Kanjani ukuthenga sokuhlala eMoscow? Ukuthenga ifulethi: imibhalo

ingcebo capital emakethe ubulokhu ihlala oguduka kakhulu futhi ekhangayo. I ukufuneka kakhulu izindlu eMoscow siyagcinwa zonke izingxenye, kodwa ngokuya zezimali kuyinto amafulethi uyohlala endaweni yokuqala. Ngokuqondene nalokhu umbuzo esiphuthumayo kanjani, e Moscow ukuthenga indawo ngaphandle izingozi, futhi izimo ezikahle kakhulu. Impendulo ingase ingabi esiyingqayizivele, kusukela ekusebenzeni alolu kudinga ikhumbula umehluko wemisindo nemiqondo yamagama amaningi ezithinta ifomethi kuthengiselana, inkontileka inqubo yokubhalisa, indlela eyisa Ukukhetha into, njll

ukuhlaziywa Preparatory

Ngaphambi kokuba usayine amaphepha adingekayo futhi abale nomnikazi efulethini, kubalulekile ukuthola eziningana amaqiniso, ukuba nolwazi ngaso kuyo ikuvumela ukuba uqinisekise ubumsulwa kuthengiselana. Eyokuqala ukuthembeka umnikazi, umuntu ongaphilile engqondweni futhi zamakhono ayisisekelo eziyisisekelo, ngokuhambisana okuyinto ukuthengwa ifulethi. Imibhalo kulesi simo kungaba lokhu okulandelayo:

• inkontileka umnikelo.
• Ulwazi mayelana umnikazi we isimo psycho-ngokomzwelo.
• Ukuvumela inkomba (kusukela izingane, izihlobo, kanye nezinye abanikazi ingcebo).
• Ingabe.

Kulesi sigaba kubalulekile kakhulu ukukhithika ukucacisa ubuqiniso amalungelo oqondile angokomthetho efulethini, indlela sihlaziye kungenzeka izici ngokungaqondile, okuyinto esikhathini esizayo kungase abe isizathu ukuqedwa kuthengiselana.

Hlola amafulethi

Kulesi sigaba sokulungiselela owandulelayo kuthengiselana kubalulekile hlolisisa ahlanzekile impahla ngokwayo ngokuya ngokomthetho futhi lobuchwepheshe. Kuyaziwa ukuthi notshwala enkulu ekuguquleni abanikazi ezindaweni zasemadolobheni ezingu izinkinga "biography" kwezindlu. Ngakho-ke, iyiphi Realtor, echaza indlela ukuthenga i sokuhlala eMoscow, belulekwa ukuba ngokucophelela hlola ulwazi nokufezeka kwentando ukulungiswa, sivuselela namanethiwekhi zokuxhumana isimo.

Ngaphezu kwalokho, kufanele ihlolwe amadokhumenti wezomthetho, kuhlanganise usizo ehhovisi ipasipoti kanye BTI. Kukhona amacala lapho indawo zithengiswa eyisibambiso ezikhungweni abolekise, + ngakho kwamabhuku obuphelele ingcebo ilungelo elingokomthetho kungaba wusizo. Kuyefana nasendleleni isimo lobuchwepheshe into: kubalulekile hhayi kuphela ukwazi ukuthi ukuthenga i sokuhlala eMoscow ngaphandle izingozi ezisemthethweni, kodwa futhi ukuthole ngesimo lapho izimangalo nomdayisi. Ngokuvamile ngokuhamba ukusebenza wathola ukuthi wayenezinkinga ezinkulu nasezithweni ukukhanda, ngakho zihlolisisa isimo ukulungiselela kubalulekile ngoba uchithé.

Hlola ngenxa yokugobhoza USRR

Omunye wemithombo eyinhloko ukwaziswa okunokwethenjelwa ngokuphathelene nakho lapho umthengi ingakwazi uqinisekise idatha ku into ethile, irejista isimo (Unified State Register), erekhoda amalungelo ingcebo futhi ukuthengiselana nalo. Izitifiketi zikhishwa ngisho ngaphandle ukuqwashisa yomnikazi, owenzela ukuthenga indawo. Imibhalo evela Unified State Register ezisemthethweni futhi aqukethe ulwazi mayelana umnikazi we efulethini. Futhi, ungathola i kula kube nesisekelo esingokomthetho lapho umdayisi isibe umnikazi we impahla.

