Investment amabhange - Iyini? Izinhlobo nemisebenzi amabhange utshalomali

Kaningi, namuhla ungathola into efana "amabhange utshalomali". Yini leyo? Iyini injongo yabo futhi ikusasa? Ukuze lokho abayikho? Yimiphi imithetho kubuswa? Lezi, kanye eziningi eminye imibuzo ezophendulwa ngaphakathi isihloko.

ulwazi olujwayelekile

Ngakho, ekuqaleni, ake sibone ukuthi iyini le amabhange utshalomali ngokwabo. Lokhu izikhungo ekhethekile zezimali anomthelela ukhulisa dolobha ohulumeni izinkampani ezinkulu ezimakethe zomhlaba. Zinikeza kokubonisana nezinsiza phakathi nokuthenga ukuthengwa ibhizinisi. Investment Commercial Bank nakho kungasiza esibophweni kanye stock yokuhweba, ethula amasevisi Brokerage. Futhi ekugcineni - kuyasiza ukuba babhekane nezimo zezimali zomculo, impahla, zezimali futhi ulungiselele imibiko kohlaziyo ezimakethe lapho esebenza khona.

Uma sikhuluma izincazelo eziqondile, kungekho ukuvumelana, futhi emazweni amaningi ukunikeza abachaza ngayo ukubaluleka. Sithatha ngokuthi kukhulunywa okulandelayo: amabhange utshalomali - kukhona amabhizinisi bekwi yokuhweba izibambiso ezinkampani uhulumeni kwasekuqaleni, ngokufaka ukusebenza emabhuloki esikhulu; njengoba bekwi ezezimali corporate ngesimo ukhulisa dolobha amasheya tibuye izibopho noma ngokukhipha eside utshalomali credit.

Izici Key

Commercial amabhange utshalomali babe izici zawo siqu esiyingqayizivele. Kodwa kungenzeka ukwaba izici eziyinhloko:

1. Ngakho, ibhange utshalomali - iyinhlangano enemisebenzi esikhulu kwezohwebo ehlanganisa futhi inikeza inqwaba imisebenzi kuvunyelwe ezimakethe izibambiso nezinye izimakethe ezithile zezimali.
2. It kubhekwa umsebenzi oyinhloko okwandisa imali ngosizo izibambiso.
3. Njengoba inhlangano enkulu, ibhange utshalomali usebenza cishe njalo izimiso wholesale.
4. Priority kunikezwa ukutshalwa medium- futhi yesikhathi eside.
5. Isisekelo iphothifoliyo kukhona izibambiso, futhi ngabomvu iyingxenye engenzi-nzuzo ye emakethe.

imisebenzi isibonelo

Asithathe isibonelo kubhekwe BCS ndaba. Ibhange utshalomali waziphatha Isikhwama ngokuvuswa. Kodwa sitshala imali into akuyona umsebenzi kuphela. He is enemisebenzi isikhungo ngokwanele, okuyinto ithuthukiswe neminye imisebenzi yebhizinisi bekwi izikhungo obolekisayo. Yini lokhu kufanele BCS? Ibhangi lokutshala izimali, kwasekuqaleni, elinesimo asethuthukile kahle futhi bahlela umsebenzi ezindaweni ezihlukahlukene. Lokhu kwakha isisekelo ukuba bahlanganyele utshalomali. Lokutshala Izimali - kokubili ohlonishwa kakhulu futhi enenzuzo kakhulu amathuluzi umsebenzi. Ngakho-ke, njengoba umthetho, izinkampani ucishe esikhulu ukusebenza nabo.

imisebenzi

Ngakho siyazi ukuthi amabhange utshalomali eRussia, njengoba ngempela namanye amazwe Uyi ekhethekile credit izikhungo ukuthi kuthiwa profiled ku izimali izinkampani ezahlukene kanye namabhizinisi. Futhi banayo le misebenzi elandelayo:

1. Ukwenza ukuqaliswa imisebenzi yokwenziwa. Lezi zihlanganisa lezo ezisiza ekwakhiweni izinsiza yebhange siqu.
2. Iqhaza ekuqaliseni ukusebenza kwemisebenzi asebenzayo. Lokhu kubhekisela ezathathwa okuyinto zokuthenga ngesikweletu izimali. Lezi zihlanganisa Banking ukutshalwa kwezimali, ukubolekisa kanye nezinye izibambiso. Yonke le misebenzi abizwa ngokuthi isitokwe.

Investment amabhange akhiwa ngokusebenzisa imithombo yabo kanye nezimali ephakanyiswe. Ukunakwa enkulu ikhokhelwa udaba nokubekwa izibambiso.

Lokho phesheya?

