali ngamabhange).

Enye indlela ubuyise imali ejikelezayo uhlelo for ethungatha izikweletu isabelomali, ogxile kuphela nokubekwa izikweletu kahulumeni izibambiso emakethe.

Nge ukudayiswa izibambiso abanjalo bayakuba sibeke loan kwezimali ezivela izinhlangano kohlelo lwezezimali futhi ubalungiselela njengesikweletu isimo. Ngokuthenga izibopho kahulumeni, ibhange central kwandisa ngqo nokusakazwa imali futhi lwakha isisekelo Ukukhishwa alandelayo idiphozi iminikelo commercial amabhange.

Njengoba abonisa, issuers imali kungase kube ngamabhange futhi okuyifomu imali, ukuhlinzeka ngabanye noma izinhlangano ibhizinisi nokubonga. Lapho loan imali supply sikhula ukubuya imalimboleko - sinciphile. Okuvela mphumela sokudalwa imali kungaba impumelelo nge ukuthengwa ebhange bezentengiselwano stock market izibambiso kahulumeni (kuphela uma izibopho kahulumeni zingaphendulwa zibe yizindawo yokuhlanganela imali). Kodwa udaba olwengeziwe kungenzeka uma ukuthengwa izimali zakwamanye amazwe yibhange.