"WezeMfundo ePhakeme Institutions Bank" (Tyumen): amakheli, ukubuyekezwa

Namuhla, leli lizwe umnotho kanye yasebhange ngokukhethekile, bayahamba nezikhathi ezinzima. ekuncintisaneni okushubile Akukhona nje, kodwa futhi kweso isimo amabhange bephoqeleka ukuba asebenze "ilungelo 'isiqondiso. Kodwa ikhasimende elula ezingaba kungasizi - kudingeka azikhethele ezihlukahlukene enkulukazi sezinhlangano eziphambili zezezimali.

Kusukela 90s kuya Yethula

Ukuze izakhamuzi eziningi esifundeni Ural igama "lasenyuvesi Bank" akwaziwa amahlebezi. Emuva ngo-1991, eziningana of Ekaterinburg amanyuvesi, kuhlanganise UKUVUMELANISA (Sverdlovsk Isikhungo National Umnotho), izikhungo credit kanye nezinkampani abathintekayo enhlanganweni "lasenyuvesi Bank." Ekuqaleni, ibhange ngaphezu ejwayelekile inkonzo amabhizinisi wahlanganyela abolekise ezinhlelweni ezikhethekile izikole Ural Federal District. Ngemva kweminyaka engu-12 esigxotsheni elilawulayo Bank waba ngokuphelele ephethwe iqembu ezezimali "Ukuphila". "Usebenzisana nezikhungo zeMfundo Ephakeme Bank" (Ekaterinburg, Tyumen namanye imizi Urals) waqala ukuhlinzeka ezihlukahlukene services kokubili ngabanye ezizimele kanye kumakhasimende ezinkampani. niche Hlukanisa kwakuhlezi SME.

Modern "lasenyuvesi Bank" egijima "we Ural Bank neKwakha kaBusha nekuTfutfukisa."

ilayisensi

Eminyakeni yamuva, abaningi lamabhange abhekene umbuzo ekunqanyulweni imisebenzi ngokuqondene ucabanga. Kule ndaba, ngokuvamile baba Basakaza amahemuhemu enjalo, futhi mayelana amabhange ukuthi empeleni akudingeki lesi simo nganoma iyiphi indlela. Yehlelwa ngale nkinga futhi "lasenyuvesi Bank". Ilayisensi ke (1557), ekhishwa Central Bank of Russia ayisukumele. Ngo-2015, lapho ikhanda asebhange ( "Probusinessbank") eqembu wezimali "Ukuphila" ilayisensi ichithwe, amakhasimende amaningi babekhathazeke ngokuthi kube senkingeni efanayo elilindele "lasenyuvesi Bank". Tyumen wayekhathazekile hhayi ngaphansi kuka kwamanye amadolobha. Kodwa lo mkhuba credit wasinda kabusha. Insurance Agency kanye imali izicelo eziningana wesikweletu nezinhlangano zezimali wakhetha "I Ural Bank neKwakha kaBusha nekuTfutfukisa" sibhedlela.

Izinsizakalo ezisemqoka abantu ngabanye

"Usebenzisana nezikhungo zeMfundo Ephakeme Bank" inikeza anhlobonhlobo amasevisi ebhenki indinganiso amaklayenti ezizimele. Lokhu kubolekisa kanye imali, amakhadi esikweletu nawemali, izikweletu ehlukahlukene (Izinsiza, izimali, izinhlawulo, kanye nokunye.) Futhi kungenzeka ukudluliselwa ngaphandle kokuvula i-akhawunti, yasebhange mobile kanye call centre.

Kodwa, ngaphezu kwazo zonke lokhu, kukhona uhlu lwemisebenzi nezinketho ngabanye ezengeziwe. Ngakho, inkonzo fotoplatezha ikuvumela ukuba ngokushesha ukukhokhela izindleko iphepha ngaphandle kokwenza imininingwane. A "Life Isikhwama semali" - yikhono ukwenza izinkokhelo ngqo ekhaya, by Isifaniso nesevisi "Yandex".

"WezeMfundo ePhakeme Institutions Bank" (Tyumen, Surgut, Nizhnevartovsk nayo yonke eminye imizi khona ebhange sika) inikeza amasevisi umshwalense: kuvikelwe ukuphila kwabantu, ezempilo (kuhlanganise phesheya), ekhaya, nabanye.

