"Momentum" Ibalazwe (Sberbank): kanjani ukuba uthole futhi kanjani ukuyisebenzisa. Izimo, imfundo kanye impendulo

Emafleshikhadi elikhiphe Savings ilula hhayi bhalisiwe amakhadi asebhange ezingeni kokuqala. Kule ndaba, banalo inani eliphansi izici. Inzuzo ebaluleke kakhulu ukuthi unesikhathi ibalazwe "Momentum" (Savings Bank), yikhono ukuklama futhi ukukhiqiza wakhe i-ngomumo eyenziwe imizuzu engaphezu kuka-15 noma ngasiphi egatsheni. amakhadi ezinjalo ohlelweni lokukhokha "Visa Electron" noma "Maestro". Lwemali kungaba noma ikuphi. Kodwa uma ikhadi lesikweletu ikhishwa kumadola noma euro, kungenzeka kuphela uma umnikazi uthola loans lwemali abafanele. Okuzenzekelayo amathuluzi wokukhokha ingasetshenziswa hhayi kuphela kuleli zwe kodwa futhi phesheya.

Ngingabakha kanjani ubuhlobo ikhadi osheshayo?

Ibalazwe "Momentum" (Savings Bank) has a design kahle elula. Ukuze wenze lokhu, mane nje uxhumane ebhange, ugcwalise isicelo amasevisi ebhenki futhi amakhadi international. Khona-ke ikhadi luzonikelwa isisebenzi, okuyiwona isidingo beveza imfihlo ikhodi. Lo msebenzi wenziwa ngokusebenzisa i-ATM. Futhi kusayithi ayatholakala ukuze ungene ngemvume "Sberbank Online" bese uxhuma SMS isaziso. Ngemva kokufaka wonke amasevisi efonini ngizoya lezo zigijimi.

Sberbank "Momentum" Map: indlela yokusebenzisa

Lolu hlobo lwekhadi kwisicelo yayo akahlukile neminye imikhiqizo yasebhange efanayo. On ke ungase ufake imali yakho futhi ibadlulise iyiphi i-ATM. Ungase futhi ukhokhe nge ikhadi ezitolo. Ukusebenzisa izimali ezibolekwe ebhange ivumela credit card "Momentum" (Sberbank). Izibuyekezo Customer kulo mkhiqizo yasebhange uhilela izenzo ezingaphezu kuka ezimbi, ngakho ngempela kufanele asebenzise. Ukukhokhela ukuthenga ezitolo ngempela udinga ukufaka ikhodi ye-PIN. Ngokuqondene "Visa Electron" uhlelo ikhadi, bese umane asayine isheke. Phakathi kwezinye izinto, amakhadi Instant ingasetshenziswa nge-inthanethi futhi "ebhange Hambayo", okungukuthi ukwenza izibalo on-line kanti ngokuthumela izicelo efonini.

Credit card "Momentum" Sberbank - izimo

Lezi amakhadi atholakale kumakhasimende ngasiphi yasebhange. Ubudala isakhamuzi kufanele okungenani ube neminyaka engu-21. Qiniseka ukukhombisa passport yakho. Ungakwazi Ungakhathazeki ngokuthi iziphi ngeke uze ehhovisi bese uthole ibalazwe, njengoba zihlale zikhona. Njenganoma iyiphi enye i-credit card, kule kukhona isikhathi somusa, okuyinto izinsuku 50. Isilinganiso senzalo - 18.9%. Lapho ukhipha imali ukukhokhisa wekhasimende njengoba per cent, kodwa hhayi ama-ruble angu ngaphansi kuka-400. Lapho siqhuba imisebenzi ku ATM amabhange angaphandle kuba amaphesenti amane. Ngaphezu kwalokho, kwamanye amabhange bangabantu ezingaphansi angase akhokhiswe iphesenti okuhlinzeka imali.

Indlela okumele kusebenze?

Njengoba ikhadi icushiwe, "Momentum"? izimo Sberbank ekusetshenzisweni wesikweletu ezihlasimulisayo ngokuningiliziwe, futhi kufanele utadishe ngokucophelela. Khona-ke udinga ukuvula imvilophi esivaliwe, eyayinekheli ikhadi siqu PIN. Uma bengalazi imfihlo ikhodi ukuze uthole izimali noma ukukhokhela into esitolo ngeke zisebenze. Futhi, ningawenzi ukumethemba, futhi kumephu kwabanye, noma umane ukuxhumana kunoma ubani idatha babo obuyimfihlo.

Manje ikhadi uqobo kufanele ahlolisisa. Qiniseka imininingwane zilungile, kuyacaca ukuthi inombolo ebonakalayo futhi ube logo kohlelo lokukhokha.

Okulandelayo ngemuva ikhadi ebhokisini elimhlophe usayine igama lakho. Ibhange lithembisa ukuthi ngosuku olulandelayo ikhadi "Momentum" (Savings Bank) izoqaliswa ngokuzenzakalelayo.

