Indlela yokukhokhelana Visa. Inkokhelo izinhlelo Visa and Mastercard

ikhadi Inkokhelo samanje namuhla wesikhwama wawo wonke umuntu yesimanje. Lapho nje umklamo walo ezikhungweni eziningi yasebhange linikeza uhlelo lokukhokha ongakhetha kuzo: Visa noma MasterCard. Ukuze uthole ukuthi isinqumo esifanele, yini umehluko oyinhloko e zabo. Uma ubuza lo mbuzo ukuze isisebenzi isikhungo sezezimali, ikakhulu impendulo esilandelayo: ". Ngokuvamile, akukho kokungafani okukhulu" Ukuze ukuqonda umehluko wemisindo nemiqondo yamagama ezidingekayo cabangela indlela yokuqhuba amasistimu wokukhokha Visa kanye MasterCard. Ulwazi izici zazo obusebenzayo uyonika umuntu ithuba lokwenza ukuthenga ngaphandle kokushiya ekhaya futhi ngaphandle kokuchitha isikhathi zabo.

Uma usebenzisa amakhadi lwalezi nhlelo, ngaphandle kokuya kwelinye izwe, abanayo umehluko omkhulu. Nokho, uma usebenzisa ikhadi emazweni ehlukene zezwe, ezinye izici ezitholakala.

Uyini umehluko phakathi plastic Visa amakhadi kusuka MasterCard?

izinhlelo zokukhokha zifana kakhulu, kodwa kufanele umehluko othize. Uma ubheka amathuba kwendawo ukuze ukuxhashazwa amakhadi esikweletu, singabona: Visa ime phandle ukuthi iyathandwa futhi ezifunwayo cishe noma yikuphi izingxenye zomhlaba. bukhona umsebenzi emhlabeni imayelana 57% okuyinto kakhulu.

Nokho, ikhadi lesibili nemingcele uhlelo - MasterCard, enwetshiwe ngo-27%, kantsi incenye lenkhulu emazweni aseYurophu. Kungenxa yalesi sizathu, abantu baba nomuzwa wokuthi uhlelo lokuqala - yaseMelika, kanti eyesibili - European, nakuba lokhu akunjalo. Zombili lezi zikhundla main yenkampani zitholakala e-United States. Kumila lwemali amakhadi Visa ubhekwa nedola laseMelika, futhi MasterCard ingasetshenziswa, futhi dollar kanye euro.

Uma ikhadi isetshenziswa phesheya noma ngokuthenga izimpahla angaphandle, kubalulekile ukufunda izici eziyisisekelo futhi ukhethe best bona. Kodwa kuleli zwe akusho ngempela yini ukuthi uyini uhlelo ukhetha ukusebenzisa. Nokho, phawula ukuthi uma imali nge izimali zakwamanye amazwe amakhadi ke kukhona ukuguqulwa saziso. Kuyadingeka ukuba ukhumbule, hhayi ukulahlekelwa imali. amasistimu wokukhokha owaziwa ingasetshenziswa cishe noma kuphi emhlabeni, okubenza babe onokwethenjelwa futhi uyisithelo esiyisimanga.

Ukusebenza izinhlelo zokukhokha

Uma kudingekile, cashing ka ngemali yakwamanye amazwe isifika inqubo efana ukuguqulwa. Lokhu ukudluliswa kweemali kusukela izimali zakwamanye amazwe zibe isimo, ngamanye amazwi, lwemali yezwe lapho ukhona nganoma yisiphi isikhathi esinikeziwe. Indlela yokukhokhelana Visa, ungafunda ngokufunda kulesi sihloko.

Uma ikhadi lakho wavulwa ensimini ka-Russia, izibalo ke senziwe ruble. Visa yokukhokhelana ulula futhi elula. Ngokwesibonelo, uma kudingeka wenze ukuthenga e-China ne-ukukhokha RMB, ukuguqulwa kuzokwenzeka on imithetho elandelayo.

Visa (yokukhokhelana): ukuguqulwa zezimali yokukhokha izimpahla kanye nezinsizakalo

• Ekuqaleni, lemali edingekayo izimali e RMB ngeke ibe zamadola usebenzisa nokuguqulwa ngesilinganiso esemthethweni exchange ku-Visa yokukhokhelana.
• Emva kwalokho, isikhungo sezezimali uthola lemali edingekile zamadola, bese ikhipha ukuguqulwa ku ruble ngokuvumelana Yiqiniso lalo.
• Ekugcineni, i-akhawunti yakho uzobe ezidonswe isamba okuholela ruble Russian.

Ulwazi kulezi zimiso kuyokusiza ukuba uqonde indlela yokukhokhelana Visa.

Ukuguqulwa kwemali ohlelweni MasterCard

Lwemali inqubo ukuguqulwa ngokuvamile yenzeka ngendlela efanayo ukuthi kuchaziwe ngenhla. Kodwa kukhona ngephuzu elilodwa: Abantu kule ukuguqulwa uhlelo alikho zamadola kodwa euro. Ezinye izindaba zika-inqubo efanayo. Ngakho siyabona ukuthi umehluko eziyisisekelo lapho esebenza la izinhlelo zokukhokha ayiqhubeki iphila. Lapho ekhetha ikhadi ngokwakho qiniseka khumbula kangaki ohlela ukuba ahambe kulelo zwe, kanye ukuthenga izimali zakwamanye amazwe. Kulezi zimo futhi kumelwe uqhubekele sikhethe kahle ikhadi lokukhokha.

