Young Umkhaya okungabizi Ezezindlu

Mortgage kunodaba eziyinkinga kakhulu eRussia. Ikakhulukazi nzima ngaye ukuba aphile nge cell fresh emphakathini, umndeni abasha ukuthi engakakhuli isikhathi buthelela adingekayo nenani lemali ukuthengwa efulethini lakhe. Lapho ungaqashwa kwesokunxele ifa abalulekile noma kokuwina iLotto, ihlala yodwa indlela eyodwa - mortgage eside. Kuyaziwa mortgage imiphumela ngokweqile abalulekile futhi ngaphansi kwezimo ezinzima ukuthi uhambe kahle akunakwenzeka umbhangqwana osemusha. Nokho, ngenhlanhla, manje izinhlelo federal isenzo kule minyaka emihlanu ezayo. Ingqikithi yalo lolu hlelo, kungenzeka izaphulelo lapho uthenga ifulethi. Lokhu akusho ukuthi isikhala ephilayo kunikezwa njengesipho, ukukhuluma mayelana nezidingo zokufaneleka ka mortgage. Uma abathandanayo okwamanje izingane, kunikeza izinzuzo uhulumeni in inani 35% we intengo egcwele efulethini. Uma kunezingane, inani izinzuzo luyanda amaphesenti amane. Kuyadingeka ukuba baqonde ngokucacile ukuthi hlelo kuhloswe abasha imikhaya amafulethi izindleko ngokulinganisela, ngakho ukuthenga indawo ezibizayo izimali State cishe nikhululwe. Ngaphezu kwalokho, isibonelelo kunoma isiphi isimo, kuzoya injongo kuthenga. Ngokwesibonelo, u-40% ethathwe hlelo, unekhono lokwenza amaphesenti 10-15 kuphela impahla etholakele. Lokhu kusho ukuthi naphezu kweqiniso lokuthi amaphesenti angu-40 - lena umqondo abstract kakhulu, it bopha umkhawulo value othize kuyasiza.
Umxhaso womkhaya osemncane kusiza kakhulu ikhambi le nkinga yokuntuleka kwezindlu. Kumele baqonde ukuthi, uma zonke izithenjwa lubuthwa futhi idluliselwe emagunyeni afanele, kuyodingeka ulinde isikhashana kuze uhlu yena, futhi umbhangqwana izonikezwa ethile wombuso. Lapho izimali zifika, umbhangqwana unikezwa idokhumenti by ethile elihambisana umtsetfo lokhona. Ngaphezu kwalokho libala lemali wathi ku-akhawunti yasebhange ye kumuntu isitifiketi fanele. Imali ingasetshenziswa: ukukhokha inkokhelo phansi mortgage uhlelo, futhi akhokhe phansi izikweletu noma ukwakha ikhaya lakho siqu. Umxhaso ingasetshenziswa kuphela ukuxazulula inkinga izindlu, kodwa ezihlukahlukene ongakhetha ukuthi siyafuna ngempela esandleni, futhi labo abahlela ekuphileni eliphezulu liphumele izakhiwo, kanye labo are jwayele kuze izindlu zangasese.
System a young umndeni kwezindlu zamanani aphansi, njengoba uhlelo mortgage ngamunye inezidingo zayo, okuyizinto ezingafanele, ukuzigaxa ke ngeke zisebenze. Isimo main - ngobubanzi, khona umsebenzi kanye iholo ohambelana, okuzoba wokukucima loan ukwazi. Yiqiniso, uma imali ngaphandle mortgage izikweletu, akwanele ukuba kalula ukumboza izidingo umndeni, uthole mortgage ngeke kwenzeke. Eyesibili mfuneko ebalulekile - khona yobudala imibhangqwana ikakhulukazi. Imithetho kuchazwe umkhawulo eminyakeni engamashumi amathathu ubudala. Lokhu kusho, uma umbhangqwana phezu engamashumi amathathu, uxhaso mortgage awusebenzi kubo. Phakathi kwezinye izinto, lokhu kudingekile ukuze base impumuzo, okuyinto ethatha njengoba ukuntuleka encane yokuhlala. abayizikwele asho okususiwe emthethweni Legislative ukusetha ubuncane edingekayo, lapho umuntu ngamunye isikhala ezithile eyabelwe. Uma leli nani kuyinto imingcele kungeyona into eqinisekile, i-lomkhaya linethuba esingathandanga ukudalulwa igama abadinga ngcono izimo zokuphila.