Indlela ukwandisa umkhawulo wesikweletu ekhadini le-Savings Bank? Imigomo yokusetshenziswa, isithakazelo, ekubalweni kwesikhathi somusa

Credit Card PJSC "Savings Bank" - ibhange umkhiqizo ezikhangayo nge umkhawulo imali ruble kuze kufinyelele ayizinkulungwane 600, futhi inkathi entshisakalweni mahhala kuze kufike izinsuku ezingu-50.

Indlela yokwenza ye-credit card Savings Bank

Ukuze amakhasimende uhla amakhadi 6: osheshayo Ukukhishwa Credit Momentum, zakudala credit card MasterCard Standart / Visa Classic, ekhethwayo Igolide, isiphakamiso ingxenye kweminyaka engu-21 kuya ku-25 ubudala - "Youth" uthando "Ukuphila" futhi ibhonasi "Aeroflot".

emakhasimende ayo ukukhipha ikhadi nge umkhawulo wesikweletu Savings Bank inikeza izindlela 3:

• Ehhovisi. Izivakashi zithole omholo wazo ukuze Sberbank ikhadi ukusebenzisa i-passport kwanele. Oku-evunyiwe kuzodingeka silinde imizuzu 5 izinsuku 2. Amakhasimende ku isicelo standard udinga ukunikeza ubufakazi engenayo. Credit Momentum ekhishwe emizuzwini engu-15 - i-credit card kanye umkhawulo esabekwa yasebhange futhi khulula Igumbi inkonzo.
• Ngokuthumela isicelo ngokusebenzisa "Sberbank Online". Esikhathini "Akhawunti Personal" ku "Amamephu" ithebhu kufanele chofoza umusho "Isicelo ikhadi lesikweletu." Kugcwalisa idatha (wayefisa uhlobo lomkhiqizo, umkhawulo, igama, ikheli, isikhathi ukubiza), cindezela "Qinisekisa" inkinobho, futhi isicelo uya emsebenzini. Ukuqoqa umkhiqizo kungenzeka 2 amaviki ehhovisi ekhethiwe.
• Uchwepheshe we yokuthengisa eqondile. Oku-evunyiwe "igolide" ikhadi isevisi mahhala futhi ubeke umkhawulo we-Imenenja oluvelele, elengamele izinkampani kohlaka isivumelwano iholo.
• Nge terminals ATM. Ngemva ukhipha imali noma ukukhokha ikhasimende ukuboniswa isithembiso esikhethekile ebhange, isibonelo, ukusebenzisa ikhadi lesikweletu. Emva ukugcwalisa zonke izinkambu nokungena idatha, umsebenzisi kumele ulinde umphathi ucingo.

Indlela ukwandisa umkhawulo wesikweletu ekhadini of Sberbank

Umkhawulo umkhawulo kuvunyelwe ku amakhadi esikweletu Savings Bank - ruble ayizigidi 600. Oku-evunyiwe, nokusetha nenani kwezimali waboleka ku amapulasitiki incike isinqumo we underwriter (uchwepheshe kwi ekubalweni solvency, ikhasimende nokwethenjelwa, okwenza ukwenqaba / imalimboleko ukuzibophezela). Analyst ubikezela ukuthi kungenzeka ukuba ukukhuphula umkhawulo we-credit card Sberbank umboleki ethile.

Ibhange eyinhloko yezwe ikhipha izinguquko isamba semalimboleko ixazululwe unilaterally - yomuntu obolekisayo. Ukwanda umkhawulo wesikweletu esithathwayo ngesisekelo the solvency somnikazi ikhadi, ukungabi khona ukubambezeleka kanye nokuvama ukusetshenziswa komkhiqizo. I ukuthenga okuningi bophezela credit card umsebenzisi PJSC "Savings Bank", ayanda amathuba ukuze uthole imali eyengeziwe kusuka ebhange.

Esikhathini abasebenzayo komkhiqizo, akanandaba kanjani ukwandisa umkhawulo wesikweletu ekhadini Savings Bank, isaziso SMS ushintsho isamba semalimboleko sibe nezinkinga zemizwelo.