Izinsizakalo ezisemqoka ukuze izinhlangano ezingokomthetho anikeza "lasenyuvesi Bank"

Tyumen Nokho akulona idolobha nenani elikhulu amahhovisi, kodwa lokho akuchazi ukulahlekelwa ukubaluleka kwalo futhi inikeza uhlu olubanzi lwezinhlangano ezahlukene amasevisi ebhenki. Ngaphezu imali kanye settlement amasevisi, obolekisayo futhi ukukwenza, imali kanye iziqinisekiso yasebhange, amabhizinisi amancane naphakathi nendawo yesifunda Ural ingakwazi amaphrojekthi iholo kanye nekhadi yenkampani, ukuxhuma bethenga mobile noma ekutholeni.

Ngaphezu kwalokho, uma babefisa, inhlangano yawo ibe esemthethweni ongangenela "Business Club" futhi uthole izinketho isevisi ezengeziwe. I club uzothola nabo abasha ibhizinisi futhi ukuthola iseluleko ongoti emkhakheni HR, zomthetho intela.

Kuye kwenkululeko inhlangano banganikeza isikimu ngabanye umsebenzi. Ukuze ekuqaleni abantu abadala kuyinto iqoqo amasevisi izinkampani zokuhweba - omunye, ngoba abakhiqizi - eyesithathu.

Ukubolekwa kwemali "lasenyuvesi Bank"

Uhlobo ethandwa kakhulu isikhathi eside kuyinto credit umthengi "Abantu." Inani kungenziwa bephume 5000 ruble 1 million eminyakeni engu-7 benethuba buyiselo zakuqala. Ubudala umboleki kumele okungenani ibe 20 hhayi iminyaka engaphezu kwengu-80. Kufika ayizinkulungwane 200. Ruble mhlawumbe boleko imibhalo emibili kuphela. Izimo ezinjalo inikeza lasenyuvesi Bank amaklayenti yayo yangasese ' ". Isikweletu singasetshenziswa ikhishwe phezu isicelo ocingweni, inthanethi, noma umuntu at igatsha lasebhange.

Ukunikezwa okubalulekile kukhona kwabahola impesheni ukuba inani eliphezulu ama-ruble ayizigidi 600. Kulokhu, ukubala inani kucatshangelwe yonke imali umkhaya.

Ibhizinisi "lasenyuvesi Bank" linikeza Express ukubolekisa kufika eminyakeni engu-5. Inani eliphelele ibalwa ngamunye, kodwa awukwazi ukudlula 5 mln. Hlikihla.

Ngaphandle nje kokuthi ejwayelekile credit inhlangano ke angasebenzisa overdraft - short-term imali akhawunti yamanje kuze ruble 2 million .. Ukubuyiswa kwemali kwenzeka ukudonsa ngokuzenzakalelayo imali kusuka i-akhawunti yekhasimende. Uma isamba semalimboleko lingaphansi kuka 0.5 mln. Ruble, idiphozi ayidingekile.

"Usebenzisana nezikhungo zeMfundo Ephakeme Bank": iminikelo

Ukuze amaklayenti ezizimele, "lasenyuvesi Bank" inikeza ukukhipha izinhlobo ezintathu eziyinhloko imali:

• "Elula" - isikhathi eside (eminyakeni 4) kanye ofeleba kwezinhloso zenzuzo.
• "Ukulondoloza" - benethuba replenishment kanye lenzalo eliphezulu (9.5%).
• "Ucingo" - benethuba ukuhoxa ngokwengxenye ngaphandle ukungasathandi kanye kwenani elincane kokuqala - ruble 1000.

Zonke iminikelo zihlanganisa nokubekwa kwezimali in ruble kanye euro kanye dollar.

Futhi, ibhange uye wazakhela sipho iphakethe ehlanganisa uhlobo eyodwa idiphozi, SMS isaziso (ku inzalo enqwabelene, bhala-ngazo phezu idiphozi, nokunye.) Ulwazi khona-akhawunti kanye non-cash izinkokhelo (in inani 12 nama-PC.).

Izinhlangano ungakwazi ubhalise "lasenyuvesi Bank" idiphozi in inani ayizinkulungwane 100. Hlikihla. isikhathi iminyaka 1.5 nge rate of afinyelela ku 1.4%.

