Yini isamba akuyona intela: ubuqili intela

imali yomuntu intela. It is ukuba zonke izakhamuzi ezaziwayo. Nokho, akubona bonke ziyazi ukuthi ingxenye izimali bangaphinde emuva, futhi akubona bonke intela. Yini isamba akuyona intela? Esimweni ngasinye, izibalo ezahlukene zithathwa. Konke kuncike kulokho hlobo lokuhlinza wenziwa isakhamuzi, futhi ngayiphi imali. Nokho, ngokwesiko, imali intela ngesilinganiso amaphesenti nantathu of. Kodwa kungenzeka ukuthola kanye nezinzuzo, okuyinto kuyoba usizo ukwazi wonke umuntu.

Izimali. Yini intela

Income komuntu - kuba, ngomqondo ebanzi, imali noma ezinye izinto eziphathekayo, net izindleko ezakhiwe isakhamuzi. Kukhona into okuthiwa i-income tax. Kuyinto ethile nokudoswa ukuthi isakhamuzi okhokhela isimo.

okulandelayo kungenziwa ashiwo imali encane yentela:

• Yokudayisa nanoma yisiphi isakhiwo, eyayikho isakhamuzi iminyaka engaphansi kwemithathu.
• Izimali endaweni eyinhloko yomsebenzi futhi kusukela umsebenzi inhlanganisela futhi inhlanganisela.
• Kusukela ngokuvumela impahla yabo ukuze iqashwe kwabanye abantu.
• Imiklomelo ezihlukahlukene, kuhlanganise i-lottery.
• Okunye kazwelonke engenayo-lizwe.

Izimali ezingesiyo kuncike intela

Ukuze uhlu ngenzuzo, ngawo isakhamuzi akayikhokhi intela, yilezi:

• Izimali ukudayiswa impahla iyasebenza iminyaka engaphezu kwamashumi amathathu.
• Income etholwe ifa.
• Income kusukela impahla esiye ehlotshisiwe njengesipho esivela kothile emkhayeni.

Amazinga wentela: kusukela nantathu ukuze amathathu nanhlanu

Of nenani lentela ikhokhwe njengoba amaphesenti. Ukuze umsebenzi ngamunye has izinga lalo. Lokho-ke ibalwa ngqo kanye nenani lentela.

Ngakho, izinga ezivame kakhulu nantathu angu kusebenza lezi zinhlobo ezilandelayo engenayo:

• Amaholo kanye nezinye izindleko ezihlobene umsebenzi komuntu.
• Izimali ezivela ukuthengiswa kwempahla ezihlukahlukene.

Izinga nanhlanu angu lisetshenziswa ngokugodla izintela ngengeniso etholakele izinzuzo inhlangano okusekelwe endaweni yeRussia.

Isilinganiso sentela e inani angu amathathu isetshenziselwa umsebenzi noma kweminye imisebenzi imali maqondana wezwe non-izakhamizi. Ubuningi elifanayo amaphesenti angu-35 sisetshenziswa ezimweni lapho isakhamuzi uye wathola umklomelo.

Ulwa. Njengoba intela?

Wonke umuntu uyazi ukuthi imali etholakala emsebenzini, kunenkolelo ukuba ungakhokha intela. Yini inani iholo akuyona intela? Kungase kube ongakhetha eziningana:

• Ukuthola usizo lwezimali.
• Ukutholakala intela ezibanjwayo.
• izinkokhelo Isinxephezelo.

Kuzo zonke izimo ngenhla, isisebenzi ilungelo ukugcina ethile, okungasekelwe intela esithathwayo.

Kwezinye izimo, umholo womsebenzi kudonswe intela kuyo ebalelwa kumaphesenti angama-nantathu of.

usizo Material. ukuthi izintela zithathwa

usizo Material, njengoba kushiwo ngenhla, kufanele ikhokhwe ngokugcwele, ngaphandle ezibanjwayo esimweni. Yini Isamba zikhokhe intela ngonyaka? usizo lwezezimali akuyona intela nje Imininingwane yayo ezuziwe ngoba ngonyaka ifinyelele anamane amawaka. Lokhu kuchazwa Tax Code. Lokhu kuhlanganisa izinkokhelo ukuthi inkampani lucwaningo ngokuhambisana Isivumelwano esenziwe ngokuhlanganyela noma namanye amadokhumenti sangaphakathi umqashi.

