Sekulinganisa isabelomali

Kaningi sizwa into efana "isabelomali olinganiselayo", kodwa hhayi wonke umuntu uyazi ukuthi. Kulesi sihloko uzothola izimpendulo eziningi zemibuzo yakho ezihlobene leli gama.

Njengoba yaziwa, ibhajethi ihlukaniswe yaba izingxenye ezimbili zazo oxhumene - ezingenayo kanye nezindleko. Lapho bayalingana, nezindleko ukuzibophezela musa idlule izimali, isabelomali kungenziwa ngokuthi olinganiselayo. Income kulokhu Luphathelene lesi ngokuhamba kwesikhathi izimali, kuhlanganise ukuboleka bakwamanye amazwe, izinhlangano, nokunye. D.

Ibhajethi olinganiselayo - kuyisihluthulelo ngokuchuma izwe lonke futhi ngamunye ngokukhethekile. I ukungalingani kancane kungaholela eziningi imiphumela engemihle: ukuphazamiseka e izimali kwesabelomali izikhungo, izinkinga ababa nazo ukubuyiswa kwemali izikweletu zangaphandle, isikweletu izinkokhelo emnothweni kazwelonke, ukwehla kwamandla kazwelonke, ukwehluleka oda kamasipala kanye nesimo, nokuningi.

Uma isabelo sezimali zingeniswe kokweqa ingxenye ngemali izindleko elilinganisiwe, khona-ke lokhu kubhekwa isivuno sisiningi kakhulu khona. Uma uthi nhlá kungase kubonakale sengathi lokhu iyisici omuhle. Kodwa eqinisweni, ukunamathela kulesi umqondo, nekusebenta ukusetshenziswa kwezimali kwesabelomali kuyehla, ngaleyo ndlela kwande umthwalo emnothweni, ngaleyo ndlela ezikhandla ingcindezi ibhizinisi, okwehlisa ukuthuthukiswa yayo noma okuholela ezikweletini. ukugqugquzela ngokweqile inzuzo ingxenye ngokuvamile kuholela imiphumela engemihle.

Uma enqubeni okukhiwa up Ukusebenzisa imali ukuzibophezela ngaphezu kwenani elilinganisiwe ngenzuzo, kubhekwa untula. Lokhu ngokuyisisekelo Kwenzekani lapho ukuthuthukiswa komnotho wezwe ikude ngemuva nezidingo nezimfuno zomphakathi. Ngenxa yalokho, isimo siqala ukuzwa nokwehla kwezomnotho. Ngenxa ukukhululwa kwe Fiat imali kwandisa izinga lokwehla kwamandla emali. Zithandwa esikhathini sethu, izindlela azokuqhubela isabelomali olinganiselayo (izintela ephakeme yezinkonzo izinkokhelo, njll), kuholele yokuthi ingxenye enkulu ebhizinisini uya ithunzi, okwandisa isithunzi dolobha. Njengoba for ohlangothini nomphakathi lapho kwemukelwa kwesabelo sezimali, izindleko zokunakekela impilo nezibangelwa yokuphepha komphakathi yezakhamuzi ziyancipha kakhulu, encishisiwe izinkokhelo imfundo izinhlelo ukuze silwe abangasebenzi. I jikelele lokube nawo ezingeni lekuphila sabantu uwela.

Balance isabelomali, kuye ngokuthi isikhathi luhlaka kungaba yesikhathi esifushane (1 unyaka), eliphakathi (phakathi kweminyaka engu-3 kuya ku-5) noma esikhathini eside (isimo esingaba yiminyaka eyishumi). Lokhu lusita ukugada bafinyelela iziphetho ukusebenza amarobhothi uhulumeni.

Ukuze isabelo sezimali sokugcwaliseka kwaso kumele ifake hlangana wonke amazinga isakhiwo amandla. Izindlela eziyinhloko esetshenziswa at zimali, kungenziwa ngamaqembu amabili. Eyokuqala - isabelomali olinganiselayo kufinyelelwa ngesikhathi lasungulwa. Lokho isiqondiso target antulayo imikhakha lapho zidingeka khona kakhulu, eyanele, ukwabiwa ecacile izimali phakathi isabelomali wonke amazinga, amabhajethi ibhalansi amazinga ahlukene austerity. Befuna ezintsha , imali, ukuncishiswa isimo wemboni komnotho, ezimweni ezibucayi, ukuboleka kwesabelomali. Konke lokhu kufanele kubalwe futhi lebhalwako ngisho phambi isabelomali ivunyelwe futhi ngeke sesingasebenza.

Iqembu lesibili - izindlela yakhetha ngokuhamba isabelomali kuqalisa. Lezi zihlanganisa ekuhambisaneni imikhawulo evunyiwe isabelomali, incazelo ecacile imigomo ohlangothini izindleko, lo mshini wezenzo ngawo ukuvimba amacala.