Bordereau umshwalense. Yini leyo?

Bordereau umshwalense - it is anikezwa reinsurer uhlu olubhaliwe izivumelwano ngokubeka imigomo eyisisekelo. Pholisi ngokuvamile wabonisa, into umshwalense futhi indawo yayo, igama elithi kuthengiselana, kanye nenani iphrimiyamu.

definition

Njengoba ngishilo ngenhla umshwalense bordereau - kuba uhlu olubhaliwe izivumelwano zomshuwalense. Basuke ngokwemvelo ihlukaniswe kwesikhashana futhi kokugcina. Uhlobo lokuqala ithunyelwa inkontileka waphetha, kanti eyesibili - maqondana inkontileka umshwalense, lapho izingxoxo kuyaqedwa futhi ikhishwe inqubomgomo.

Bordereau idokhumenti wathumela kungakapheli isikhathi esithile esinqunyiwe (isib kanye ngesonto). Ngaphezu kwalokho, ngezikhathi ezithile Reinsurance ukulahleka ngqo reinsurers inkontileka, okunikeza ulwazi mayelana amacala umshwalense, lichitha.

Uhlu izingozi e umshwalense

Uhlu izingozi inani isibopho sezomthetho ngaphansi inkontileka umshwalense, okuyinto esashiwo isamba oVikelwe. Konke lokhu engamiswanga bordereau. I umshwalense kubalulekile, ngoba amaqembu sebeqala ukuqonda lesibopho sabo futhi benze konke okudingekile zokuvikela izimfuno zawo.

Kunezinhlobo ezahlukene izingozi, okuncike izici zabo. Ngu uhlobo ingozi: ezenziwe umuntu, yemvelo; ubunjalo umsebenzi: zezimali, ezombusazwe, ukuhweba, izinto zokuhamba nezikhungo zemvelo. On izinto okuhambisana nezingozi: umonakalo ekuphileni komuntu, impahla, of kuhilele ecaleni elimayelana nezakhamuzi.

Ngakho, Border Insurance - uhlu olubhaliwe izivumelwano zomshuwalense, okuyinto angaphansi Reinsurance, nge kwencazelo izimo esemqoka ithunyelwa reinsurer. Uhlu izingozi okumunyethwe kuwo, kuncike izici nesenzakalo yabo.