"Youth - zamanani aphansi" - uhlelo isimo target. Kungenzeka yini ukuthenga okungabizi izindlu intsha?

Namuhla, intsha kuba unesithakazelo kokuthenga amakhaya abo. Ngakolunye uhlangothi, lokhu kuyinto enhle: abafana namantombazane avame ukuba izimele futhi ngenjongo ukuya injongo. Ngakolunye uhlangothi, inkinga efana ukuntuleka kwezindlu - usongo ngqo isimo yezibalo. Namuhla, imibhangqwana esemisha kukhona ekujaheni ukuthola inzalo, kuphikisana ukuntuleka ikghono ngokuvamile ukukhulisa ingane. Okwavelela ukuthi uphawu kanye namantombazane kanye guys, kuyinto ithuba okunomkhawulo bakha imizi yabo. Eziphezulu zenzalo yokuzigcina mortgage loans amabhange ungayeki ithuba lokwenza iphupho efulethini akho lifezekile.

Omunye isinyathelo eduze kwezindlu zawo

Nokho, e-St Petersburg uhulumeni kanye zezimali izikhungo wayahlangabeza izifiso zabantu abasha. Ekuqaleni eyishumi yokuqala yekhulu lama-21, umbusi wesifunda esisayinwe uhlelo target ngokuthi "Youth -. Zamanani aphansi" Ngemva kwezinsuku ezimbalwa le lomthetho Assembly yenhloko-dolobha enyakatho uye bamukela eziningi izichibiyelo nokucaciswa mayelana lo mthetho. Lolu hlelo, ngenxa yokufunwa yayo, esanda enwetshiwe kuze 2017. Sekuke kwaba khona izilungiso kanye nezinguquko ezincane kuyothuthuka idokhumenti ephelele kakade kuphela.

Mshini we

Kufanele kuqashelwe ukuthi ukwamukelwa kohlelo "Youth - zamanani aphansi" ngenxa, okokuqala kunakho konke, ukuba ngcono ikhwalithi izimo zokuphila zezakhamizi. Kulokhu, lo mthetho bangazuza kuphela labo izakhamuzi ababhalise ngihlale endaweni Petersburg okungenani iminyaka engu-10. Lokhu kulandelwa ukusikwa uhlelo nohlaka. Umthetho kuyasebenza futhi abanikazi Umbuso amakamelo. imindeni Young, abadinga ukunweba isikhala ephilayo ngenxa yokuntuleka square metres standard eshiwo isimo, futhi nethuba ukusizakala uhlelo target.

amalungu project

Okungenani, ukuze abe umhlanganyeli zohlelo "Youth - zamanani aphansi", udinga izinto ezilandelayo:

1. Ilungu isibalo sabantu abasha - ngiqonde yobudala engu-35.
2. Ume emgqeni ukuthuthukisa izimo noma nesidingo sokwenza ngcono kubo ophilayo.
3. Ibhaliswe ensimini Petersburg nesifunda.

amaqembu Priority intsha

Emptive ilungelo lokuthola izindlu ezintsha babe abahlanganyeli ezilandelayo:

1. Izakhamizi, cooped phezulu ezindlini zomphakathi, kuhlelwa ukuba wehlise umoya. Ngu mithandazo kwakusho njengoba Igumbi umakhelwane isihlengo, futhi ukuheha abatshalizimali for yokufuna yonke indawo nokunikezwa ngayinye yomkhaya noma umuntu efulethini ehlukile.
2. Ngesikhathi kwethulwa lo msebenzi waba ukuthuthukiswa kohlelo kuqondane and ekhethekile ssudonakopitelnoy, okuyinto uxhaso ukuqhubeka umthetho. Labo izakhamuzi zinengxenye uhlelo unikezwa ngubani, banelungelo igunya lokuthola efulethini entsha noma ukuthuthukisa izimo zokuphila.
3. Isigaba sesithathu abantu abathenga ingcebo ngokuqondile opharetha zohlelo "Youth -. Zamanani aphansi"

Umxhaso? Kungenjalo ...