Emazweni amaningi, isikhathi eside sekube amabhange utshalomali / izimali ukuze ukwazi ukuyikhulumela ukuze uqonde kangcono izici ezibangela ekhona. Ngakho, ngo-ithuthukiswe emazweni kosozimali ethandwa yilungiselelo oqondile eside ukubolekisa zezimboni ukuze amabhizinisi ezinkulu ukuqinisekisa ukuvikeleka izimboni zabo kanye nemishini. Lokhu ngokuvamile ehambisana nobutha yokuthi amabhange angamalungu isihloko umsebenti wetemnotfo. Ngamanye amazwi, inqubo splicing capital ezimbonini kanye yasebhange. Kungenzeka kanjani lokhu? Omunye ongakhetha - Banking ukutshalwa kwezimali. Ezimweni ezinjalo, ukuthenga izibambiso. Khona-ke baba impahla ebhange.

Ngokuvamile, izinketho ukuxhumana eziningi. Kodwa iqhaza ngqo kakhulu inhlangano credit emazweni ahlukahlukene ingase ibe imininingwane yabo. Lapho abanye yasebhange utshalomali ngamazwe okuvimba nokubekwa izibambiso, iqala ukwakha emva emakethe yesibili kubo. Ukuze enze lokhu, udlala indima nomdayisi kanye nomthengisi. Ngaphezu kwalokho, kukhona amacala lapho credit inhlangano yenza njenge guarantors noma abasunguli lwezinhlangano ezintsha ukuthi ukuqhuba umnikelo umphakathi kokuqala. Bangaphinde ukudala Consortium ukuthi kuyohlanganisa utshalomali futhi ngamabhange, kanye nomthengisi amafemu benta kahle kakhulu.

Futhi kanjani Russian Federation?

Thina kahle baye sesichaza indlela angaphandle global utshalomali ebhange. Manje ake sinake isimo e WaseRussia. Ngakho, basuke benza kuleli zwe ezilandelayo:

1. Yenza imisebenzi abahwebi, broker depositories.
2. Owenza amaphothifoliyo ekushayweni, kanye - izibambiso ngamanye kits zimali ethile.
3. Ngokusho izibalo ngaphezu ahlele izibambiso ukuthengiselana.
4. Nikeza nokweluleka ezindabeni utshalomali.
5. Thina athungatha abantu abazimisele ukutshala imali yabo ezihlukahlukene, kanye nezindawo lapho ungathola ukubuya eliphakeme.

Njengoba isibonelo, ake sicabangele lo Okokuqala Investment Bank. Kuhle enamandla isikhungo sezezimali ngokukhethekile anhlobonhlobo ukutshalwa kwezimali. Ngakho, ngaphandle ukutshalwa kwezimali evamile e izibambiso, inikeza futhi ithuba ukuthenga ngalendoda zemali, amatshe ayigugu, ukusebenza nge amafa ukude ngokusebenzisa cryptosystems ephephile futhi nesignesha digital. Kodwa Okokuqala Investment Bank udzimelela izinhlangano ezingokomthetho. Futhi ukusizakala izinkonzo izinhlangano ezinjalo kungaba nzima ngempela practice ngabantu abayizakhamuzi ezejwayelekile.

Konke embi kangako lokho?

Awa, akusinjalo. ababolekisi Ziningi jikelele. Njengoba isibonelo, cabanga "Investment Trade Bank", owaziwa ngokuthi "Investtradebank". A sesikweletu wahlanganyela yekwatisa eside loan dolobha kanye nokuhlinzeka ababoleka ngokusebenzisa Ukukhishwa kanye nokubekwa izibopho waboleka. "Investment Trade Bank" - isakhiwo ukuthi ngokuyinhloko okuhloswe ngaso izinkampani kanye nezinhlangano ezihlukahlukene. Kodwa ngaphandle kwalokho, kukhona eziningi amasevisi ukuba umuntu ozihambela emigwaqeni. Nokho, ungakwazi ngokushesha uthole ngaphandle isethi nezinga lemisebenzi ezifana ukubolekisa kanye imali. Investments etholakalayo Nokho, kodwa kusadingeka ukuba basayine ethile wamaphepha ezengeziwe. Ngakho-ke, lapho ukushaywa izikhungo ezifana okudingeka ilungiswe, kubalulekile ukuba bajwayelane okuqukethwe inombolo kahle esikhulu kwemibhalo.

Ngokuvamile, amabhange utshalomali - isakhiwo ukuthi akunakubangelwa omunye ezimbili:

1. Basebenta emkhakheni ukusatshalaliswa futhi ukuhweba kwamatayitela.
2. Feza ukubolekisa eside.

Investment amabhange yinhlobo lokuqala

Amaziko okuqala kwamiswa njengoba ukubambisana elinganiselwe kudala njengoba ngekota yokuqala yekhulu nesishiyagalolunye. Ngo zenzeka ekhulwini lamashumi amabili kube mkhuba kude izindaba bebhange ezizimele, izinhlangano amancane kanye naphakathi esivuna ngamaqembu amakhulu. Semthethweni division zibe ukutshalwa kwezimali kanye commercial yaqale kwenziwa e-US ngo-1933, i-Glass-Steagall Mthetho. Sinesithakazelo kwezihloko yomsebenzi wezomnotho igxile imali ukukhuliswa izinkampani ezinkulu kanye namabhizinisi. Ngokuhamba kwesikhathi, aqala ukuba bahlanganyele ukudalwa abadlali olusha kwezomnotho, kanye reorganizations, sihlangane nezinye izinguquko uhlaka lwenhlangano.

