A trio amabhange. Usizo nempendulo ikhasimende

"Three D" - ibhange sasivumela abasha ikhanda ihhovisi layo elise eMoscow. Namuhla, inhlangano yezimali ngenkuthalo Nokho ekuthuthukiseni ibhizinisi okudayisa, kubaluleke kakhulu usenayo amasevisi kumakhasimende ezinkampani.

Mayelana Bank

inhlangano lwezezimali Zao "Troika D Bank" elamiswa bhalisiwe umlamuli kwaba ngasekupheleni 2002 futhi ekuqaleni ngokuthi Zao "Standard Bank". Njengoba isiqondiso eyinhloko Amasevisi webhizinisi likhethiwe kumakhasimende ezinkampani, kanye ukukhuthazwa izinhlelo utshalomali. Ngaleso sikhathi, i-isikhungo sezezimali kuye kwaba 100% ezingaphansi Standard International Holdings (Sih).

Engxenyeni yokuqala ka-2009 futhi sih iqembu Troika Ingxoxo yasayina isivumelwano ku umfelandawonye amasu, kuphumele "Troika" lithole okukhulu ukutshalwa kwezimali angaphandle, futhi iphasela ephelele ukwabelana "Bank Standard". Cishe ngemva konyaka sikhungo credit iye yashintsha igama layo futhi waziwa ngokuthi "Troika ingxoxo".

Bambalwa iminyaka, inhlangano wayeyilungu Troika Ingxoxo Financial Group. Inqobo nje uma le nhlangano umzali ngo-2011 ingathathwa ngokugcwele phezu by Savings Bank futhi iye bafakwe inkampani.

Ekuqaleni Sberbank kuhlelwe ukusungula ngesisekelo wathola isikhungo sezezimali omunye amabhange amakhulu kunawo wonke endaweni emakethe, onguchwepheshe amasevisi wawo ukuthi ukutshalwa kwemali nokunikeza ezinkulu. Kodwa amacebo zishintshile kakhulu, futhi ngo-2013 sikhungo abolekise wathengiswa kubanikazi abasha. Ngesikhathi, zabuye zashintsha igama layo "Three D". Ibhange aba ngaphansi kokulawula abanikazi ezintsha, phakathi kwabo kwakukhona khona Yuri Zhukov.

Kuze kube yimanje, isikhungo sezezimali kulawulwa uVladimir Akaeevym ngokusebenzisa enye yezinkampani Cyprus.

Bank ezifakwa "Three D"

Udvweba "Three D Bank" ezifakwa ngenkuthalo kuphela muva nje, ngemva kokufika kwabakhi abanikazi abasha, abaye yanquma ubuyisele ibhizinisi lenhlangano yezezimali futhi uthumele imizamo eyengeziwe on ukuthuthukisa lo mkhakha.

Iminikelo, alinikela "kathathu ibhange", abe ezihlukahlukene izimo. Kodwa isithakazelo abakubonisayo kungaphezu for labo uthanda ukushiya imali sikhungo credit esikhathini elincane isikhathi. Ubuningi semali esikhona kungaba unyaka ongu-1. Isithakazelo ruble ongafinyelela 13.5% kanye lwemali angaphandle 4.2%.

Eminye imikhiqizo for emabhange, alinikela "kathathu ibhange" akuzona ngempela indinganiso emakethe Russian. Ngokwesibonelo, okomnikelo "Index" has a elintantayo senzalo, okuyinto kuncike nemibandela TOP-10 amabhange Russian ahlinzekwa abahlanganyeli ngenani izimali bakhangwa abathile.

Ngokwemvelo, yonke imali ibekwe ngabanye yasebhange "Three D" basuke insured isimo. Plus amakhasimende uphiwa ezihlukahlukene ibhonasi izinhlelo.

nokubonga

On the "Three D" amakhredithi sabantu ngokomzimba langena emakethe ngempela muva nje. Nokho, namuhla ahlinzekwa kokubili umthengi kanye mortgage loans. Ngokungafani ezikhungweni eziningi credit "Three D" ukhetha indlela siqu amaklayenti ngamunye.

Mane ugcwalise ifomu lesicelo kwi-website noma ehhovisi futhi abasebenzi uzoxhumana ukuxoxa izimo ezithile. Basuke ngamunye akhethiwe yeklayenti ngayinye futhi azifani. Kufana 'Three D Bank "izibuyekezo ezivela ababoleka wathola ikakhulukazi omuhle.

Amasevisi izinhlangano ezingokomthetho

Kusukela ekuqaleni, ibhizinisi ibhange "Three D" ababethunyiwe ngoba esiza futhi uboleka amakhasimende ezinkampani. It is uvunyelwe ukuqoqa enhlanganweni yezimali kanye iqembu ochwepheshe ukuze sihlinzeke izinhlelo ngokuhambisana indinganiso ephakeme yesimanje.

izinhlangano ezingokomthetho ingakwazi ibhange "Three D" credit, vula i-akhawunti kokuhlola i-akhawunti yamanje, khetha idiphozi. Kabanzi ukuthuthukisa imikhiqizo yasebhange ikhadi, ukunikela kumakhasimende ezinkampani efana amasevisi kwabasebenzi, kanye namakhadi ibhizinisi.

Umnikazi izinhlangano ehilelekile ukuhweba, ezuza kumasevisi atholakalayo. Kulabo abangenalo ibhizinisi ihlobene ukulethwa kwezimpahla ezivela kwamanye amazwe, nazo kuhlinzekwe izinsizakalo ukuze ukulawula exchange angaphandle. ukunakekelwa okukhethekile "Three D" okhokhela izinhlelo ezihlukahlukene utshalomali.

abasebenzisi imicabango yabantu

Inhlangano wezimali zigxile amakhasimende ezinkampani, yebo kufanele ihambisane nezidingo olindele kunazo. Ngakho-ke, "Three D Bank" Izibuyekezo wathola ikakhulukazi omuhle, futhi esimweni isimo eziyinkinga njalo luthelwe iklayenti futhi uzama ukuxazulula inkinga noma ubunzima.

Abaningi yangasese amakhasimende ebhange waphawula efaneleyo okusezingeni eliphezulu abasebenzi abasebenza emakamelweni yokusebenza. Uma kudingeka, bahlale bemi ngomumo ukunikeza iklayenti ngeseluleko kuyo yonke imikhiqizo olunikezwa "Three D".

amakhasimende Iningi Uphawula lula ihhovisi indawo, nomusa ukuba isivakashi ngasinye futhi isitayela umsebenzi abasebenzi, okuhambelana ezindinganisweni eziphakeme yasebhange.