Yini imibhalo edingekayo ukuze ukudayiswa imoto? Car yokuthengisa eRussia. ukuthengwa nokudayiswa idokhumenti

Kungenzeka yini ukucabanga ngokuphila kwethu wesimanje ngaphandle izimoto? Manje benza hhayi ukungcebeleka kodwa izindlela ezidingekayo zokuthutha. Phesheya, izimoto zakhe ngokuvamile aba lwelungu ngalinye lomkhaya, futhi ibhekwa njengenye ejwayelekile. Ukuthenga nezimoto abathengisa eRussia Kwenziwa akakabi ngesivinini enjalo. Ngokwesibonelo, i-US izimoto sithengiselane kaningi njengokuthanda, bathi, omakhalekhukhwini. Kakade ngosuku amalungelo abazali abaningi ukunikeza izingane zabo omdala ayenethemba izihluthulelo izimoto kuqala ekuphileni kwabo. Ngisho ukudayisa izimoto, iqhaza engozini phesheya akunzima.

Izizathu ukuthi abantu abathengisa umshini

Yiqiniso, izwe lethu isigaba enjalo yentuthuko namanje kude. Nakuba imoto yokuthengisa eRussia lenyuka minyaka yonke ukuthenga ihhashi yensimbi bengayi wonke umuntu. Kodwa osomabhizinisi onendlu isimo abalulekile futhi ukulandelwa imfashini yezimoto, ukushintsha imoto like a igilavu. Futhi kungani abantu abavamile bathengisa izimoto? Omunye esiphuthumayo imali, abanye bafuna ukushintsha imoto ngemuva kwengozi, imoto yesithathu endala kumane ukhathele. Kodwa kungakhathaliseki ukuthi siyini isizathu, bonke abantu babe umbuzo ofanayo: "Yini imibhalo edingekayo ukuze ukudayiswa imoto?" Impendulo yalo, uzofunda ngokufunda isihloko.

Indlela ukudayisa imoto

Yini arekhoda ukuthengiswa imoto kwakudingeka kuzoncika ongakhetha oyikhethile uzokwenza. Thengisa umshini ngokwakho, unga, ngokusebenzisa le ndawo ikhomishana, kanye usebenzisa amasevisi autorepayment noma Trade-in. Cabanga indlela ngayinye ngokwehlukana.

Self imoto ukudayiswa

Ukwenza amadokhumenti kufanele kuqaliswe kuphela uma umshini uzonikezwa e isethulo. Kuyinto kanjalo nezindleko kancane, uzokwazi ukwandisa izindleko zawo. Okokuqala, uhlanze ingaphakathi ukugeza imoto ngaphandle. Ungabi kahle ukwenza ebusweni ukulungiswa: podshpaklevat, tint, nokunye okunjalo. Uma kukhona ithuba kanye nesidingo uthathe uhambo oluya ukugeza imoto, ukuze ulungise amabombo, motor, donsa Upholstery esihlalweni. Zonke ukulungele? Khona-ke ungakwazi uhambisa isikhangiso ngononina. Lungela ukuchitha isikhathi esiningi nomzamo omkhulu. Phela, akulula. Bayalithakasela Isasasa Esinalo imoto ngeke kube abathengi ezingaba, kodwa futhi wabenza, ikakhulukazi ukunamathela izinto kancane ukuze ukukhulisa ukwehlisa intengo. Lapho umthengi kutholakala, ungasusa imoto ezincwadini. Dlulela akufanele ukwenze, ngoba ngaphansi komthetho nge izinombolo zokuthutha umphakathi ungakwazi ukugibela izinyanga ezingeqile kwezintathu, iphi isiqinisekiso sokuthi ngalesi sikhathi ngeke uthola ukuthi umthengi abayoba ezikufanelayo?

Ukususwa kusuka umshini irejista

Ngaphambi le nqubo, qiniseka ukuthi akhokhe yonke inhlawulo. Ukwesula ukubhaliswa kudingeka alandele Ukubuyekeza kontanga imoto futhi iqoqe amaphepha adingekayo. Lapho ukuthengisa imoto, banake ukucushwa: etholakalayo kufanele kube uphawu eziphuthumayo, kuqala zosizo, mlilo. Uma zonke izidingo zifeziwe, inqubo ukususwa irejista kukuthatha isikhathi esincane kakhulu. Ngakho, udinga lezi zincwadi ezilandelayo:

• original futhi ikhophi ipasipoti lobuchwepheshe;
• umshwalense CTP;
• iphasiphothi yasekuqaleni futhi amakhophi Amakhasi kubhaliswa nezithombe;
• ikhophi yokuqala futhi ikhodi ukuhlonza;
• uma unemoto yi-proxy, kuyodingeka ucabange nangezilaleli ukunikeza amandla kwasayinwa lommeli (wokuqala), okhombisa ilungelo lakho ukuba bahoxe ekungeneleni izimoto irejista.

