Isilinganiso amabhange Ukrainian, kuye ngezinga ngokuthembeka for 2016

Ukulinganiswa kwe- amabhange e-Ukraine kuthiwa babhala njalo ngekota konyaka. Kususelwa ke kwasuka izitayela ezibaluleke kakhulu ukuvela emakethe yezimali, ukukhomba izinkampani yimpumelelo kakhulu neligcwele izinkathazo. Ngokusho imiphumela lokugcina 2016 khombisa ukusebenza izinhlangano engcono kusekelwa dolobha angaphandle. Phakathi izikhungo 50 ngobukhulu zezimali yezwe yaziwa njengenye enokwethenjelwa kakhulu , "Credit Agricole Bank".

ukuhlaziya isimo

Izimo ababesebenza kuzo aqinile kakhulu phezu yasebhange emakethe Ukrainian zokugcina engu-2. Leli qiniso kuthonywa izinto ezintathu. Okokuqala, isimo walahlekelwa ukulawula njengengxenye yensimu kwaholela ekulahlekelweni ukulawula osebeni ababoleka futhi eseduze. Isilinganiso kuyinto 15-20% wezindleko loan iphothifoliyo.

Okwesibili, i-hryvnia devalued by izikhathi ezingaphezu kuka-3 wenza exchange angaphandle loan isevisi cishe ngiyaphupha. Ngisho labo ababoleka abafuna ngibuyisele kubo. Ekupheleni kuka-2016 (Ngokwe-National Bank of Ukraine), 47,8% wabo bonke kubolekisa ngemali kwakungafanele lwemali. Lokhu okulingana 327 bhiliyoni hryvnia. Kuyinto lezi zimali kufanele likusize amabhange ukubuyela okulingana 404 bhiliyoni hryvnia esisemanzini izimali zakwamanye amazwe.

Okwesithathu, ukwehla zomnotho (ngisho UAH imigomo) nokusukuma abangasebenzi abe nomthelela omubi sokubolekwayo.

asizakale

Ngaphansi kwalezi zimo, eziyinhloko kuthinte ukuthembeka amabhange yilezi:

• Uyokwanelisa isifiso sabo bamasheya ukuze sikhuthaze inhlangano umsebenzi utshalomali (ezibangela ingozi).
• Uyokwanelisa isifiso sabo National Bank of Ukraine ukutshala ukuze ugcine amabhange.
• Ithuba lokwenza lokho.

imali ezinkudlwana ebhodweni, aba maningi isifiso sokusiza, kodwa kudingeka ukutakula zezimali.

amaqembu yasebhange angaphandle elikhulu

Yize lokhu amabhange enokwethenjelwa kakhulu e-Ukraine, bazibonakalisa okungcono emakethe kazwelonke. tikhundla Namandla kuhluke zikhungo bohlanga eYurophu, "Raiffeisen Bank Aval", "UkrSibbank" (BNP Paribas), "i-OTP Bank", "Credit Agricole Bank", "Kredobank" (PKO BP), "ProCredit Bank", "Pravex Bank "(Intesa)," umqondo Bank "(Getin).

Nokho, ngisho kukhona indawo ababuthakathaka kuleli qembu: cishe yonke ezikhungweni aseYurophu uzimisele izodayisa izinto enazo Ukraine. Ngesikhathi esifanayo ukudayiswa lokugcina abanikazi Ukraine noma Russian kakade kwaholela ucabanga iminyaka embalwa. Ngokwesibonelo, lokhu kwenzeka kanye namabhange enjalo elinezinkathazo Ukraine, njengoba "Forum" futhi "Kreditprombank".

Nokho, ochwepheshe ungacabangi izinkampani zezimali 4 nokunikeza ngamasevisi kumakhasimende ezinkampani ezinkulu kuphela: "ING", "City", "Deutsche Bank" SEB. Bank "Credit Europe" (kufakwe iqembu bhalisiwe e Netherlands, okuqondene ngabanye - izakhamuzi Turkey) futhi sisiza amabhizinisi amancane naphakathi, kodwa hhayi ngabanye.

engcupheni

On the isilinganiso amabhange Ukrainian okungewakho izinkampani zakwamanye amazwe, ehlaselwe yezwe azalelwa inkinga. Lokhu kunjalo ngokukhethekile kwabasebasha izinhlangano ezivela eRussia, Greece naseKhupro. Russia ingaphansi unswinyo ngamazwe, abaphethwe ukuwa elibukhali yemandla kanye ukwehla lwemali yayo. Greece ungaphakathi obumbi bomnotho ngoba iminyaka engu-10 futhi yethulwa ehlobo lika-2015 imikhawulo esinzulu ku imali ebhange zakulelo lizwe. Cyprus ngo-2013, aphethwe a 'kabusha "imali emabhange ngobukhulu amabili kuleli, esikhundleni ingxenye izimali zimali ngamasheya ukuthi kukhona ibe lusito.