Ukuba yilungu lo msebenzi, umuntu ihlangana nesinqumo esinzima. Wanikela ukuthatha isibonelelo ukuthenga indlu noma u-opheretha. Bheka indlela ehlukile lezi zindawo.

Inketho yokuqala

Uhlelo imikhaya abasha ukunikeza kungenzeka yokuthola izibonelelo. Indlela ukubala inani Insizakuzwa Isisekelo kuyinto izindleko efulethini. Okungenani u-30% intengo impahla ikhokhelwa isinxephezelo. Umxhaso womkhaya osemncane futhi inikeza usizo ukuze ngamunye izingane ekhona. Ngakho, ngokuhambisana iphrojekthi, umndeni nengane eyodwa, futhi eyengeziwe 5% we yentengo. Uma izingane ezimbili, leli nani ngokuphindwe kabili, njalo njalo. D. Umxhaso ngoba umndeni abasha kusebenza futhi unezingane zokutholwa nalabo abazalwa ngesikhathi izingane hlelo. Ingxenye elandelayo yaleli adingekayo ukuze ukuthengwa imali ikhokhwe izindlu umbhangqwana osemusha noma ongashadile. Livu pha ukuze uwasebenzise njengasemuva ukonga siqu kanye loans waboleka. Kulokhu - mortgage. Kuyaphawuleka ukuthi uhlelo imikhaya abasha sihlinzekela yokufuna ifulethi noma indlu yesibili ingcebo market, kanye nezakhiwo ezintsha.

Eyesibili kungenzeka

Uhlelo Ezezindlu "Youth - zamanani aphansi" linikeza ababambiqhaza ongakwenza. Kungenzeka ukuthenga indawo noma indlu opharetha phrojekthi. Kulokhu, iqembu ngalinye umenyiwe ukutshala izimali zami kule ukuthengwa ingcebo ephethwe noma ezibolekiwe (abatshelekayo) izimali e inani 30% yenani ebalisisiwe komhiaba. Inani elisele ikhokhelwa indoda iminyaka 10 ngaphandle isithakazelo.

Ukusebenzisa isibonelelo usizo

Uma umbambiqhaza unqume ukhetha inketho kuqala, kuyoba usizo ukwazi ukuthi uhlelo "Youth - zamanani aphansi" uxhaso ibalwa. Le ndlela yokwenza yayisekelwe ezintweni ezilandelayo:

1. Ucabangela kuyinsakavukela yezenhlalakahle isikhala ephilayo egumbini. Lokhu ipharamitha ihlukile abantu abangashadile, imibhangqwana engenazingane futhi imibhangqwana nezingane eyodwa noma ngaphezulu. Ngakho, sivamile womkhaya osemncane sabantu ababili (womshado noma umzali nengane) kuyinto amane nambili square metres. Umuntu oyedwa - 33 sq. m. Uma iyunithi umphakathi has abantu engaphezu kwemibili, le nesishiyagalombili square metres enikeziwe ngelungu ngalinye.
2. Kusukela iphuzu lokuqala kusho okulandelayo - isibalo sabantu emkhayeni.
3. Yiqiniso, esibalulekile ezithinta inani selekelelo yinani ejwayelekile per imitha square of zokuhlala ingcebo endaweni. Lokhu ipharamitha ibalwa njengengxenye indawo eyodwa, umasipala okuthiwa (wesifunda, idolobha, nokunye. D.), kuphi womkhaya osemncane uhlu onkhe (in the case of inkokhelo isibonelelo). Inani isilinganiso ibalwa kanye esabekwa neziphathimandla zendawo. Uma lokhu ipharamitha akumele leqe intengo emakethe isilinganiso ngalinye imitha square kwezindlu. Lesi sakamuva isethwe ngokuhambisana oda Ministry of Development yesiFunda. Lo mbhalo ubizwa ngokuthi "On the izindleko yinto evamile 1 sq. m Imininingwane indawo ... ".