Ukubamba iqhaza "lasenyuvesi Bank" empilweni social esifundeni

Yiqiniso, ibhange akuyona yokunikela, kodwa nokho uthatha iqhaza nokuphila social esifundeni. "WezeMfundo ePhakeme Institutions Bank" (Ekaterinburg) nge omunye iyunivesithi isungule uhlobo semfundo. Waba ngaphezulu ekujuleni kwenhliziyo. Ukuqeqeshwa yayihloselwe iseluleko yezezimali. Kube kulungile ehhovisi ebhange, futhi esiwusizo ingxenye abafundi ukuba bazi ochwepheshe 'lasenyuvesi Bank. "

Izibuyekezo

Izibuyekezo mayelana ebhange kungenziwa kanjani lapho umngane noma ubuthe ezihlukahlukene enkulu kwezinsiza. Yiqiniso, kunzima ukwakha sicace futhi elungile ukunganeliseki lomunye (mhlawumbe hhayi ngokuphelele kulingane) noma, Ngakolunye uhlangothi, ngokumthanda, aze ishayisane isimo ukhonkolo.

On the "lasenyuvesi Bank" Izibuyekezo ingahlukaniswa imicabango yabantu ngesikhathi lapho ibhange wawuyingxenye FG "Ukuphila", futhi ngemva kokuhlukana band. Uma sikhuluma izinhlangano ezingokomthetho ke, ukwahlulela nge ukubuyekezwa, iningi labo yasebhange ahlelwe ekukhucululweni kwendle. Izibuyekezo Over 2016 izinhlangano zithinta imbulunga ezimbi. Ezinye akhononde Kungasebenti kahle kwaletinye yasebhange ye-intanethi, ezinye - kwi amakhadi yenkampani akuyona service ngokushesha. Mhlawumbe lezi zinkinga zihlobene yokuthi uhlelo ingakamiswa iguqulwe ngokugcwele umsebenzi omusha.

Kusekhona ezinye izinkinga lapho usho Izibuyekezo mayelana "lasenyuvesi Bank". Ucingo njalo akasabeli, inzalo kakhulu, musa ukuchaza, nokunye. N. Belong labo amazwana ngesikhathi, ngisho nalapho ibhange kwakungekaNkulunkulu FG "Ukuphila." Ukuchazwa Izibuyekezo ezifana nazo kulula kakhulu ukuthola - ngokuvamile iklayenti ukuthi ayiqondakali noma bakhishwe-isiqongo amahora (ngakho ungatholi ngokusebenzisa).

Yiqiniso, zikhona amaningi okubuyayo. Indlela amakhasimende njengoba umndeni, Consulting abanekhono, ukwamukelwa okusheshayo imalimboleko - Izibuyekezo enjalo zingatholakala sibaningi hhayi kuphela kwi-inthanethi, kodwa futhi bona ngokwabo ukusuka kubangani yabo.

oxhumana nabo

Amabhange ukuthi athobele imikhuba namazinga nemithetho, bayaqhubeka besebenza nokuthuthukisa. Othile ngisho kwandisa zakhela emagatsheni awo. Budebuduze ngemuva abanye futhi "lasenyuvesi Bank". Wakhe ikheli ehhovisi ingatholakala kalula kuwebhusayithi Bank futhi umane inthanethi. Igatsha itholakala yasemadolobheni we Sverdlovsk, Tyumen futhi Chelyabinsk izifunda, Khanty-Mansiysk. Kweminye imiphakathi, kukhona amagatsha amaningana.

Ngokwesibonelo, "lasenyuvesi Bank" (Tyumen) ukhonza izinhlangano ezingokomthetho e "Tyumen" ihhovisi emgwaqeni. Hertzen (d. 86a). Abantu - ehhovisi elilodwa, futhi emgwaqweni. Permyakov (d. 50b) ku "solar". Kodwa ngaphezu kwakho konke Amahhovisi emzini eYekaterinburg, lapho 10 kwamakhasimende abo uyaqhubeka ngokuyisisekelo kuya 19:00, kodwa kukhona ukwehlukana esebenza kuze kube ngemva kwesikhathi - kuze ngehora kusihlwa (e TC "City Center" phezu avenue main) . Ibhange has a call centre ayimi, ngayinye emadolobheni 29 yobukhona inezidingo inombolo yefoni yayo.

Noma ubani ungumnikazi "lasenyuvesi Bank", njengoba nomlando wayo oneminyaka engu-25, kuqhubeka ukuze isebenze kahle, ekusizeni amaklayenti ngabanye futhi corporate ukuthuthukisa futhi bafinyelele umgomo wabo.