Lokho, uma ngabe sisebenti wathola usizo lwezimali in inani ruble ayizigidi ezinhlanu, uyakukhokha ruble 130 kuphela, okungukuthi, intela esithathwayo, inezinkulungwane ezingamashumi eyodwa kuphela. Esimweni lapho umsebenzi wathola phakathi nonyaka usizo nezinye izinto, isibonelo, ingqikithi izinkulungwane ruble, bese waqoqela omunye ezine, kulesi simo, izinkulungwane ezine beyoba kuncike eyodwa.

Nokho, kuyafaneleka ukuthi ezinye sosizo lwezinto ezibonakalayo akuyona intela ngaso sonke, ezifana umngcwabo isisebenzi. Kungokufanayo nge isamba semali Banikezwa ukuzalwa kwengane. Yini isamba akuyona intela kuleli cala? Hhayi ruble esingaphansi ayizinkulungwane ezingamashumi amahlanu, kodwa ingane ngayinye. Lokho kucatshangelwe amanani anikezwe yibo bobabili abazali.

Tax ezibanjwayo uma izingane kanye

Kukhona into efana sokubuyiselwa imali yentela. Yini isamba akuyona intela? Izingane kufanele ezibanjwayo yabo. Kuye ngokuthi lakhiwe kanjani i-akhawunti ingane kumlethela umzali oyedwa, kungakhathaliseki ukuthi enokukhubazeka, kanye nenani zingahluka. Ngokuvamile, ingane yokuqala ngaphansi iminyaka eyishumi nesishiyagalombili ubudala, wakhuliswa i umndeni beqinile, umzali silondoloza ruble 182 ngenyanga, esiza ukuthola kungathi izinkulungwane ezimbili ngonyaka "ususondele." Ukuze ebanjwayo kumele zithunyelwe uchungechunge accounting imibhalo efana isitifiketi sokuzalwa.

Nokho, kukhona imingcele yayo. Ngakho, imali ku-accrual isisekelo ngonyaka akumele leqe ruble ayizigidi 350. Ngokwesibonelo, uma umzali ithola ayizinkulungwane ezingamashumi amathathu nanhlanu, isivele ngenyanga yeshumi uyolahlekelwa ilungelo lokhu inzuzo.

Intela ezibanjwayo ngoba isisebenzi lingandile. Abakwazi ukusebenzisa zamasosha, kanye nabantu abakhubazekile lokuqala namaqembu yesibili. Ngokwesibonelo, lo somabhizinisi banelungelo lokuthola imali ebanjwayo in inani ruble, anamakhulu mahlanu. Lokhu kusho ukuthi ngenyanga esiyekela ruble angu-65. Isamba akuyona enkulu ngokwanele, kodwa ngokuvamile futhi kusiza ukuvikela imali.

izinkokhelo isinxephezelo

Yini isamba lungekho ngaphansi kwakho kokubili lokho okuqokelekile kwentela umsebenzi? Loku kungafaka phakathi ukukhokhelwa imvelo compensatory. Ngokwesibonelo, uma umsebenzi isidlulile, lapho ngihlolwa, njengoba isicelo umkhakha enobungozi, lemali izobuyiselwa kuye, ngaphandle izintela.

Kuyefana nasendleleni izinkokhelo ezihlobene umama. Owesifazane uthola womama wakhe ikhefu, isamba semali, kanye okuthiwa "ukuhlaba ikhefu" ekuklanyweni iholidi ukuze anakekele ingane yabo ifomu okumsulwa. Kukhishwa ehhovisi lentela nalezi amanani kungukuthi kwenziwe.

Isimo siyefana wenkokhelo ukunciphisa abasebenzi. Isinxephezelo izinyanga ezimbalwa, lapho umsebenzi ngaleso exchange zabasebenzi, akuyona intela.

