Uyini ukuqapha zezimali? Rosfinmonitoring

imisebenzi lwezezimali yezakhamuzi ngabanye kanye opharetha kwezomnotho kakhulu ezilungisiwe lilawulwa. Ukuze uthole kokuqondisa ovamile wobuntu ngokuvamile hhayi obonakala khulu ngenxa izici ezingokomthetho, kodwa inkampani obuzwiwa zonke izintelezi yayo. Ngakho lokho kukulandzelela zezimali?

ulwazi olujwayelekile

Zonke isimiso samanje kuboshelwe emabhange. Ziyakwazi emithethweni kahulumeni kanye nemitheshwana. Ngaphezu kwalokho, amabhange ehilelekile kokulawulwa imisebenzi ukuthi baphathe amaklayenti abo. Ukunakwa enkulu kulokhu kunikezwa inzuzo imali Ukudluliselwa, ukuthengiselana, umthetho kanye exchange angaphandle ukuthengiselana.

Ngokukhethekile wadala lwezezimali Monitoring Service ukuqapha. On umsebenzi wakhe ukuqinisekisa ukuthi konke ukuthenga zisemthethweni. Esimeni umsebenzi osolisayo noma ukwephula service zokuqapha zezimali ubophekile ukuba isinyathelo ngokuhambisana imiyalelo futhi azise iziphathimandla ezifanele. Futhi isidingo izinyathelo ezinkulu iyothathwa kubo. Kuyaqondakala ukuthi ibhange ngokwayo uzingela umsebenzi osolisayo ezingase mhlawumbe ukuvimba akhawunti. Ukuze into izimpendulo ezingaphezulu kakade Rosfinmonitoring.

imisebenzi

Yini ehilelekile uMnyango zokuqapha zezimali? Uthi futhi iqoqa ulwazi kamuva ukuhlola izinqubo zezimali letentiwako. I Feds kungathatha izinqumo mayelana nokwamukelwa wezinyathelo ezithile ezihlose ukulwa zemali. Ngaphezu kwalokho, basuke benza kule ezingeni likazwelonke.

abasebenzi Bank zihilelekile isimo ngqo inhlangano yezimali lapho ukusebenza. Injongo eyinhloko zonke lezi zinyathelo is ekulweni imali imali okuye etholwe amaqembu obugebengu kanye amaphekula. Njengoba lezi zimali kungenzeka ukuya silondoloze umsebenzi wabo, ukuthi umgomo ufanelwe ezathathwa.

Ubani abantu abahilelekile kule nqubo?

ukuqapha lwezezimali amabhange kusho ukuzimbandakanya inqwaba abasebenzi. Ngaphandle Ochwepheshe abaseshela imali - kuyisibopho sakhe ngqo kule nqubo ezihlanganisa imali engaphezulu kanye kwabaphathi bemali kanye benhlanhla abaphathi. Futhi akumangalisi, ngoba le nkinga kumele sisondela ukunakwa kakhulu. Phela, uma kukhona izinkinga zalolu hlobo, kuba bonakalise idumela zebhizinisi le isikhungo sezezimali.

ukuqapha yezezimali olwenziwe umnyango ekhethekile, okuyinto ukuba tebaphatsi labasetulu ezinhlwini ngoba Ukusabalala esiphezulu nokwethembeka libika ngokuqondile. Ngo izikhungo commercial izenzo ezifana ibhodi labaqondisi. Isimo yiyona abasebenzi of ibencono. Futhi isici ukusebenza nokusebenzisa lokhu ukuthi Inhloko yoMnyango zokuqapha zezimali ungabheka ngisho idatha kanye wezokuxhumana ukuphathwa phezulu. Ngesikhathi sesivivinyo kumele inikwe ukufinyelela noma yimaphi amadokhumenti ebhange. Uma kukhona isimo engaqondakali, iziqondiso ebekiwe ukwelashwa kunoma yimuphi umsebenzi ubani kungafaneleka.