Ukuze ngokuzimela siqinisekise ukuthi usebenza, ungakwazi ufaka bayifaka umshini futhi, isibonelo, ukuhlola esele.

Ukwenza ikhadi esheshayo

Ngeshwa, impendulo yombuzo othi kanjani ukuthola ikhadi Savings Bank "Momentum", akusho ukuthi umklamo walo kungenzeka nge-Internet. Akuseyona kuyadingeka namuhla, ikakhulukazi ukusebenzisa bese ulinda kuze ibhange azifunayo. Vele uye kunoma legatsha, futhi ibalazwe kuyoba sezandleni zakho emizuzwini engu-15. Phakathi kwezinye izinto, ungakwazi ukubhalisa ikhadi uhlelo ibhonasi "Siyabonga kusukela Savings Bank" ukudlulisa imali, ukukhokha okuthengile kwenziwe ngqo esitolo noma kuyi-Internet, ukude ukuphatha izimali zabo, ukuthola izaphulelo, xhuma avtoplatezhi nokunye.

Kuphephile ukusebenzisa ibalazwe?

Ibalazwe "Momentum" (Savings) has isivikelo. Njengomthetho, izizathu lapho izigebengu ezithola ngayo ukufinyelela i-akhawunti, i-amaqiniso alula imithetho ukuyekelela ingxenye amaklayenti ngokwabo. Okokuqala, ungagcini ikhadi bese PIN ndawonye. Uma ufika imvilophu ikhadi ngaphakathi, kungcono umane ukukhumbula ikhodi pin ukubabulala imvilophi. Ukwenza izinkokhelo, akufanele sivumele nabathengisi ukuthatha ikhadi emehlweni akho. Uma uthola i-imeyili noma umlayezo wombhalo isicelo ukwazisa i-PIN yakho, kufanele wazi ukuthi akuvunyelwe nhlobo ukwenza! Abameleli beNdikimba yasebhange ukwenza ukuthengiselana nge kwemvume yakho, noma umane ukuze uthole ulwazi PIN ayidingekile. Gwema ATM ezindaweni zomphakathi aminyene, njengoba ngokuvamile kakhulu ukubeka pads ngawo izigebengu uthole imininingwane yekhadi lakho.

Indlela ashona?

Ngakho kanjani olusha ibalazwe "Momentum" (Savings Bank)? Ukufundiswa ulula. Kukhona izindlela eziningana kuthengiselana.

1. Ungenza imali ngokusebenzisa cashier ebhange. Kuyinto ngokwanele ukwethula i-passport, inombolo yekhadi (uma ikhona) noma inombolo ye-akhawunti yasebhange. Okulandelayo udinga ukubiza inani ukudluliselwa, hlola ngokunemba imininingwane - kanye, emva kwesikhashana imali ku-akhawunti yakho.

2. esigungwini. Le ndlela iyona elula kuzo zonke, ngayo nefunda ngayo kuvuselela ikhadi "Momentum" (Sberbank). Izibuyekezo kwekhasimende ukuthi babeshaye esikhonkosini. Akukho lutho nzima. Vele ufaka ikhadi ATM, ufake i-PIN yakho bese uthumela lemali edingekayo. Kushiwo akhawunti ngizoya kweso.

3. Ihhovisi kwelinye ibhange. Nokho, lapho wenza ukudluliswa ezinjalo kumelwe kukhunjulwe ukuthi balindelwe myalo, okuyinto icala yibhange. Ngaphezu kwalokho, imali engakwazi ukuya usuku olulodwa. Futhi ngokuyisisekelo kuba isikhathi eside kakhulu, kanti i-izikweletu kufanele ucime ngokushesha.

4. Nge esikhwameni elekthronikhi. System "WebMoney" futhi "Yandex" futhi ukuba nenze ukudluliselwa amakhadi. Kube mane nje faka yiluphi ulwazi akhawunti ukuthi isikhathi eside, noma ucacise inombolo yekhadi. Ngokuvamile, imali uyeza masinyane kakhulu.

Mangithi ukuthi umthamo wemvula ikhadi awukona ngempela uqobo umnikazi walo. Ukuhumusha ungenza umuntu wesithathu. Nakuba bekungaba Udinga ukunikela passport yakho nokubhala isitatimende lapho yonke imininingwane izofakwa ohlwini.

Yini kungaba nemiphumela ebuhlungu?

Ngokuqinisekile ngamunye wethu uyazi ukuthi uma okuzenzakalelayo izibopho zayo ngendlela esifike ngesikhathi, zikhona nemiphumela ethile. Uma sikhuluma ngokukhethekile mayelana ikhadi lesikweletu, inkokhelo ekuvuthweni umhla ebhange kungenzeka bahlawuliswe.

Njengomthetho, zokuthenga ngesikweletu icala by kumaphesenti athile ngalunye usuku kokulibala. Kepha Sberbank, khona-ke 38%, naphezu kweqiniso lokuthi nezinye amabhange -% 24 kuphela.