Ngakho-ke, ikhono amabhange ezivela kula mazwe ukusiza amayunithi abo Ukrainian esikhathini esizayo sizodingida imibuzo. Uhlu olugcwele amabhange nekomkhulu Russian: "Ukrsotsbank", "Prominvestbank", "Sberbank eRussia", "Alfa-Bank", "VTB Bank", "Vieste Bank", "Phambili". By izikhungo emaphethelweni eGrisi bese Cyprus yilezi: "Universal Bank", "Piraeus Bank ICB", "Marfin Bank".

Isisusa esiyinhloko la maqembu ýkhasýmende - ukulondoloza idumela lalo ezimakethe naseYurophu eMaphakathi neseMpumalanga - ikuvumela ukusetha amanani aphansi ku ezifakwa kuqhathaniswa amabhange basekhaya. Ukrainian "indodakazi" ucabanga kungonakalisa ukuthi idumela.

amabhange Ukrainian

Ukrainian amabhange kahulumeni akuzona isesimeni esihle. Nokho, uhulumeni kanye ne-National Bank ozama sibasekele ngakho konke esingakwenza. Phakathi 2015, isimo etshaliwe angaba yizigidi eziyizinkulungwane ezingu-20 hryvnia enhloko-dolobha ogunyaziwe Oschadbank, "Ukreximbank" futhi "Ukrgasbank", futhi ngekota I 2016 kuphinde ziqondiswe angaphezu kwezigidi eziyizinkulungwane ezingu-14-hryvnia.

Isilinganiso esiphezulu sokuhlukanisa amabhange Ukrainian ukuthi singabakaNkulunkulu dolobha yangasese, kumaqembu alandelayo: BNP Paribas, Credit Agricole, PKO BP ( "Kredobank"). Zabo isilinganiso Ikhredithi utshalomali: A1-A3 (isilinganiso eliphakeme).

Izinga eliphansi nokwethenjelwa kuthiwa ungelona iqembu Intesa ( "Pravex Bank") futhi Raiffeisen, credit isilinganiso, futhi, kuyinto utshalomali: Baa1, Baa2 (ngaphansi kwesilinganiso). tikhundla ngempela high in the isilinganiso amabhange Ukraine e-OTP futhi Procredit izinkampani. A isici esihle esimweni esingajabulisi investimenti credit isilinganiso Procredit ku Bbb (okulingana Baa2). -OTP credit isilinganiso ingenye ezingeni ngezansi utshalomali Ba2, BB +.

Uhlu lamabhange enokwethenjelwa kakhulu

Uhlu amabhange e-Ukraine iholwa "Credit Agricole Bank". Kwaphela isikhathi eside kulesi sikhundla sathathwa "UkrSibbank". Top yisikhungo sezinhlangano eziphambili zezezimali eziyishumi simiswe ngalendlela lelandzelako:

• Izinga eliphakeme ngokuthembeka ezinkampanini Credit Agricole (indawo 1st), "Raiffeisen Bank Aval" (2) no- Oschadbank (3).
• Amazinga aphezulu umbukiso "Kredobank" (4) "Ukreksimbank" (5).
• Ngo phakathi kwabayishumi abaphasa ngamalengiso, "UkrSibbank" (6) "Citibank" (7) kanye "ProCredit Bank" (8).
• nokwethenjelwa Esanele ezingeni y "UKRGAZBANK" (9) "UKRSOTSBANK" (10).

Amathrendi

amabhange Private Ukrainian for the last 8 iminyaka hopelessly ngemuva. 01.01.2015 Enye ngonyaka ngokuvumelana NBU phakathi nezikhungo ngobukhulu "Delta Bank" (manje ayinamali) matasa indawo 4th ngokuya amafa, "Nadra Bank" - 11, "Ezezimali kanye Credit" - 13. Ubani phakathi kweqembu lamabhange 14 ngobukhulu, ababili kuphela Ukrainian okungewakho bamasheya yangasese. 100% we-bankruptcies of iminyaka engu-10 - a amabhange Ukrainian yangasese.