Inkokhelo cashless: cashing womama dolobha akunakwenzeka!

Ngazo zonke izikhathi, isimo wabalwela ngcono isimo lokubala ubuningi babantu yomphakathi wakubo. Ukuzalwa entsha isakhamuzi - yesiqinisekiso isandiso ukuphila ngamasiko esizwe.

Uma kwekhulu leminyaka elidlule, amaphesenti angaphezu kuka amahlanu wamakhaya Russian kwadingeka ingane engaphezu kweyodwa, manje bavame ukuhlala ukwelulwa uhlobo indodakazi eyodwa noma indodana yakhe okuwukuphela kwayo. Lokhu kwenzeka ikakhulu ngoba lokube nawo ezingeni lekuphila we yisakhamuzi Russian yesimanje ayiyinhle.

Omunye izinhlobo isimo ukusekelwa ngokwezimali zitholwe nayiyo yonke imikhaya lapho ingane yazalwa kwesibili, kwesithathu futhi esilandelayo dolobha sikamama. Injongo eyinhloko ukwethulwa walesi ngesilinganiso - ekhuthaza imikhaya ukuba nezingane, futhi ngenxa yalokho, ukuze ukwanda nobuhlanga. inhlokodolobha nokubeletha njengoba uhlobo isimo. ukwesekwa siqala ngala-January 1, 2007.

Thola izinto ezibonakalayo walolu hlobo kusukela izingalo isimo ngokungemthetho cashing womama dolobha akunakwenzeka ngaphansi komthetho.

Kuzinjongo ungachitha leli nani ngendlela elandelayo:

1. Khokha sonke isikweletu sendlu.
2. Ukulungisa lwendlu efulethini lapho sihlelwe ukwandisa isikhala ephilayo.
3. Ukwakhiwa ikhaya elisha ngasese.
4. ukwakhiwa ngokusebenzisana.
5. Ukufundisa umntwana.
6. Ukugcina ingane esikhungweni sembuso zasenkulisa zemfundo.
7. Ukulungiselela Isikhathi umama ingane impesheni esizayo sika.

Ngeshwa, lolu hlobo abazokweluleka kude nemikhaya ephelele. Abaningi emindenini ehlwempu bacabanga ukuzalwa kwengane njengoba yokuthola imali. Ngemva kokuzama zonke izindlela ukwenza cashing womama dolobha ukuchitha imali izidingo zabo siqu, ngaphandle kucatshangelwa izithakazelo wengane. ukungaziphathi kahle izikimu zahlukahlukene kakhulu. Nangu omunye wabo.

Okungekho emthethweni wokusetshenziswa kwemali yensimbi womama dolobha ngokusebenzisa ebhange:

1. Hlola yibhange imali ukuthenga isabelo impahla. Ngaphezu kwalokho, wabelane kumelwe nakanjani basonta isihlobo umama / ubaba.
2. Yenza isivumelwano ukuthengwa nokudayiswa, ukuthola ilungelo ubunikazi.
3. Hlukanisa ukwabelana okudalwe ingcebo phakathi kwezingane nabazali.
4. Ngemva kwenyanga, izimali ku-akhawunti yasebhange.

Uyavuma ukuthi, ngokwesibonelo, ngabe ukulinyazwa ugogo enganikanga inani ukuthengwa siqu izingane ekamelweni lakhe. Esinye nendaba yokuthi yini ukuthenga: imoto entsha noma ithikithi lapho waya olwandle. By the way, division of the share kwezindlu kuyobe kungakazukufika masinyane, kodwa ngesikhathi inqubo ngenhla, umama kuphela umsebenzi kwasayinwa. Futhi kukhona namanje unomzimba onjalo okwakuyoholela ukuqapha ukusebenza kwalesi ukuzinikela esikhathini esizayo. Lena enye yezinhlobo ezingu ubuchule nomsebenzi ongekho emthethweni, futhi umphumela waba ukuthi kukhona cashing dolobha womama.

Sebenzisa lesi samba kwezemfundo, umhlalaphansi noma ukwakhiwa injongo yomthetho kungenzeka kuphela emva kweminyaka emithathu kusukela lapho kufika umntwana. Ngenhloso yokwenza onikeza ilungelo lokusebenzisa isitifiketi ngaphambili leli gama, ke buyiselo mortgage. Izimo zethu zihluke kakhulu okunengqondo ukuthi isikimu "grey", okuvumela ukukhiqiza cashing womama dolobha, mortgage. Kukhona ezinye amabhange yangasese ezinikeza abatshelekayo ngaphansi inhlokodolobha womama.

Njengoba isimo uzama ukuthuthukisa uhlelo futhi ukuvala izintuba yalolu hlobo minyaka yonke.

Futhi okwamanje ngifuna ukuba nethemba nokuqaphela abazali, okudingeka baqonde ukuthi inhlokodolobha womama, wokusetshenziswa kwemali yensimbi ebanjwa ngokungemthetho, ngokuvumelana State wephule, ngaphezu kwakho konke, uthando lwezingane.