Ýkhasýmende ekusithekeni. Cishe nje eziyinkimbinkimbi

Ngiqinisekile abaningi bethu njalo ukusebenzisa ezihlukahlukene ngamabhange. Ezinye luthanda hlala credit izikhungo imali yabo, kuyilapho abanye ukubethemba namagugu abo (idiphozi ukuphepha amabhokisi), wesithathu ube ababoleka inzalo imali oyitholile ngaphansi ukuthenga esikhathini esizayo isihloko amaphupho zaziswe. ikhadi Plastic ukusetshenziswa elula inkokhelo, izinkonzo ezihlukahlukene, izinguqulo esiphuthumayo ngokuvula i-akhawunti yomuntu noma ngaphandle kwalo-manje zonke yasebhange uzama ukunikeza amakhasimende ethu into entsha bese udala umncintiswano "imidondoshiya" enempilo komkhakha. Yiqiniso, umehluko wemisindo nemiqondo yamagama sifushane kakhulu. Kodwa amaklayenti ngamunye yesikhungo semfundo credit kufanele bacabangele sici ezifana yasebhange ekusithekeni. Yini igcwele lo mqondo, futhi yini iqinisekisa, kanye le nkinga ithatha naye wesevisi kule ndawo?

Ukuze uqalise ilungile ukuhlukanisa phakathi lafana ekusithekeni commercial futhi yasebhange. Eyokuqala, eqinisweni, ngumqondo ebanzi kweyesibili. Kwezinye imithombo ungathola ngisho kuveze ukuthi ichaza imfihlo of credit izikhungo njengoba ingenye izinhlobo commercial. Nokho, lokhu akulona iqiniso ngokuphelele. Ýkhasýmende ekusithekeni - umthetho ngalezi izikhungo, ngesisekelo okuyinto wonke amalungu nhlangano kufanele agcine lonke ulwazi banamathela mayelana namakhasimende abo ngaphandle ukufinyelela besithathu, ngisho noma ulwazi akanayo senani.

Njengoba ezikhathini eziningi ezinjalo, kukhona ukuba okuhlukile ngokuqondene nalo mthetho. Ngezinye izikhathi ebhange nje akanawo ilungelo lokwenqaba ukuya izinhlangano ezithile ukunikeza ulwazi, okuphathelene amakhasimende. Lezi zikhungo, okokuqala kunakho konke, abameleli zikahulumeni zezinga. Nokho, le nqubo kumele kube esizwakalayo ulunge kangakanani okuhlukile. Ngokwesibonelo, nemvelo eziyinkimbinkimbi, obuntofontofo noma okusolisayo kwenziwa yikhasimende sokwenziwe wezimali uma zilingana noma idlula inani ruble ayizigidi 600. Kulokhu, imithetho yasebhange ngempela ziyabonisa futhi ukulawula okwenzayo. Lokhu kwenziwa ukuze kuvinjelwe ngezimali esebenzisa yezinhlangano kwezohwebo umphakathi amaphekula, kanye zemali.

Ýkhasýmende ekusithekeni kuhilela nokuhlinzekwa kolwazi ngazo zonke akhawunti kanye namanani etholwe kweSikole idiphozi ngokuvumelana nemibandela iziboshwa izivumelwano idiphozi, umbuthano ewumngcingo zabantu. Njengoba esimweni izinhlangano ngokomzimba futhi zomthetho lonke ulwazi zingenziwa etholakalayo kuphela ukuba amaklayenti ngokwabo kanye nabameli babo zomthetho, okuvota, iziphathimandla zokwahlulela, kanye izinkampani zomshuwalense kanye nabamele uphenyo lokuqala phezu emacala ebugebengu zokuphatha (kumelwe kube khona imvume lomshushisi) .

Uma umnikazi we-umnikelo noma ngenye uyogcina ngokufa, esimweni esinjalo, yasebhange ekusithekeni has izici ezilandelayo. Uma kukhona intando iyawakha (ummeli olungisa izivumelwano noma ekhishwe ngqo inhlangano credit) aphawulwe lapha abantu bangase ukuthola ulwazi oludingekayo. Ukuze wenze lokhu bazodinga ukuthi abonise ubufakazi ungubani. Ngaphezu kwalokho, ukwaziswa okunikeziwe ngaphandle ukwephula umthetho anawo ummeli olungisa izivumelwano ngesikhathi. Kuze kube yimanje, ehhovisi kuyodingeka enze isibawo. Kulokhu, umsebenzi ebhange, lababukene nekwetfulwa nesibopho impendulo asebenzisa izikhungo yenkampani okubhala. Ukwaziswa kumele sisolwe ngokuphelele zonke izindaba ezishiwo isicelo.

Uma sikhuluma non-izakhamizi (abantu nge yisakhamuzi angaphandle), kuleso simo ekusithekeni yasebhange kuhilela ukuhlinzekwa zonke kunesidingo idatha consulates.