Iyini isikweletu sentela yokutshala izimali?

Esikhathini sethu, izimali ezibolekwe zihambisana nenhlangano cishe yonke imisebenzi yayo. Ngosizo lwabo, ukukhiqizwa kuyamanje, izinto zokusetshenziswa zitholakale, futhi ekugcineni, imali yokusebenza ivele igcwaliswe. Umthombo wemali enjalo isetshenziselwa (ikakhulukazi) ngezikhungo zebhange. Kodwa kukhona uhlobo oluyingqayizivele lwemalimboleko, ezisezandleni zombuso, futhi ongakwazi ukuxazulula izinkinga ngezinkokhelo zesabelomali. Lena yikweletu lesikhwama sokutshala izimali.

Iyini isisekelo semalimboleko enjalo? Ake siyihlole ngokuningiliziwe.

Ekwahlulela ngencazelo ehlinzekwe kwiKhowudi Yentela, leyo mboleko iyimali ekhokhiswayo esikhundleni sokuboleka imali. Ngempela, azikho izimali zangempela, kodwa emva kokubhaliswa kwayo, inhlangano ivumelekile ukukhokha intela ngesamba esincane.

Naphezu kokuthi isivumelwano siphethwe nenhlangano kahulumeni, iningi lezimiso zifana nalabo asetshenziswa amabhange. Lapha isikhathi sesikweletu, ukuvuthwa kanye nesithakazelo (okuvame kakhulu kakhulu kakhulu) kusethelwe. Lapha, umthwalo wempahla ongakhokhelwa uzimisele, ukuqinisekiswa kokusebenza kwezibopho kuyamukelwa

Ngubani owanikwa

Naphezu kokuba izinkampani kuphela kodwa osomabhizinisi ngabanye bangaba nezikweleti zentela , isikweletu somthelo wokutshala izimali sikhishwa kuphela ezinhlanganweni zomthetho. Lokhu kungenxa yezici ezikhethekile zomthwalo wempahla. Enhlanganweni kungenzeka ukuthi isikweletu sithathe indawo efungelwe, ngaleyo njongo isinqumo senkantolo asikwazi ukudingwa ngisho. Kodwa isakhamuzi sokunciphisa izindlu kunzima kakhulu. I-Civil Code ivikela impahla yomuntu siqu, ikakhulukazi uma kudingekile ukuba uhlale.

Iziphi izidingo ezinikezwayo

Ngokuphathelene nokuboleka imali, kaningi ngale ndlela, intela yentela iyaqedwa, imigomo yokukhokha ebiza kakhulu ukwephula. Ngokungavumelekile, izigwegwe zizofika ngendlela yezinhlawulo, futhi ngokulibaziseka isikhathi eside nokukhokha. Njengoba lezi zinkokhelo ezitholakala kuyo, zonke lezi zimali ziholela ezimali ezibalulekile.

Kuyaphawuleka ukuthi uhulumeni wayekhathazekile ukuthi lolu hlu alukude kakhulu. Ngaphandle kwentela yenzuzo, kuphela izinhlobo ezithile zezinkokhelo zesifunda nezendawo ezingabelomali zingabalwa.

Iyini indlela

Ikhredithi yentela yentela inendlela ecacile kakhulu. Inhlangano esinikezwa yona kungenzeka, njengoba sishilo, sinciphise izinkokhelo zesikhathi sokubika. Kodwa-ke, iphuzu lokuphela kobudlelwane bomvumelwano yisikhathi lapho intela yesikweletu esingaphansi kwezimali ilingana nesamba semali mboleko. Ngenxa yalokho, isivumelwano esinjalo sibonakala semvume yokuba khona kwezikweleti.

Ngaphezu kwalokho, unganciphisa izinkokhelo kuphela kumkhawulo othile. Umthetho usungule le bar ukuze ibe ngu-50% wemali yentela ekhokhelwa ngaphansi kwezimo ezijwayelekile.

Imalimboleko enjalo kufanele ibe nesikhathi esithile. Isikhathi esincane sisethelwe unyaka owodwa, ubuningi buyiminyaka emihlanu. Ngalesi sikhathi kuyaqondakala ukuthi izinkinga zizoxazululwa.

Kulesi simo, kungase kube khona isimo lapho inhlangano kufanele ikhokhe intela ngaphansi kokuhlelwa, futhi ngokuvamile yathola ukulahlekelwa. Khona-ke kukhona okunye okusezinkampanini zemali. Kuyinto elula: inani lokulondoloza lidluliselwa esikhathini esisha sokubika.

Yiqiniso, inhlangano elungisa isikweletu sentela yokutshala izimali kufanele ilungiselelwe ukulawulwa okwandiswa yiziphathimandla zentela. Okokuqala, kuzomele kulungiselelwe isisekelo esiqinile ekulungiseni isivumelwano futhi uthumele imibiko enemininingwane ngemisebenzi yayo yezezimali. Okwesibili, ukuhlola inhlangano izoba kaningi kakhulu kunokujwayelekile. Lokhu kwenzeka njalo lapho usebenzisa imali yomphakathi.