Isivumelwane

Inqubo ngokoMthetho wamaphepha ukuthenga kungenziwa ihlukaniswe yaba izingxenye ezimbili: i-fixing sibalo yokukhokha kanye ekukhishweni yesivumelwano. Inkokhelo Kunconywa e non-cash format. Ezimweni lapho izindlu lutholwa kusukela abantu wenza izibalo futhi baqinisekisa isenzo, futhi irisidi, okuyinto uphawula yonke idatha kwemali, okungukuthi, ngubani ongubani, futhi malini imali idluliswe.

Ingxenye yesibili iningi lezakhamuzi waqonda njengoba ukubhaliswa nenkontilaka ummeli olungisa izivumelwano. Ngeshwa, lokhu akulona ekuqondeni okuyikho kanjani ukuthenga i sokuhlala eMoscow ngaphandle ingozi izinkinga zomthetho esikhathini esizayo. Eqinisweni, i-deal ukuthenga ingalungiswa ngendlela oluvamile olubhalwayo, kodwa kuyadingeka ukuqinisekisa dolobha Rosreestra. Bese ngaphezu inkontileka okufakiwe isitifiketi notarial futhi sicashunwa irejista endlini.

Resale futhi isakhiwo esisha: Izici zokuthenga

Bobabili ongakhetha nezingozi ezithile lapho wenza transaction. Uma uhlela ukuthenga nemizi emibili, ukunakekelwa okukhethekile kufanele zikhokhelwe umlando kwezomthetho into. Omdala endlini, aba maningi amathuba okuba ukuthi impahla ibe inani elikhulu abanikazi, ngakho isimo samanje impahla ukuba ihlaziye ngokuningiliziwe.

Akulula kanjalo amafulethi ezakhiweni ezintsha. Ubani ofuna ukuba ngumnikazi we impahla ngokukhipha amalungelo ababambiqhaza yokwakhiwa wabelane, kumele liqale bangazithola ukuthembeka unjiniyela. Uhlu esiyisibopho imibhalo okufanele ifundwe kumthengi kuhlanganisa imvume yokwenza ukwakhiwa, ubunikazi bezwe, ukumenyezelwa phrojekthi. Naphezu kwazo zonke bokwenza nezingozi ngokubambisana neNhlangano onjiniyela, ukwakhiwa alikapheli ngesikhathi kuthengiselana, ukuthenga efulethini isakhiwo esisha kunezinzuzo amabili abalulekile: intengo izinto ezinjalo ngokwesilinganiso 25% ephansi, futhi umlando impahla yokusebenza ahlanzekile ngokuphelele.

Ukuthenga ngaphandle dolobha ekuqaleni-up

Into yokuqala ukuthi abantu abangenayo imali eyanele ukuthenga izindlu - kungcono mortgage loans. Ngeshwa, efomini okumsulwa ukubolekisa ngaphandle inkokhelo phansi namuhla, akukho. Izinhlelo eziningi zigxile nokuvikeleka ngesimo abatshelekayo etholakalayo ingcebo, kodwa kukhona umehluko wemisindo nemiqondo yamagama. Ngokwesibonelo, ukuthenga efulethini mortgage, njengoba umthetho, akunakwenzeka ngaphandle engenayo ezinzile futhi umlando credit ahlanzekile.

Kwezinye izimo, imikhaya angasebenzisa inhlokodolobha womama. Usizo kusukela amabhange kahulumeni isiba ithuluzi elihle nokunokwethenjelwa ukwenza ngcono izimo zabo zokuphila, kodwa futhi lomthengi efulethini kuyodingeka ukutshala kufika ku-15% we zohlelo.

Alternative abatshelekayo bangaba isitolimende. Nokho, namuhla, inketho ukuthenga kunalokho ibhekisela amathuluzi ukumaketha kunokuba ýkhasýmende amasevisi, eMoscow ingcebo market kungenzeka ukuthola izitolimende olunezinyanga eziyisithupha ngemibandela wokwenza 50% yezindleko. Yiqiniso, ukuthenga efulethini mortgage kuhilela maturities olukhudlwana, kodwa futhi iphasela kwemibhalo sokubhalisa credit ebanzi.

Uma siqhathanisa zenzalo zohlelo, isitolimende ngeke angabi muhle kangako kodwa. Isibonelo, uma isikhathi kuhlinzekelwe inkokhelo egcwele eminyakeni engaphansi kwengu-10, inani lotshalo mali eyengeziwe okungenzeka idlule ku-15%. Uma mortgage nzalo inzuzo okuningi.