Uhlelo oluyisisekelo komshwalense wezempilo okuyimpoqo 2011

Kufanele bazi begodu bazwisise izimiso eziyisisekelo, okwenziwa e umkhuba, uhlelo eziyisisekelo umshuwalense wezempilo ayimpoqo:

· Isiqinisekiso ukunakekelwa kwezempilo kwamahhala

OMS · Iminikelo zinqunywa isimo

· I nokulingana tonkhe tifundvo kanye CBO abahlanganyeli

· Ukutholakala kanye neqophelo eliphezulu lokunakekelwa kwezempilo kubo bonke abantu insured

abantu oVikelwe kungenzeka izakhamuzi Russian Federation, ababaleki kanye bamazwe angaphandle. Izinkampani zomshuwalense kukhona abaqashi. Notaries, abameli kanye osomabhizinisi yangasese akhokhe iminikelo bona. I umshwalense iyona isigungu izakhamuzi ze-non-ukusebenza the Federation. I umshwalense kuyinto Federal umshuwalense wezempilo kulesi sikhwama.   Futhi konke ndawonye - a izinhlangano umshuwalense wezempilo.

abantu oVikelwe Unelungelo ukukhetha wezokwelapha izinhlangano yomshuwalense kanye nezikhungo ukuyiguqula kanye ngonyaka ngesicelo futhi njalo uma uhambisa endaweni entsha, khetha udokotela, uthole ulwazi izinkonzo ezenziwa, ukuthola isinxephezelo umonakalo odalwe iphutha noma ukungenzi lodokotela.

Uma uxhumana no-a isikhungo sokwelapha ukwelashwa umuntu kumelwe alethe Inqubomgomo MHI. ukubika Njalo noma yiziphi izinguquko inkampani yomshuwalense yakho, ukushintsha kwezinhliziyo igama, indawo yokuhlala, isikhungo sezokwelapha. Ezinganeni inkampani yomshuwalense ekhethwe abazali.

Amalungelo nezibopho izinkampani zomshuwalense kulawulwa uhlelo eziyisisekelo umshuwalense wezempilo ayimpoqo, esinikela ngolwazi ukubhaliswa nokwesula ukubhaliswa maqondana ekunqanyulweni kwe kwesamba, kwi lokukhokha ngokugcwele noma izikweletu eminikelweni CHI.

Uhlelo eziyisisekelo umshwalense wezokwelapha ayimpoqo kanye izenzo olulodwa yonke indawo yezwe. It kuvela usizo lokuqala, ukuzivikela ezifweni nangesidingo usizo lokuqala. Akhethekile ukunakekelwa ngezokwelashwa ungaphakathi kuhlinzwa, izifo eziningi zokwelapha, ukulimala kanye nezifo ezithathelwanayo, izingane nabesifazane phakathi nenkathi yokukhulelwa nokubeletha. Okuhlukile sofuba, igciwane le-HIV, izifo zangasese, ukugula kwengqondo.

Uhlelo Basic akhiwa Ministry of Health yomshuwalense okuyimpoqo wezokwelapha, okuyinto kugunyazwe uhulumeni. umshuwalense esakhokhwa insured ukuya akhawunti kwezimali indawo -2% futhi -1,1% uxhaso federal, okuyinto zanqwabelana futhi lisetshenziswe ukulethwa kwezinsizakalo zokunakekelwa kwezempilo.

izinhlangano umshwalense wezempilo ukuqapha ivolumu, izinga, ngokuya usizo kubantu oVikelwe, ukuvikela izithakazelo zabo. Ngaphezu kwalokho, bachitha yokwamukela izakhamuzi kwesamba, abanikeze ukwaziswa mayelana uhlu zokwelashwa ngaphakathi kohlaka MLA. Faka izivumelwano ne imitholampilo yezempilo kanye nezibhedlela, nezinqubomgomo udaba umshwalense ukuze abaqashi. Abasebenzi basefemini plant ngomgomo wokuqasha ukuthatha umqashi wakho bese ulithumela ukulahla. Uma ulahlekelwa umsebenzi sikhishwa iyimpinda inqubomgomo ngenkokhelo, futhi inqubomgomo wangaphambili ikhanseliwe.

C 2011 kwethulwa inqubomgomo isampula olulodwa. Uhlelo umshuwalense wezempilo e-Russian Federation iqinisekisa ukwelashwa kudingekile mahhala kuzo zonke izakhamuzi futhi izakhamuzi ze-non-Russian ophilayo ku insimu yalo. Kodwa abanye abantu iseluleko esisebenzayo kudingeka sikhumbule ukuthi ngangokusemandleni ukungqubuzana noma izingxabano ezimpilweni zabo:

1. Kukhona eziningi ezahlukene ochwepheshe abanekhono futhi zokunakekelwa kwezempilo, nikwazi kahle wenze isinqumo sakho.

2. Uma unezinkinga ngokukhulumisana udokotela wakho, njalo uxhumane kwenhloko yomnyango noma iphini. udokotela omkhulu umsebenzi wezokwelapha ukuxazulula zonke izinkinga.

3. Endabeni ka nokwephulwa kwamalungelo akho ukuba ukunakekelwa kwezempilo kwamahhala, xhumana inkampani yomshuwalense ngokubhala ukuvikela izithakazelo zabo.

4. Uma kwenzeka kuba khona ukungabaza ngokuthi ukuba semthethweni kwesakhiwo payment for services yezokwelapha, ucacise uhlu inkampani yomshuwalense yakho.

5. Uma ukukhokhela izinsizakalo zokwelapha ugcine isivumelwano, ihlola ukwethula kuzo ngesikhathi kuqhutshwa ukulalelwa ngaphambi inkampani yomshuwalense ukuze bathole isinxephezelo.

6. Phatha yonke imibuzo kuya abaphathi izibhedlela, zomshuwalense ochwepheshe nochwepheshe yesikhwama sendawo CHI.