Kufanele likutshele ukuthi imibhalo kudingeka ukudayisa izimoto wathenga ngesikweletu. Kulokhu, ukususa imoto ekulandiseni ngaphezu kumelwe athumele isitifiketi kusukela yasebhange ulindele ukubuyiselwa yona iphelele, usale nezikweleti, isivumelwano isibambiso, nesivumelwano sokubolekwa imali.

Injani inqubo

Uma wonke amaphepha onayo uhlangothi, ukubhala MREO sitatimende ukususa imoto ezincwadini. It kuhambisana amaphepha adingekayo. izikhulu ngesikhathi esifanayo ukuhlola ukuthi unayo inhlawulo ezingakhokhwanga. Ukuze izinkonzo ochwepheshe zihlolwe umshini, ukufaka izinombolo zokuthutha, okwenza isenzo ekuhloleni isimo umshini kuyodingeka bakhokhe. Gcina wonke amarisidi, labatawadzinga esavezwa SAI.

Lapho kuhlolwa ukulungele ukunyakaza, kufanele balawule abasebenzi nokumelwe ngikhiphe kanye yokubhalisa imoto, namarisidi sokukhokha amasevisi izimpawu inombolo MREO. In ukubuya, une ukunikeza ilayisensi ukuba sendleleni amapuleti, amakhadi yokubhalisa, isitifiketi zokubhalisa yokubakhona irekhodi ukubhaliswa. hamba Ngempela lonke inqubo ngosuku olulodwa (inqobo nje uma amaphepha ukuze). Ubani ongafaka outsource yona abaxhumanisi, uyintokozo hhayi ezishibhile ezinjalo, kodwa isikhathi nezinzwa abakhona bayavikeleka.

ukuhlolwa uchwepheshe

Car ukuthengwa nokudayiswa idokhumenti kungaba kuphela ngemva kokubukeza kontanga izobanjelwa. Ngokusho imiphumela inhlolovo, ngesisekelo ayekutholile, ukunquma usayizi intela, okuyinto kuyodingeka ukhokhe. a ethengiswayo eqinisekisiwe kuphela unelungelo ukunikeza umbono uchwepheshe. Yiqiniso, amasevisi bakhe bakhokhelwa, inqubo kuyokulahlekisela ruble angu-700. Ngemva yokuqinisekisa okuzokhishwa isenzo.

Lapho uthenga imoto nokudayiswa amadokhumenti

Ukuthengiselana yalolu hlobo enganyelwe Code Civil. umthetho wethu sihlinzekela umthetho obukhethekile ukudayisa imoto, ngakho ubudlelwano phakathi umthengi kanye nomdayisi enganyelwe Isahluko 30 we Code Civil. Kanti anizazeli yini ukuthi ukudayiswa Kungafezani ngezindlela ezimbili: by wokulungisa izivumelwano eliqinisekiswe yi-inkontileka noma isitifiketi akhawunti.

inkontileka sokuthengisa

Uhlu kwemibhalo ukudayisa imoto esebenzisa ezilandelwayo inkontileka kuhlanganisa:

• idatha umkhiqizo imoto;
• isitifiketi somshado (uma sikhona);
• iphasipoti kanye ukuhlonza ikhodi umnikazi imoto;
• kwasayinwa ukudayiswa sivumelwano / womshado wakhe (noma yangasese wakhe / phambi kwakhe);
• Amandla Ommeli izimoto (uma ikhona);
• izindawo ukuba sendleleni;
• Ukubuyekeza kontanga isenzo.

Ngaphezu ukukhokha amasevisi ummeli olungisa izivumelwano, kuzodingeka ukhokhe intela amahlanu wamaphesenti emalini abekiwe imoto ngayinye. Uma imoto ukuthenga isihlobo, imali bese kuzoncishiswa ngephesenti elilodwa. Kuyaphawuleka ukuthi, ngenxa 'eqolo, lendlela yokuthengisa ikakhulukazi ukusetshenziswa athandwa. Nakuba kukhona omunye inzuzo: kwinkontileka, ungacacisa izimo lolwengetiwe, kwenta sibonelo, unikeze ingxenye yenkokhelo.

-Akhawunti Usizo

Lena mbhalo we ukuthenga imoto, bethengisa, okuyiwona udinga ukuqoqa imibhalo:

• umnikazi imoto iphasiphothi yase-;
• idatha umkhiqizo imoto;
• Amandla Ommeli izimoto (uma ikhona);
• izindawo ukuba sendleleni;
• Ukubuyekeza kontanga isenzo.

Ngaphansi le ndlela, intela ukuthi udinga ukukhokha kuyoba% 1 kuphela yenani abekiwe, kodwa kuphela uma ekhalendeni nyaka, awukaze ithengiswe imoto. Kungenjalo, izinga kuyoba kakhulu ngendlela 15%. Kuyadingeka ukukhokhela ngokwayo-akhawunti isitifiketi.

