CTP ngaphandle ukuhlolwa. Yinganekwane Noma Yiqiniso?

Ngo-July 2012 abashayeli Russian sengisilethe izindaba ezinhle. State Duma bavunyelwe ukuthathelwa umshuwalense imoto for CTP ukuba baphumelele ekuhlolweni, okuyizinto ezingaphansi kwezinyanga eziyisithupha. Ngaphezu kwalokho, umthetho omusha inikeza ithuba ukuthola inqubomgomo MTPL yesikhathi esifushane ngaphandle ukuhlolwa esikhathini esiyizinsuku ezingu-20. Esikhathini esizayo esiseduze, ukuba ibhekisiswe nguMbuso Duma bude kukhipha umthetho omusha ohlinzeka okwesikhathi unomphela Inqubomgomo CTP ngaphandle ukuhlolwa.

Iphuzu eliyinhloko ye umthethosivivinywa omusha - ukubuya amalungelo abashayeli ukuba ukuthathelwa umshuwalense imoto isikhona wokuhlola lobuchwepheshe. Isizathu siwukuthi namuhla, opharetha, banelungelo ukuqhuba ukuhlolwa, akakwazi ukubhekana ukugeleza ngilangazelela ahlole imoto. Ngokuvamile abanikazi izimoto ngentando yakho isebenze imoto ngaphandle umshwalense.

Kuze kube manje, ukuchitshiyelwa komthetho ukuba uthenge ithuluzi umshwalense isibopho sezomthetho ngaphandle ukuhlolwa, kodwa namanje kuwufanele ukuthobela imibandela ayezosebenza ngaphansi kwayo. Ngaphambili, abashayeli ungase uthole inqubomgomo kuphela endaweni lapho kubhaliswa oyokwenziwa. Manje, inqubomgomo angathengwa ukuze uthole indawo yokuqala noma yansukuzonke LOKHO.

Ukuqamba sivunyiwe abanikazi imoto kusukela ngaphambi abaningi babo baba iphendukele izinkonzo iloli donsa, ngakho njengoba hhayi abaphazamisa imithetho ekhona traffic. Uma kudingekile, ungakwazi manje ukuthenga inqubomgomo MTPL ngaphandle ukuhlolwa esikhathini esiyizinsuku ezingu 20 kanye uthole UKUTHI iphuzu, ngaphandle kokuphula imithetho. Kwezinye izimo kusadingeka ekuhlolweni ukuthola umshwalense.

Abanye abashayeli zinombono ukuthi umshwalense kuyadingeka kuphela Wabasaqalayo futhi Likhachev, futhi ungacabangi ukuthi kudingekile ukuba ukuthathelwa umshuwalense "yensimbi ihhashi" lakhe CTP. Eqinisweni, ukushayela ngaphandle saziso umshwalense imoto igcwele nemiphumela emibi ngendlela efanayo. umthetho Russian sihlinzekela umshwalense ayimpoqo kwanoma iyiphi imoto. In the ukungabikho abashayeli Inqubomgomo engozini yokuthola okuhle ruble 100 kuya ku-800. Ngaphezu kwalokho, amaphoyisa omgwaqo, ekuboneni cala liyoba nelungelo enqabela ngisho nokuqhutshwa imoto bese ususa izinombolo ze-serial.

Ukuze uqonde ukuthi i-CTP ibalwa, udinga ukuya yimuphi unesithakazelo enkampanini yomshuwalense. Abanye abanikazi imoto ukholelwa ukuthi intengo inqubomgomo enqunywe umshwalense, eqinisweni, akusiyo. Izindleko umshwalense yakhiwa izici kanye yamanani setha nguhulumeni. Izinkampani zemishuwalense Awunalo ilungelo lokuphenya seye noma overestimate izindleko inqubomgomo. Umthetho okunqanda izaphulelo, ukukhangisa, izipho nge umshwalense kuthenga. intengo inqubomgomo incike uhlobo imoto, ubudala, nokuvama ukusetshenziswa, ubude umshayeli. Futhi esifundeni ezibalulekile lapho kubhaliswe imoto, injini umthamo, inani abashayeli ezokwenza kubhalwe inqubomgomo.

MTPL ibalwa okusekelwe amazinga ayisisekelo, okuyinto asethwe nguhulumeni. Uchwepheshe esandisa base ngamaphesenti CTP izici ezingaba ukunciphisa izindleko zomshuwalense noma, kunalokho, kwenze ezibizayo. Okuhlangenwe nakho okuningi kanye nobudala umshayeli, the ephansi isilinganiso, ngokulandelana, umshwalense ushibhile.

umshwalense Ithemu sithinta kucatshangelwa intengo, kungcono kunenzuzo kakhulu ukuthenga inqubomgomo izinyanga ezingu-10 noma ngaphezulu, bese ukwazi ukulondoloza isamba esikhulu.

UMbuso ngeke ukhuthaze labo bashayeli abangafuni ukuthobela bashayele ngokucophelela futhi musa bangene engozini. Ukuze elingenazinkinga ukushayela abashayeli bathembele premium 5% ngonyaka ngaphandle ingozi. Umkhawulo kungenzeka Isaphulelo - 50%. Lapho oVikelwe umcimbi Coefficient luyanda ngo-50%. Ngakho-ke, zonke umshayeli kufanele niqaphele kakhulu ngenkathi ushayela: kuphephile hhayi kuphela, kodwa futhi inzuzo.