Izimiso inhlangano non-cash izinkokhelo

Imali - main instrument yezimali ngayo nefunda ngayo yonke imisebenzi kwezomnotho kokubili ngaphakathi ezinhlanganweni ngabanye kanye isimo sisonke. Inzuzo lemali kwenziwa kusetshenziswa ukheshi kanye non-cash izinhlobo izibalo. Cash futhi izibalo kwenziwe ngosizo amanothi zemali. Cashless yokukhokhelana kuhilela ukusetshenziswa akhawunti asebhange, okungukuthi, idiphozithi yanoma yimuphi fomu. Non-inkokhelo yemali akhawunti cishe amaphesenti angu-70 azo zonke kwemali.

Izimiso eyinhloko non-cash izinkokhelo at inhliziyo zonke kwemali ezihlobene izimali zafundiswa akhawunti yenhlangano kwamanye ama-akhawunti. izinkokhelo cashless kunezimo yabo elingenakuphikwa. Lokhu, ngaphezu kwakho konke, isivinini, ukuthembeka, ukungabi khona ingozi kanye esincane ukusebenza. Instruments non-cash izinkokhelo ezibhekwa yokukhokha kanye ukubala. Ngaphansi yokukhokha baqonde okwamukelwayo isenzo ukuba kuxazululwe isibophezelo. Ukubalwa - ngeyona ngokwayo, umphumela okuyinto settlement imali. Umehluko phakathi imiqondo le kubalulekile. Ukubala engenziwa nokusetshenziswa kwemali kanye non-media izinhlobo, futhi offset. Lena inqubo izimali ezivela akhawunti yenhlangano ebhange kwamanye ama-akhawunti. Kulokhu, ezinye amabhange bangahlanganyela ukusebenza. Amabhange kufanele ukuzibophezela kwabo siqu kumakhasimende ethu ukuhlinzeka izinkokhelo non-cash. Lona ukuqaliswa esheshayo ngempumelelo kakhulu ukudluliselwa.

Zonke amabhange namagatsha awo, kanye nezinye izikhungo credit iqhaza elibonakalayo ekuletheni non-cash izinkokhelo, ukwenza inkokhelo futhi ukwakha uhlelo. Ngenxa wakhe, ukulandela izimiso non-yemali engukheshe ekhokhiwe kanti ukuthengiselana kwenzeka ngokushesha futhi ngesikhathi.

Izimiso yenhlangano ye non-cash imali kwegazi ziyisibopho kubo bonke abahlanganyeli kwemali. Ngaphandle kwalokho, asinakuba ukuqinisekisa umsebenzi ehlelekile lonke uhlelo lwezimali, hhayi kuphela endaweni ethize, kodwa ezweni lonkana.

Izimiso eyinhloko non-cash izinkokhelo zihlukaniswe amaphuzu amahlanu:

1. Zonke izinkokhelo non-cash kuyakuba ngokuhambisana nemithetho ekhona kanye nezinkambiso zomthetho. Semthethweni kwalezi ukuthengiselana akukwazi eziphukile. Kufanele futhi acabangele imithetho izinkokhelo yasebhange futhi non-cash.
2. Ilungelo lokukhetha noma iyiphi indlela yokukhokha. Ikhasimende unekhono setha futhi sisebenzise lokukhokhisa kanye ukwakha uhlelo, okuyinto njengento eyamukelekayo kulesi simo. Ukuze isiphetho umsebenzi e umbambiqhaza ngamunye kumele ube ne-akhawunti noma i-akhawunti ohlelweni nge isikhungo credit.
3. Ukuphuthuma kuyinto ebaluleke kuleyandawo kwemali. Lamagama kuchazwe umthetho futhi imithetho yasebhange evulekile imisebenzi.
4. Zonke imisebenzi eyenziwa kusukela akhawunti yekhasimende, sebenzisa kuphela nge kwemvume yayo. umnikazi we-akhawunti kuphela enquma ukuthi liqalise inkokhelo non-cash.
5. Imali ku-akhawunti uzakuba nelungelo bachithe umnini wayo kuphela. Lokhu izimali siqu ikhasimende ukuthi it ihambisa ngokubona kwayo.

Izimiso inhlangano non-cash izinkokhelo ezibhekwa kuphoqelekile bonke abathintekayo kwemali. Amabhange isixhumanisi bese ithuluzi ukwenza ukuhlinzeka izinkokhelo non-cash. Bona ukuqinisekisa ukuthi zonke izimiso akhona non-cash izinkokhelo ziyahlonishwa ngokuhambisana nohlaka lomthetho futhi imithetho yokuqhuba imisebenzi yasebhange. Ngesikhathi esifanayo, credit izikhungo ngokwabo banesibopho ukuziphatha ngesikhathi esifanele kwemali.