Bank "Tinkoff" umshwalense ayimpoqo: kanjani ukubala umshwalense?

Auto manje ukucabangela saziso uma uthenga futhi usebenzisa imoto. Ngaphandle inqubomgomo CTP noma CASCO akunakwenzeka ukubeka yokubhalisa imoto amaphoyisa omgwaqo MREO, ngakho ngokufanele ukuhambisa kuso. Manje emakethe lenqwaba izinkampani ezincane nezinkulu umshwalense ezinikeza izinqubomgomo ezihlukahlukene izimo. Omunye wabo "Tinkoff Insurance" CTP okungase esikhishwe ngaphandle kokushiya ekhaya. Lona inzuzo yayo esemqoka. Lesi sihloko uzokutshela mayelana inkampani "Tinkoff Insurance", CTP, imithetho sokubhalisa yayo kanye nezinye izici.

Le nkampani "Tinkoff Insurance"

"Tinkoff" nkampani yasungulwa Olegom Tinkovym ebhange 2006. Okwamanje ophethe inombolo yenkampani enkulu kwemali, kuhlanganise imali, ukubolekisa, remittances, ukutshalwa kwezimali, Ukukhishwa amakhadi asebhange nokunye. D. Okwamanje, ibhange ingenye abaholi ekukhiqizeni amakhadi asebhange eRussia.

"Umshwalense Tinkoff" - Joint-Stock Inkampani, ekhona emakethe umshwalense kusukela ngo-1993. Ngo 2013 yathengwa inkampani "Tinkoff" futhi kusukela ngaleso sikhathi iholwa Olegom Tinkovym.

amagatsha Regional, ngaphezu ehhovisi main e Moscow, inkampani akusho, wonke amasevisi enziwe kanye bathengisa kuphela ngewebhusayithi noma ngocingo, okuyinto efakwe ohlwini kusayithi. Kodwa akudingeki ukuba babesabe: umthombo kucacile umsebenzisi ngisho neprodvinutye has a emnandi lwemibala futhi inani elincane umbhalo "Eqinisweni". Ukuze uthole ukwaziswa okwengeziwe, udinga uchofoza ingxenye ezifanele noma ufunde "Imibuzo Izimpendulo" noma "Imithetho kokubhaliswa umshwalense." Inkampani ubhekwa okuthembekile, ithuthukiswe ngempumelelo, elitholakalayo ngamandla futhi njalo kwandisa uhlu yayo amaklayenti.

amasevisi inkampani

Le nkampani "Tinkoff Insurance" inikeza izinhlobo eziningana amasevisi umshwalense ngefomethi inthanethi. amasevisi alandelayo:

• Umshuwalense phesheya.
• umshwalense Impahla ngokumelene eziphuthumayo esingalindelekile.
• umshuwalense wezempilo.
• umshwalense imoto. Ngalolu futhi kuzoxoxwa ngezansi.

inqubomgomo MTPL

umshwalense CTP isimo angangabazeki Russian Federation. Le nkampani "Tinkoff Insurance" inqubomgomo electronic MTPL has evamile kwalolu hlobo ukusebenza zokuphepha: Ukuvikelwa kuphela uma ingozi enye imoto, izindleko ongaphakeme (ngokuhlobene umshwalense CASCO). Inzuzo main - .. Izinto Zibe Lula Futhi lula ukubulawa kanye nokuntuleka emigqeni, okungukuthi, ukuba inqubomgomo kungenziwa ikhishwe intanethi noma ngocingo ngosizo consultant.

Njengoba inqubomgomo MTPL imithetho Russian isebenza kuphela uma ingozi, lungatholwa inkampani "Tinkoff Insurance" (AO) e + Inqubomgomo MTPL CASCO. Ngemali kuyoba ezibizayo, kodwa ngeke wonge imali kumnikazi kusuka kunoma iyiphi izimo ezimbi.

Izinzuzo ukuthi izakhamuzi ukukhetha ukuthenga "Tinkoff Insurance" (AO) e-MTPL inqubomgomo (izibuyekezo ikakhulukazi positive):

• Online ukubhalisa format kwenqubomgomo ngaphandle kokulinda ngakho ukuchitha isikhathi.
• Ukukhokhela umcimbi insured ezinsukwini ezingu-3.
• Ithuba lokufunda izindleko inqubomgomo nge wokubala inthanethi.
• Le mishini ilula awo onkhe emaphepha ladzingekako ingathunyelwa nge WhatsApp.
• inqubomgomo ukulethwa Courier.
• amasevisi engeziwe (bheka. Ngezansi).
• izimo ezikahle lapho ukhetha uhlelo CTP + Hull.