Ukuthengisa izimoto zidabula ikhomishana isayithi

Saxoxa ngalokho imibhalo edingekayo ukuze ukudayiswa imoto uma wenza ngokwakho. Kodwa ungakwazi ukusebenzisa inkampani ilayisense, okuyinto ngaphezu ukuthi uzobe wahlanganyela yokuthola umthengi semoto yakho, ngisho behluleka imoto presale ngezindleko zakhe siqu. Phakathi nalesi sikhathi, imoto kuyoba egalaji lenkampani, amakhasimende ngokwabo ukuza kanye nokuhlola ke. Nge abathengi ezingaba izingxoxo olwenziwa isayithi ikhomishana.

Ukuze uthole kudayisa umshini, uzodinga usayine inkontileka izinyanga ezimbalwa, kusho ikhomishana futhi wenze isenzo ukwamukela ukudluliswa auto. It kuyodingeka amadokhumenti alandelayo: ipasipoti nekhodi ukuhlonza, ukubhaliswa imoto futhi amandla ommeli (uma ikhona). Sicela uqaphele ukuthi ifomu ethize yesivumelwano ikhomishana neze elifakiwe, ngakho inkampani ukuthuthukisa yayo. amafemu ezahlukene mbhalo ingaqukatha izinto ezahlukene, ngakho-ke qiniseka ufundisisa elikuqukethe bese ungena ngemvume. Buza ezicashile mayelana ngubani okufanele akhokhele ukuphepha kanye imoto yokupaka; ngasiphi isikhathi futhi kanjani ungathola imali ngemuva emotweni kuzobe kudayiswa; okungukuthi, uma imigomo yokuqala imoto ngeke lithengiswe; ukuthi kungenzeka sephule inkontileka, uma uthola umthengi ngokwakho, nokunye.

Lokhu kuthengisa kuyisinyathelo inketho njengoba eziningi eziwusizo elingenakuphikwa nemibi uhlu. Izinzuzo zihlanganisa yokuthi ochwepheshe ukwenza umsebenzi ngawe, ungagcina isikhathi esibalulekile, ngokusebenzisa amathuba ikhomishana pad ukuthengisa imoto manje ngoba iphothwe imibhalo okwenziwa kuyo leyo ndawo ngokushesha ngangokunokwenzeka. Okumbi amanga neqiniso lokuthi akuyona ungabona kwinkontileka ngokwabo disadvantageous ngoba izinto futhi ngenxa yalokho ulahlekelwe nemali eningi, isayithi ochwepheshe ikhomishana bakwazi ukuhlola imoto ngezansi inani lemakethe yayo. Ngakho-ke, asebenzise le ndlela kubiza kuphela labo abashayeli abangekho ekujaheni nokuthengiswa noma kabi ababeyizazi izimoto.

isihlengo Quick

Kukhona futhi ezimeni lapho izimoto kumelwe lithengiswe ngokushesha okukhulu. Kulokhu, ungasebenzisa autorepayment inkonzo, okunikeza eziningi imoto dealerships, kanye amanye amasayithi Imali. Uzokwazi ukuthola ngemuva ihhashi yensimbi imali ngosuku olufanayo. Futhi lokho imibhalo edingekayo ukuze ukudayiswa isikimu ezinjalo, imoto? Kuyafana samuntu odlule. ngeke ngaphezulu okudingeka uvakashele esiteshini inkonzo ukuxilonga isimo lobuchwepheshe kanye ukucacisa izindleko cishe umshini. Isevisi ngeke ukhokhe ruble 800-1000. Inkinga enkulu nge ezinjalo usizi yokuthengisa - ukususa ngokushesha imoto ezincwadini. Kodwa uma ukhokha abamele Showroom, ubunzima ngeke ixazululwe ngokushesha. Ngemva kokukhipha imoto kusukela irejista kuyinto inkontileka sokuthengisa, futhi ngemva kwamahora ambalwa ungathola imali. Yiqiniso, inani uzobe kakhulu phansi uma ziqhathaniswa eyodwa ongase ubasize ukuthi badayisa imoto ngaphandle ekubalekeni ezinjalo.

Trade-in

abanikazi ngokuvamile ufuna ukushintsha imoto yabo esetshenziselwa entsha. Kulokhu, futhi le sevisi ewusizo njenge-trade-e. Manje Russia ngokushesha kuyanda. Iyini inqubo? Konke ilula: ushiya imoto yakho kule showroom, lapho ukhetha ngokwakho entsha, kwenza isivumelwano yokuthengisa, akhokhe extra umehluko intengo futhi ushiye. Ezilingayo, akunjalo?

Kodwa-ke kubalulekile ukucabangela ukuthi lokhu okunikezwayo uzokwazi akubona bonke. Izinkampani ngokuvamile ukwenza isimo kanye nezici izimoto yadlulisela nezidingo elawula kunazo. Ngokwesibonelo, ukuthatha kuphela izimoto zeminyaka ezithile enza noma lemikhiqizo ezithile nge mileage ephakeme amakhilomitha ayizinkulungwane 50, nokunye. Imibhalo edingekayo ziyafana, kodwa ngaphezu futhi kufanele ahlinzeke incwadi inkonzo umshini.