Ukuthenga nokuthengisa izimoto. niceties

Yini isamba akuyona intela emsebenzini, yebo. Nokho, ngezinye izikhathi, izakhamuzi nethuba ukuthenga noma ukuthengisa kanye nempahla, isibonelo, emotweni. Lapha kukhona umehluko wemisindo nemiqondo yamagama elihlobene ne iziphathimandla zentela.

Ngokwesibonelo, umthengi umshini ongawamukeli noma iyiphi imali, kunalokho, ukuthi ukuchitha imali yabo. Kulokhu, akufanele ukhokhele noma iyiphi intela ukuthenga. Nokho, uma isetshenziswa imoto ke zombili izinhlangothi kuthengiselana kudingeke ukuba ukhokhe intela imoto. Ekupheleni konyaka, iqembu ngalinye kumele akhokhe imali ukuze yinkathi yena ephethwe umshini.

Umdayisi wemoto, esikhundleni salokho, uthola iholo. Ngakho-ke, kubalulekile ukuba athumele simemezelo kungakapheli wamashumi amathathu-Ephreli ngonyaka olandelayo ngonyaka kuthengiselana. Izinga lasetshenziswa kule ndaba, kanye engenayo esuka umsebenzi, okungukuthi ngesilinganiso amaphesenti nantathu of.

Yini isamba intela uma ukuthengisa imoto? Ngempela, kunezifundo ubuqili ezisiza ugcine on imoto yokuthengisa. Ngakho, akuzona ukuthengiselana zikhokhe intela nge imoto, obiza ruble esingaphansi 250 ayizinkulungwane. Kuleso simo, uma imoto kuyabiza, ngoba inani is sisuswe lesi nemali, futhi ibhalansi futhi ususe intela.

Njengoba kushiwo ngenhla, it is hhayi intela imoto ukuthi ubelokhu esenkonzweni iminyaka engaphezu kwamashumi amathathu. Kuyefana nasendleleni imoto, okuyinto okuthengiswa udumazeke kakhulu ukuthi, iye wathenga ngemali enkulu kunaleyo etholwe ukudayiswa. Ngomqondo onabile, kuyacaca ukuthi yimalini ukuthengiswa imoto akuyona intela. Ngokuvamile - ayizinkulungwane 250.

Ukuthenga nokuthengisa ingcebo

Yini isamba akuyona intela uma ukuthenga noma ukuthengisa ifulethi? Konke kuncike oyisakhamuzi, umthengi noma umdayisi.

Lapho ukudayiswa efulethini, elalisendlini ifa kuphele iminyaka engaphezu kwemithathu kufanele zisebenze iziphathimandla zentela isitatimende. Lokhu kuzosiza ukuze sigweme ukukhokha izintela nhlobo ngoba umdayisi. Yini isamba akuyona intela ku ukudayiswa esimweni reverse? Intela ekhokhwa lemali ukuthi lidlule inani ruble esigidini.

Umthengi we impahla ngokugcwele unelungelo sokubuyiselwa imali yentela kwinani ruble abangaphezu kwezigidi ezimbili. Ukuze wenze lokhu uzobuye udinge ukuxhumana ehhovisi lentela. Ngemva ukuhanjiswa isimemezelo, yena angakhetha ezimbili okufanele akhethe kuzo: siyolanda ngokuqondile intela noma ukunciphisa intela yabo umsebenzi oyinhloko. Nokho, inani imbuyiselo ngonyaka singadluli nenani lentela ikhokhwe endaweni eyinhloko yomsebenzi wakhe. Lokho, uma isakhamuzi okhokhela intela ngoba unyaka inani ruble ayizigidi eziyishumi, liyakuphuma, yena abuyele kuye kuphela leli nani.

Ulwazi imithetho intela kuyasiza wonge imali. Yingakho isakhamuzi kuhamba phambili ngaphambi ukuthenga noma ukuthengisa xhumana Tax Code. Futhi, isisebenzi kumele baqondisise amalungelo abo, ngokudinga umqashi ngokubulawa kwabo. Ukuze wenze lokhu, kudingeka uzijwayeze ikhono lokuthola intela ezibanjwayo, kanye ukunikeza wonke amadokhumenti emnyangweni ezimali. Umsebenzi ungase futhi ngokuzimela ukubala ukuthi intela icala kuye ngendlela efanele.