Umshwalense CASCO, kuyini na?

Namuhla, ukuthenga imoto kule showroom, ungezwa isiphakamiso ukukhipha CASCO. Kuyini lokhu? Ngaphansi Avtokasko waqonda umshwalense imoto ngokumelene izingozi "Theft" futhi "obuku".

Izimali kwimikhiqizo umshwalense asethwe ngamunye. Lapho inkontileka yomshuwalense kubalulekile ukufunda imithetho, kuyokusiza ukuba siqonde ukuthi imaphi amacala kukhona umshwalense. Ukuze ukhethe kwezimo ezifanele yomshuwalense, kumele uxhumane nomeluleki at CASCO. Kuyini, kwenzani na futhi ukuthi baziphathe kanjani endabeni umshwalense, umphathi liyadingeka ukuchaza.

Iziphi izici ezithinta ukubaluleka kokugcina yesivumelwano?

inqubomgomo CASCO Izindleko incike uhlobo imoto, ngonyaka zokukhiqiza, ukutholakala izinto zokuzivikela inani abashayeli abayobe ushayela. Ubudala nokushayela isipiliyoni umshayeli ngamunye kakhulu ezithinta inqubomgomo CASCO. Umshwalense premium incike ongakhetha isitoreji imoto ebusuku, ephakamisela izici zisetshenziswa uma imoto izogcinwa eduze kwendlu endaweni epaka izimoto noma egalaji le co-op. Futhi, inani yesivumelwano incike ukukhetha yomshuwalense isinxephezelo uma umcimbi insured: esiteshini bayawukhanda noma ukukhokhelwa ngokheshi (ekubaleni). izindleko Lower ingatholakala franchise.

CASCO imoto ngesikweletu

Ngokuvamile, ukuthenga ezintsha imoto kule showroom, abantu bephoqeleka ukuba ungenele Hull inkontileka. Ngaphandle kokubala nethuba lemali eningi, abaningi bebuza: "Ingabe izindleko CASCO kungenzeka afake imali ebhange." Yiqiniso, yebo, kodwa le ndlela zingavumi kakhulu. Kulo nyaka kuzoba ngokweqile eningi. Kulokhu kungcono cabanga isitolimende of ukukhokhelwa umshwalense premium ihlukaniswe izitolimende ezintathu noma ezine.

CASCO - ukuthi kuyini nokuthi yini okudingeka ayazi?

Kumele kukhunjulwe ukuthi inqubomgomo sivumelekile ku endaweni Russian Federation, ngaphandle ezibekwe kuMthetho inkontileka. OVikelwe ngaphansi inkontileka kungase kube yimuphi umuntu othintekayo ngesisekelo amandla ommeli. Umshwalense wamukela TC kokubili ukukhiqizwa ezifuywayo angaphandle, ngaphandle umonakalo ebalulekile. Imoto Ubudala akufanele ube neminyaka engaphezu kuka-6-10, kuye ngokuthi uhlobo imoto. Nokho, kukhona ukulinganiselwa. Izinkampani zemishuwalense ukuthatha imoto phezu kweminyaka eyi-10, kuncike yokubhalisa imalimboleko imoto noma ukuqasha. Ngeshwa, imoto, okuyinto ehilelekile mncintiswano, ayikwazi oVikelwe ngaphansi kohlelo.

I "50/50 CASCO"

Kuyini, yeka indlela okuzuzisa hlelo futhi abangakwazi bangena esivumelwaneni ku ezimvunayo? Eqinisweni, ukusizakala lolu hlelo Awukwazi ukwenza konke. Okokuqala, imikhawulo yobudala. Okwesibili, umshwalense lokumiswa yokukhokha ikhiphela ngaphandle kungenzeka ukuthola izimali sokubalwa. Mayelana nezinye nezihibe inqubomgomo "50/50" kungatholakala inkampani yomshuwalense. Zonke ezicashile wena ngokusobala ungatsheli, lapho betholakala khona ngo Ukutadisha ngokucophelela imithetho umshwalense.