Kungakhathaliseki Visa ethandwa futhi MasterCard, futhi kungani?

Ngosizo amakhadi epulasitiki datha manje kudingeka ukuthi wenze eningi imisebenzi yezimali, okuyinto kudingeka ukuba ngamunye wethu. Inkokhelo izinhlelo ahlinzeke ukuqaliswa elula yokukhokha ngokuthenga nengamaphepha ahlukahlukene, futhi kakade amakhasimende amaningi olinganise lokhu.

Ezicashile ukusebenza lwalezi nhlelo yokukhokha

Zonke amabhange izimo ezahlukene amakhadi okukhokha inkonzo. It kuncike emithethweni kanye izici ngamunye yezezimali. Uma uya ukusebenzisa ikhadi kuphela insimu yezwe, khona-ke akufanele ukhethe inketho ezibizayo. Futhi, uma kunesidingo, ukuthenga phesheya sinake izimpawu kanye nenqubomgomo intengo ebhange.

Yamazwe ngamazwe yokukhokhelana Visa kwenza kwemali noma yikuphi emhlabeni. Uma ungumnikazi Visa ikhadi noma MasterCard ke lapho wenza omusha, khetha eyodwa ukuthi une okwamanje. Kulokhu, kunoma yiliphi izwe, uzokwazi ukusebenzisa imigomo engcono yokukhokha izimpahla nezinkonzo. Lena esokuhlangenwe kulabo nokuvakashela noma umsebenzi ngaphandle esimweni sazo.

Visa yokukhokhelana eRussia namathemba ahambisana nako

Ngo-May ka kulo nyaka, owayengumongameli waseRussia yokutholwa umthetho ekuthuthukisweni kanye nasekuqalisweni ukusungulwa kohlelo lokukhokha wezwe. Manje singakwazi kugcwale umlomo ukuthi inkinga ziyoxazululwa ngokushesha nge umsebenzi Visa / MasterCard izinhlelo. Umthetho selivele likhona, okusho ukuthi izinto ezihamba phambili. Kulesi simo, izikhungo Western zezimali kuzodingeka basebenze ngaphansi imithetho emisha. Impendulo enemininingwane kusikhungo sosizo ukuze umbuzo indlela Visa yokukhokhelana manje okutholakala kokuchitshiyelwa komthetho.

Ingabe isinyathelo esihle, kuyocaca ngokuhamba kwesikhathi, kodwa wonke umuntu kulindeleke. Visa ubuholi sesistimu umbono ukuthi entsha imithetho umsebenzi ungaba nomthelela ikhono layo ukuze sihlinzeke izinhlelo endaweni WaseRussia. Inkampani ilungele cabanga zonke izicelo yokuthola noxolo ukuqhubeka izinga futhi ikhanya. Visa yokukhokhelana eRussia futhi izinhlelo ukuqhubeka nokusebenza ukuthola ebucayini uhulumeni ukuchitshiyelwa entsha kule nomthetho.

Amafomu kwekhadi lokukhokha izinhlelo Visa, MasterCard

Noma yimuphi yasebhange amakhadi nezindaba yokukhokha. Iningi lethu namuhla isikhwama. Kulula kakhulu ukuyisebenzisa, futhi awukwazi ukhathazeke ukheshi. Ngaphezu izindleko ezahlukene ukukhishwa futhi isevisi, amakhadi okukhokha abe design ehlukene kanye, yebo, ukungalingani izici sokusebenza. Ngemva kokufunda ukuthi isistimu yokukhokha Visa, cishe zonke ikhasimende kuziwa isinqumo ukuba ngumnikazi we ikhadi plastic, njengoba singamethemba futhi evikelekile.

Amakhadi kungenziwa abadonsi noma ezikweletu. Laba libhekene yokuthi ikhasimende yasebhange bangasebenzisa imali yokwebolekwa. Singasho ukuthenga imoto noma imali-mboleko umthengi. loan eside kanye nenani zincike ngamunye ku iklayenti ngamunye. Inkokhelo izinhlelo Visa and Mastercard njengoba nenqubo main wafaka phambili yobudala kanye khona umsebenzi ohlelekile ukusebenza. Kulokhu, ungakwazi ukubala inani osindayo loan. Debit card senzelwe ukusetshenziswa imali yabo, okusho ukuthenga ukukhokhela izinsiza, bekwenza ngezindleko zabo. Loan izimali kungukuthi eyabelwe lolu hlobo lwekhadi. amasistimu wokukhokha Visa and Mastercard ilula kakhulu futhi evumelana. Bavumela ukuba angabi khona ifa ngemali eningi onayo futhi ungakhathazeki ngazo. It is a ithuluzi ephephile ezihlukahlukene kwemali.