Izici usebenzisa ikhadi lokuthenga ngesikweleti

A isikhathi somusa ezingu-20 kuya ku-50 futhi isevisi ekhethekile yamaphrojekthi iholo ezikhangayo kumakhasimende angaba namandla, ngokukhetha PJSC "Savings Bank". Credit card, imigomo yokusetshenziswa ukuthi ziyehluka okuncike uhlobo umboleki (kwabasebenzi iklayenti noma cha), evumela isithakazelo khulula "ukuboleka" ebhange ngaphakathi kwesikhathi somusa.

Bala kulula: izinsuku ezingu-30 ku-izinkokhelo asebenzayo + 20 ukubuyisela izikweletu. Ukuze ugweme esikhokha inzalo for ukusetshenziswa 'loan izimali, lokukhokha komunye oyedwa kumelwe ukhokhe 100% ukuthi bachitha imali engakanani, wabeka kule ingxenye. Floating isikhathi incike osukwini othenge ukubuyela umnqamulajuqu kwaba esiphezulu (kufikela kuzinsuku ezingu-50), kuzomele baqale ukuchitha ngosuku sombiko noma ngokushesha ngemva kokuba. Nsuku zonke emva kosuku sekubika, isikhathi somusa ngeke zingancishiswa ngokushintsha usuku olulodwa (kodwa asikwazi ukuba ngaphansi kuka-20).

usuku mbiko, yokukhokha njalo ngenyanga, izikweletu Imininingwane ingatholakala:

• e UCO ( "Sberbank Online", inethiwekhi ukugcina);
• ngokuthumela i-SMS "Izikweletu XXXX" ukuze "900" inombolo (lapho XXXX - 4 izinombolo ngokwedlulele credit card);
• sivakashele ehhovisi sendawo PJSC "Sberbank".

Credit card (imibandela yokusetshenziswa nayo elicacisiwe inkontileka futhi zichazwe ngokuningiliziwe Ukukhishwa abaphathi noma ochwepheshe "Hot Line") njengoba inzuzo loan umthengi umkhiqizo ahlukene khona inkathi entshisakalweni khulula kodwa loan kuso ngenhla avareji ngokuya loans yasebhange.

inzalo Sberbank credit card

Ukuze emakethe mass, azisetshenziswa kwabasebenzi amaphrojekthi for ukusetshenziswa loan izindawo esebenzisa ngonyaka basolwa 33,9%. Sberbank impesheni abantu abathola imali ku-akhawunti asebhange, amabalazwe ivunywe kuqala zinikezwa oyithandayo Credit Momentum futhi Igolide c 25,9% yemali ebolekwayo.

Ukwehla zenzalo, izinguquko ngosuku lokukhokha noma amakhadi esikweletu umbiko Savings Bank singanikezwanga. Esimweni ekhokhe sekudlule isikhathi izinkokhelo saziso ukuze okweletayo lizokhokhiswa inhlawulo ka-36%.

Indlela alibale inkokhelo by credit card?

Uma kungenakwenzeka ukuba enze inkokhelo ngokunciphisa solvency imalimboleko, amakhasimende ungaxhumana mnyango ukuhlelwa kabusha Savings Bank ukuhlehlisa usuku. I kungenzeka kuthengiselana izimo elisha kuxhomeke isinqumo yomnyango onguchwepheshe (ubukhulu annuity izinkokhelo, isithakazelo accrual kanye / noma ukwesulwa izinhlawulo nokungalaleli), igunya 'ukunweba "ipulani bese izinkokhelo yokwahlukana (unquma ukuthi kabusha loan, futhi kanjani ukwandisa). Umkhawulo wesikweletu ekhadini le-Savings Bank esimweni ukwamukelwa izohlala injalo, kodwa inani iminikelo uzokwehla.

Ukwehlisa umkhawulo wesikweletu

Ngakho, indlela ukwandisa umkhawulo wesikweletu ekhadini le-Savings Bank? Lokhu isinqumo sithathwa unilaterally ngolikhiphile. Abasebenzisi ungehlisa inani imalimboleko ngokuxhumana yiliphi ihhovisi lendawo nge passport yakho.

Shintsha nenani kwezimali waboleka ekhadini kungaba yemali engeqile Imininingwane loan izikweletu izimali.