URobert Kiyosaki: "I-Cash Flow Quadrant"

"I-cash flow quadrant" igama lencwadi yomdayisi odumile waseMelika, umtshali-zimali, uthisha nomlobi uRobert Kiyosaki. Wangena ohlwini oluhle kakhulu ngokusho "kweviki lebhizinisi" ne "New York Times" izinguqulo. Izincwadi eziyishumi nanhlanu kuphela zemfundo yezezimali zabantu zivela epeni likaRobert Kiyosaki. I "quadrant cash flow" yincwadi yesibili yomlobi.

Okuthandwa kakhulu yi-"Dad Dad Rich, Abampofu" kaKiyosaki, lapho umtshali-zimali ehola umlando wokuphila kwakhe egumbini lemibono emibili: ubaba wakhe - upapa ompofu, noyise womngane wakhe, umeluleki wezigidi ezizayo - upapa ocebile. Encwadini, uhambelana nale mibono emibili ehlukene emhlabeni jikelele, ekhombisa umehluko omkhulu wezigwebo nemigomo. U-Kiyosaki uveza umqondo wokuthi impumelelo yezimali incike ku-100% emibonweni yomuntu womhlaba.

I-biography yomnumzane waseMelika wase-Japanese imvelaphi icebile kakhulu. Wazalelwa eHawaii emndenini wesiprofesa, wakhetha umsebenzi wehhovisi ehhovisi ukuze ahambe phambili. Ekubuyeni kwakhe empini wathola umsebenzi njengomphathi emnyangweni wokuthengisa we-Xerox corporation, lapho ayevame ukubonwa ukuthi uyisisebenzi esihle kakhulu. Ngo-1977, uKiyosaki waqala ibhizinisi lakhe ukukhiqizwa nokudayiswa kwesikhumba nemikhiqizo yensimbi. Impumelelo yafika eqinile lapho iqala ukukhiqiza amanzi "surfer wallets" engenamanzi. Eminyakeni eyisishiyagalombili kamuva, uKiyosaki washiya umhlalaphansi futhi wazinikela ekubhaleni izincwadi nokufundisa.

Mayelana nencwadi

"I-Quadrant of cash flow" uhlobo lokuqhubeka kwencwadi yokuqala. Kulomagazini, umlobi uyaqhubeka nokuthuthukisa umqondo wemibono embonweni wezwe ngamaqembu ahlukene abantu. Ngokuphathelene nenqubo yokwenza imali, i-Kiyosaki ihlukanisa bonke abantu ngamaqembu amane. Ukwenza lokhu, ubeka umqondo "we-cash flow quadrant". Iziqu ezine ezine-Kiyosaki:

• Izisebenzi zikahulumeni nabasebenzi;
• Abantu abaqashile, abanikazi bezici ezizimele, ochwepheshe;
• Abanikazi bamabhizinisi;
• Abatshalizimali.

Abamele ngalinye lala maqembu babonakala ngesimo sengqondo sabo engozini, ukusebenzela ukuqasha, ibhizinisi nokulahlekelwa imali. URobert ngokwakhe uthatha ezokugcina ezimbili, kodwa uyavuma ukuthi ngaphambi kokuthola ukuzimela kwezezimali ngokuphelele, kwakudingeka azame isandla sakhe ngasinye kwi-quadrants.

Ngenxa yokuthandwa okukhulu kwalolu shicilelo, kamuva kukhishwe ingoma yomsindo. Njengamanje, kungenzeka ukuthi ufunde noma ulalele i-quadrant yokuphuma kwemali ku-Alexander Aksenov's voice-over.

Umjaho wesikwele

"Umjaho wesikhwama" igama elisetshenziswe nguKiyosaki ngokwakhe kanye nombhali-mbhali wakhe uSharon Lecter. Umqondo uqaliswa ukukhombisa umjikelezo wokusetshenziswa okuphoqelela umuntu ukuba asebenzise iningi lokuphila kwakhe enze into ayithandi ukuthenga izinto angazidingi.

Umlayezo oyinhloko wencwadi ethi "Quadrant flow quadrant", ngokusho kukaKiyosaki ngokwakhe, ukuphela kwe "rat race" kanye nokunyakaza okuqondiswa ukuzimela kwezezimali. Kanye noBodo Schaefer, uRobert Kiyosaki usengomunye wabalobi abathandwayo kakhulu-abahlinzeki bokusiza utshalomali.

Futhi, i-Kiyosaki ithuthukise umdlalo wedeskithophu "I-Financial Flow 101", efundisa abantu amasu asemali wezimali kanye nemithetho yokuphatha imali. Umdlalo wawuthandwa, ngakho-ke, kukhishwe i-Cash Flow 202.