Ukubaluleka zokuqapha wezimali e izikhungo commercial

Kungani kufanele afeze amasheke ezinjalo? Impendulo itholakala iqiniso ukuthi imisebenzi eminingi ebalulekile, ezifana:

1. Ukuqinisekisa ukuphepha isikhungo.
2. Lawula yangaphakathi nokusebenza nangaphandle ngokusebenzisa ukuhlanganisa imibiko nsuku zonke.
3. Ukuqala kokusetshenziswa imisebenzi yokubhalisa.
4. amaklayenti uhlole ukuhileleka izinhlangano amaphekula noma lobugebengu.
5. Ukuvimbela ubugebengu ezingaba khona.
6. Ukudweba i lokuvinjelwe zabantu ukuthi kusolakala umsebenzi womuntu ongabazisayo.
7. Ukuqapha ukuqaliswa kwemithetho.

It is waziphatha futhi Federal lwezezimali Monitoring Service, kodwa usevele osebenza njengokuvimbelayo amasheke isilawuli ukugwema ukuhlukumeza.

Yini ingena emkhakheni amasevisi wemfanelo?

Ake sixoxe ukwenza kanjani ukuqapha zezimali ulinakile operation ezithile. Ekuqaleni, kufanele kuphawulwe ukuthi yimuphi operation ukwenziwa ingqikithi ruble ezingaphezu kuka-600 eziyinkulungwane (noma okulingana kwenye lwemali), ngokomthetho isiRashiya, kufanele ihlolwe. Ngaphezu kwalokho, lo msebenzi iwela emkhakheni Ngenxa abengamele:

1. Ukuhunyushwa izinhlangano ezingokomthetho izakhamuzi ngabanye (ngaphandle-ke, akukhona inkokhelo, ukukhokha amaholo ngokuhambisana nezivumelwano waphetha, njll).
2. Inzuzo lwemali. Ngokukhethekile ikhokhelwa kokuthola imali phesheya. Futhi okunye aqikelele ukuthi wafunda ukuhlinzwa kulezo zimo, uma izimali zivela zone sogu lolwandle.
3. Imali kanye ukuhoxiswa imali ngosuku olufanayo.
4. Ukususa esiningi, aphethwe njengoba ngokuphinda uhlobo olufanayo kuthengiselana.
5. ezifakwa eziningi eziyotholwa isikhathi emifushane (esingaphansi kwenyanga), kwalandela Ukuvalwa nokususwa imali engukheshi.
6. Lapho umuntu othenga izibambiso imali.
7. Ukungasinaki ikhasimende ngaphansi kwezimo ezimvunayo.
8. Ukuqala kokusetshenziswa imisebenzi ukuthi yini izithelo umqondo kwezomnotho. Kulokhu, singacabangela yokukhokha womholo eningi (amakhulu ezinkulungwane nezigidi ruble) e izinkampani ezisebenza zero.
9. Ukungabi nakwenzeka kwento ekulinganisweni amaqembu abathintekayo kuthengiselana.
10. Ukudluliswa kwemali kwamanye amabhange anikeza nasezimweni ezimbi kakhulu ngesimo aphansi zenzalo yokuzigcina imali, ukushaja ikhomishini okusezingeni eliphezulu nokunye.

Njengoba ubona, yinto ucwaningo futhi isithakazelo kusukela kumasevisi wemfanelo ngempela kalula. Lokhu kungenxa yokungabikho umsebenzi obaluleke kakhulu izakhi lobugebengu.

Kuthiwani uma ukusebenza kuphothulwe ngempumelelo?

Ezimweni ezinjalo, ngokuvamile kudingeka kuphela ukunikeza imibhalo ukuthi uqinisekise semthethweni izimali ezisesandleni akhawunti. Zingase zibekwe izitatimende-akhawunti umholo, amadokhumenti eqinisekisa engenile ngenxa yokuhwebelana, yokuthengisa izinkontileka, ifa noma umnikelo. Ungasebenzisa futhi ikhophi izitatimende zezimali, entela, imibiko yokucwaningwa kwamabhuku. Ezimweni eziningi, lokhu kungaphezu ngokwanele ukuvula i-akhawunti, noma ukusebenza okuqhubekayo. Yiqiniso, kungase kube khona kokungabaza ezithile e ephendula ubufakazi kusemthethweni.