Mayelana nalokho okukhuliswayo

Uma wenza noma iyiphi idiphozi, iklayenti ibonisa isivumelwano esifanele nebhange. Kuyo, ngaphezu kwe-deposit amount, imigomo esemqoka yediphozi kumele icacise: igama lediphozi, kungenzeka ukuthi ukuqedwa kokuqala kwenkontileka noma ukukhuliswa kwayo emva kwesikhathi se-deposit, kungenzeka ukuthi ugcwalise idiphozi. Ngayinye yalezi zinhlayiya ngokubalulekayo kubaluleke kakhulu. Kodwa-ke, umbhalo wesivumelwano ngokwawo ngezinye izikhathi uqondile kangangokuthi akucaci kahle kumuntu osemgwaqweni okhuluma ngesikhawu esisodwa noma esinye.

Isibonelo, akuwona wonke amakhasimende asebhange awazi ukuthi isandiso sesivumelwano siyini, futhi ukuthi ihluke kanjani ngokuzenzakalelayo kulokho okwenziwa ngokusayina isivumelwano esengeziwe. Kodwa indlela yokwandiswa kwesivumelwano kubaluleke kakhulu kumakhasimende. Uma inkontileka iqhubeka isikhathi eside ngokuzenzakalelayo, kusho ukuthi ekupheleni kwesikhathi sokuthenga isivumelwano iklayenti akufanele ihambe ebhange ukuze iphethe enye - ibhange lizohlela kabusha idiphozi ngesikhathi esifanayo. Okusho ukuthi, iklayenti ifika kuphela uma kwenzeka edinga ukuhoxisa imali noma ukushintsha into enkontileka. Lapho ukwandiswa okuzenzakalelayo kwegama lesivumelwano kunganikezwa, imali ekupheleni kwenkathi iwela ku -akhawunti yamanje yamakhasimende futhi isithakazelo siyeke ukufika kubo. Lokhu kungukuthi, i-depositor, engazi ukuthi leso sandiso sesivumelwano, futhi engazi ukuthi inkontileka yaso ayinikeziwe, iyaqhubeka nokugcina imali ebhange, ingatholi inzalo.

Kunezinye izimo. Isibonelo, uma iklayenti izohoxisa imali ku-akhawunti futhi iyazi ukuthi isikhathi sediphozi siphelelwe yisikhathi, kodwa siza ebhange ngesonto kamuva bese sithola ukuthi ayikwazi ukuthola imali kwidiphozi, ngoba inkontileka isiphelile futhi manje kufanele inqanyulwe. Ngesikhathi esifanayo, yiqiniso, ukuxhumeka okuzenzakalelayo kwediphozi kukhonjiswe kwinkontileka. Ekugcineni uzothatha imali yakhe, kodwa kuzodingeka enze imizamo eyengeziwe: bhala izitatimende, ubuyele, njll. Kodwa ukutadisha ngokucophelela kwesivumelwano kungasiza kuzo zombili izimo ukugcina isikhathi kanye nezinzwa.

Umqondo wokwandiswa kwegama lesivumelwano usetshenziselwa ukubolekisa kanye nezinye izindawo zomsebenzi wamabhange. Ngokuyinhloko, abaningi ababolekayo bayazi ukuthi isandiso sesivumelwano , esasimangalisa ngengozi yakamuva yezezimali. Lapho abantu beqoqa izikweletu futhi ngemva kwesikhathi beqaphela ukuthi abakwazi ukuzikhokhela, baqala ukufuna ukuphuma okungenzeka kuleso simo. Ngaphandle kokuthengiswa kwemali ehlinzekwa ngamabhange ekuthengisweni kwemali kanye nezinye izikweletu eziqinisekisiwe, enye yezindlela eziphumayo kwakungokwandiswa kwesigwebo sesivumelwano semali mboleko ukuze kuncishiswe ukukhokhelwa kwenyanga. Kule nkinga, yebo, akubanga nombuzo we-prolongation othomathikhi. Ukwandisa isikhathi sokukhokha, iklayenti kufanele ifake ebhange ngokwakhe, ubhale isitatimende futhi uziqinisele ukuthi ukukhokha okusha kuyoba kuye. Kuphela kulesi simo wayekwazi ukusayina isivumelwano esengeziwe futhi anciphise izinkokhelo.

Uma sicabangela umbuzo walokho okukhulunywa ngakho kwesivumelwano, kodwa ngaphandle kokubhekisela emalinileko, imali kanye namabhange ngokujwayelekile, ngokoqobo leli gama lisho "ukunwetshwa kwegama". Okusho ukuthi ukukhulisa isivumelwano kusho ukuhlehlisa usuku lokugcina lokuqaliswa kwalo, ngokwemvelo, ngokuvumelana kwamaqembu.