Amaphepha adingekayo ukuze ukudayiswa amafulethi kanye nezinye ingcebo

Umbuzo ka ethengiwe noma ukuthengiswa kwanoma iyiphi ingcebo kuyingozi kakhulu. Ukuze-ke kuyadingeka ukuba uzilungiselele ngokucophelela okukhulu futhi ukuhlolisisa. Isikhathi esining impela, nenkohliso, ukukhwabanisa, kanye inqwaba yezinkinga ezihlobene kuphakama ngokunembile nge amaphepha ku ingcebo. Udinga ukuqoqa wonke amadokhumenti adingekayo ukudayiswa efulethini. Futhi lapha kudingeka ubonise eziningi ukunakwa, ukuchitha isikhathi esiningi nomzamo omkhulu.

Ahlanganise uhlu kwemibhalo edingekayo ngokuba ukudayiswa amafulethi kanye nezinye ingcebo:

1) Imibhalo Isihloko.

2) Isitifiketi kusukela ukuphathwa indlu.

3) yeZikhombo BTI.

4) kwemvume womshado.

5) Ibonisa sesilinganiso sentengo ingcebo.

6) kwemvume ebhodini Labaphathiswa.

Cabanga into ngayinye ngokuningiliziwe ukuze uqonde kangcono inkinga yini emva yonke imininingwane ebalulekile ukudayisa indlu. iphepha Constitutive kuqinisekisa ukuthi ngempela impahla is owned by, futhi unelungelo ukuwudayisa ngesisekelo yale mibhalo. Ngokuya ngenombolo ezindlini edayiswa abanikazi ukwaba zamabanga aphansi naphezulu amalungelo. Ngakho, imibhalo zomthetho zingena ngaphansi ngezigaba efanayo.

Uma efulethini wayiswa ubunikazi ngazinye kamasipala azimele, isitifiketi lokudluliselwa iyawakha salokho. Esimeni lapho yokuhlala itholiwe libe yifa lenu, by nesenzo umnikelo noma ngenxa yokukhokha unit, edingekayo amaphepha afanele. Uma impahla yatholwa njengesipho ke udinga ukunikeza itayitela isipho. Lapho indlu ezizimele kubanikazi langaphambilini, namanje edingekayo kanye inkontileka sokuthengisa.

Lapho exchange senziwa isivumelwano eguqulayo, okufakazela ilungelo impahla. Lapho kumangala efulethini abhebhezela izenzo zokwahlulela futhi ukubhaliswa kwempahla Register State. Amanye amadokhumenti nazo inkontileka yefa, irenti, noma intando. Uma efulethini kuyinto anawo nabaqashi, amaphepha adingekayo ukudayisa indlu kufanele, njengoba umthetho, entulekayo.

Futhi, abanikazi bezindawo udinga ukuthatha isitifiketi lowenta zonke Izinsiza ikhokhwe irisidi (futhi akukho izikweletu ezivelele). Ngaphezu kwalokho, unikezwa ukungabi khona isitifiketi bhalisiwe e izakhamuzi efulethini (isendalini manje). Endabeni isipho noma ifa unikezwa irisidi yokukhokha izintela.

Ngo BTI okufanele zithathwe ipasipoti cadastral, bagcwalise ifomu 11a futhi uhlelo efulethini idluliselwe leli phephandaba. iphasiphothi Cadastral ikhishwa kuphela emva zonke izilinganiso. Isitifiketi sokubhalisa yobunikazi kanye nokuphathwa kula Unified State Register ifa - namaphepha adingekayo ukudayisa indlu.

Uma umdayisi is sebeshade ngokomthetho, kufanele unikele kwemvume kwasayinwa ukuthi ukuthengiswa kwempahla ngokuhlanganyela. Okuhlukile ikakhulukazi ezimweni lapho impahla u aluthola ngaphambi komshado, ngemva isipho noma ifa. Uma abanikazi izingane ezincane, bese imibhalo edingekayo ukuze ukudayiswa amafulethi, uqeda isitifiketi igunya Ukuvikelwa noma ibhodi Labaphathiswa.

Inani emakethe kwempahla kuvezwa umcimbi indlu yathengwa ngaphansi mortgage. Lapho sizidinga izinkonzo appraisers, esibekela intengo efulethini, bese-ke Bureau ikhiphe isitatimende, okumele anikezwe kuleli bhange, bafike inkampani yomshuwalense.

Ukuqoqa izibambiso - iphuzu elibaluleke kakhulu. Udinga ukuqoqa wonke amadokhumenti adingekayo ukudayiswa indawo kusengaphambili. Futhi ubambe kwemali edingekayo. Ukuze ugweme izinkinga ephathelene nokuthengiswa komhlaba, kungcono ukuze usingathe lolu daba ehhovisi leNhlangano. Futhi uthole iseluleko uchwepheshe abanolwazi.