Yini enye ke eziyenzayo?

Ekuqaleni, kufanele kuphawulwe ukuthi izinhlangano ezinjalo ungathathi imali. Bagxila udaba kwamatayitela futhi iziqinisekiso. Kumiswa imali wabo yikhomishana waqala noma ukhokhe lawo manani predetermined akuncikile ukusebenza imisebenzi. Futhi, amabhange asebenza njengama- agent labatfola ingxenye amasheya ezimweni lapho kubhekwa ukuthi inkampani angeke ziphumelele futhi bazokwazi ukuze uthole imadlana. Lapho ukubekwa ke ubeka imigomo, isikhathi, ubungako kanye nemithwalo yemfanelo. Ukuze iyashelela imisebenzi ihlelwe emtsetfweni ebhange.

Manje ngokuvamile kukhona isimo esinjalo wezasekhaya ukuthi akukho senzo ngale ndlela inkampani eba kuqhathaniswa kancane, ngakho-investimenti yisikhungo sezinhlangano eziphambili zezezimali bengasebenzi ayihlali. Futhi kudlulela inhlanganisela enjalo, lapho izinhloko amabhange angamalungu kokubili ibhodi izinkampani kanye izakhiwo ezinkampani zona ukukhipha nokwabelana. Kufanele kuqashelwe ukuthi yasebhange utshalomali kubhekwa ukuthi nethonya main lapha kungokwalabo isigamu izakhiwo kweshumi, nabo bonke abanye - kungcono izinhlangano nje nomlomo. Kuleli, mhlawumbe, konke.

Investment amabhange yohlobo yesibili

Zivame wadala ngesisekelo ukulingana. Kaningi kuyenzeka ukuthi ahlele kanye isimo. Umgomo wabo oyinhloko - wukuqinisekisa medium- futhi eside uwukuboleka kwemikhakha ethile emnothweni noma izinhlelo ezikhethekile-njongo. Ngaphezu kwalokho, ungase futhi wenze emakethe dolobha, nokugqugquzela imali kusuka amabhizinisi yomphakathi kanye nezincane. Futhi bafeze imisebenzi abolekise futhi izimali isimo nemithetho yendawo izibambiso. Akunakwenzeka yini ukuhlola ngeqhaza labo ekuthuthukiseni ezihlukahlukene nezinsiza zezimali. Okunjalo izindlu yasebhange Kuye kwaphakama phakathi kwathatha capitalism kanye kwakhiwa odabuka zababolekisa ngemali, ngubani babehlanganiswe nobambiswano. Ekuqaleni, bathatha kubo ngokwabo ukukhishwa zokuhweba, isiphetho, ukwamukelwa kanye nokulingana izici. Basebenza kanye izibambiso, kodwa njengoba umthetho isimo. Njengoba kwamiswa mayelana ayisihlanu izindlu yasebhange zinamandla kwekhulu lamashumi amabili nanye. engavamile wabo ukuthi ngokuvamile basuke kwakhiwa kusukela amabhizinisi nomndeni kuphela kamuva kwashintsha kwaba inkampani okuhlangene isitokwe. Kodwa kuze kube yilolu suku lapho siyenzeka kube into eza kuqala ethile Abamele uhlanga.

Benzani?

Uma sikhuluma operation yokwenziwa, kuba inhloko-dolobha yabo siqu, okuyinto wabunjwa aphume umndeni ubunikazi ukwabelana, nokulingana kanye reserve dolobha, agcinwayo Amaholo, nezinye izimali ezibolekwe. Lokhu imithombo siqu of credit izikhungo.

Kodwa ngabomvu cwaningo imisebenzi asebenzayo. Bakha amandla abo kweqiniso amabhange utshalomali. Umsebenzi kulokhu kuhilela ukusebenza imali esesandleni. izibambiso ezimele kanye nekahulumeni, ingcebo kwezezimali.

Izici

Kufanele kuqashelwe ukuthi amabhange utshalomali - lokhu ngokuvamile akubona sikhathi emazweni athuthukile. Kuphela iqembu elincane zasemazweni asathuthuka kungaba ozibongayo yobukhona babo. Phela, nabo basuke bekwi ukutshalwa yangempela, ukutshalwa kwezimali okusho dolobha esinqunyiwe, okuyinto enomthelela ukwanda ezikhona. Futhi kahle kakhulu okudingekayo ekuthuthukiseni zobuchwepheshe ngenxa intuthuko kwezobuchwepheshe kanye abasebenzi abanamakhono.

isiphetho

Ukuze amabhange utshalomali uma benquma yokutjala, kubalulekile:

• Intellectual ukukhiqizwa ezingaba khona.
• Iziqu.
• Experience nolwazi abasebenzi.
• izindleko Training.
• Yonke enye into elikuvumela ukuba usebenzise ama-asethi atholwe njengoba kahle ngangokunokwenzeka.