Indlela yokwenza inqubomgomo

Nge indlela udaba inqubomgomo "Tinkoff Insurance" (SA) Electronic MTPL zingatholwa kusetshenziswa imithetho kusayithi. Ukuze ubeke umshwalense uqoqe imibhalo elandelayo:

• Passport noma imibhalo wokusungula, uma umshwalense Wenyusa engokomthetho.
• Isitifiketi sokubhaliswa ngo-MREO amaphoyisa omgwaqo, i-PTSD, amandla ommeli (uma kudingeka), inkontileka ukudayiswa, umnikelo nokunye. N.
• ilayisense yokushayela.
• Lo mbiko, okufakazela ukubaluleka emotweni.
• umshwalense inkontileka Langaphambilini uma imoto akuyona entsha bese mathupha wena ukuthathelwa umshuwalense akusiyo okokuqala.
• Isitatimende imodeli.

Igama elithi kwenqubomgomo, "Tinkoff Insurance" inkampani (CTP) Kumiswa inkontileka. Iphinde sicacisa zonke izinzuzo zomshuwalense ukuthi kungenzeka, futhi izici umcimbi insured. Uma kukhona ushintsho mayelana izinto kucacisiwe kule inkontileka (isibonelo, ushintsho yephasiphothi we isakhamuzi Russian Federation), umnikazi imoto kufanele azise umshwalense enyangeni eyodwa, uma kungenjalo ungase unezinkinga isidingo ukuthola izinkokhelo umshwalense.

Kanjani ukubala

Izindleko kwenqubomgomo ingabalwa ekusebenziseni isayithi futhi ukhetho esihambelanayo "Bala Tax" ekhasini eliyinhloko. Calculator "Tinkoff Insurance" CTP, imicabango yabantu mayelana nomsebenzi futhi ijubane uhilela izenzo kuphela, sasivumela elula neqondile.

Uma ufaka inketho sivula iwindi lapho udinga njalo ukhetha esifundeni ukusetshenziswa imoto, unyaka ukukhiqiza, wenze, imodeli kanye nohlobo yokudlulisela (gearbox). Khona-ke udinga ukugcwalisa ingxenye ngolwazi mayelana umnikazi: isipiliyoni ukushayela, ubudala, naye (igama, inombolo yocingo kanye nekheli le-imeyili), okuyizinto ezidingekayo ukuze uthumele ukubala enemininingwane nezindleko zokugcina kwenqubomgomo CTP yamalungu ezingaba khona.

amasevisi angeziwe

Lapho nokubhalisa ku "Tinkoff Insurance" CTP, okuyinto Izibuyekezo abekwe ngezansi, ungakwazi, uma kunesidingo, ukusizakala izinkonzo khulula ezifana:

• zathi iloli, okuyinto izofika phezu endaweni yengozi kanye kuhanjiswe imoto ilimele ukuya esiteshini inkonzo noma yokupaka;
• Siza aphumayo umshwalense ejenti uma ingozi (kungasiza ekuklanyweni evroprotokol lapho umonakalo ezincane kuya imoto (kufika ku-ruble ayizigidi 50) kanye amaphoyisa omgwaqo ukulinda isikhathi eside ..);
• yokudiliva kwenqubomgomo ngesikhathi esikahle futhi indawo.

Izibuyekezo

Iningi labantu, ngaphambi kokuthenga into, funa ukubuyekezwa kanye ulwazi olwengeziwe mayelana nomkhiqizo noma isevisi ku-intanethi. Vele wenze kanye nabasebenzisi lapho ukhetha enkampanini yomshuwalense.

Ngokuphathelene inqubomgomo "Tinkoff Insurance" (AO) CTP, izibuyekezo ngakho engxenyeni enkulu omuhle. Lokhu kwelekelela ukuhlolwa okwenziwa Negative zakhiwe ngokungaqondi kwezimiso umshwalense, efanele isayithi futhi zonke izinhlobo zezinkinga umklamo, ukulethwa noma Stahovs izinkokhelo. Kodwa ngokuvamile, inkampani umise ngokwaso kahle injongo yaso.

Kuzo zonke izindaba ezidinga kungaxhunywana nge abaqhubi hotline ngocingo 8-800-500-47-28 noma nge "Contact Us" kwisayithi, lapho ungacela umbuzo wakho, esho imininingwane impendulo ngabanye. Kodwa kungakenzeki lokho, funda "Imibuzo Izimpendulo", njengoba kuyoba impendulo yombuzo wakho.