Ukusebenzisa le datha

Ngokuhambisana amaphuzu ngenhla sikuhlaziye kunqunywa ubukhulu isibonelelo. Uhlelo "okungabizi Ezezindlu - Youth" inikeza esinye lezinketho zokukhokha ze-non-repayable ezimbili. Esimweni sokuqala, abahlanganyeli project abangenayo izingane, bathola isamba esiwukheshe ilingana u-30% isilinganiso izindleko ezilinganiselwa kwezindlu. Uma umndeni kuhlanganisa nezingane eyodwa noma ngaphezulu, ngaphezu kwalokho tingafundziswa 5% ngengane ngayinye. Nokho, kukhona okunye okungenzeka kube isizathu ukwandisa leli nani. Ngokuhambisana federal hlelo "Ezezindlu" labo imikhaya ababhalise njengabasesandleni isidingo e ngcono izimo zokuphila, zifune ezengeziwe 10% yezindleko esewonke kwezindlu.

Thina cabanga ngesibonelo

Ifomula elandelayo bengathola isilinganiso izindleko ezilinganiselwa kwezindlu esithathelwe njengoba isisekelo yokunquma inani isibonelelo yokukhokha:

• SJ = H RJ x

lapho:

• SJ - ngokulandelana ukubaluleka wayefisa izindleko izindlu;
• H - ukukhwezwa iKomiti kamasipala ngokwendlela ubukhulu subroutine ukubaluleka Q1. m;
• RJ - ngokulandelana yonke indawo emagcekeni senzelwe izindlu.

Cabanga ngalesi sibonelo:

Umkhaya abasha eyilungu uhlelo "Youth -. Zamanani aphansi" Inani labantu e iyunithi esinikeziwe umphakathi abantu abane: abazali ababili nezingane ezimbili. Izindleko zomthetho per imitha square kuyinto ruble ayizigidi 50. Kuyadingeka ukuba ukubala inani uxhaso anikezwa umkhaya.

isixazululo:

Ngokuhambisana kuyinsakavukela square social yokuhlala ngayinye lomndeni zabantu 4 noma ngaphezulu-akhawunti 18 square metres. m. Ngakho, kulesi samuntu, kwabelwa umbhangqwana osemusha nengane bangathembela endaweni flat 72 sq. m (.. 18 skwele x 4 = 72 sq.).

Isilinganiso (kubalwa) izindlu izindleko:

72 sq. m x 50 ayizinkulungwane ngamunye 1 sq. m = ruble ayizigidi ezingu 3.6.

Njengoba umndeni liqukethe abantu abane, khulula yokukhokha isethwe 40% kusukela isilungiselelo sangaphambilini:

ruble ayizigidi ezingu 3.6 x 40% = ruble ayizigidi ezingu 1,44.

Phakathi iqhaza iphrojekthi umbhangqwana uvele (kwavunyelwana) enye ingane. Manje umndeni kwabayisihlanu bathembele i olwengeziwe 5% of the avareji (kulinganiselwa) izindleko izindlu:

3600 ayizinkulungwane x 5% = 180 ayizinkulungwane.

Inani lesibonelelo kuyoba:

ruble ayizigidi ezingu 1.44 + ama-ruble ayizigidi 180 = ruble ayizigidi ezingu 1.62.

imibhalo edingekayo

umndeni Young wanquma isimiso. Manje uhlala ukuqoqa amaphepha adingekayo ukuze axazulule le imicikilisho bureaucratic. Okokuqala ukuze iqhaza kuhlelo kumele uhambise isicelo. Lokhu kungenziwa lekomidi endlini emzini wakhe. Lesi simemezelo kubonisa ukuthi umuntu ofuna ukuthenga indlu opharetha yephrojekthi, noma uhlela ukusebenzisa isimiso ezixhaswe. Lawa madokhumende alandelayo kuyinto isitifiketi esikhethekile ukubhalisa wonke amalungu omkhaya (uma ikhona). Ngo uMnyango wezeziNdlu kudingeka uthathe idokhumenti ezinemininingwane ngendlela ebonakala imingcele elalihlala umndeni noma yokuhlala ngabanye. Uma umshado lo mbhangqwana kubhaliswe ngokusemthethweni, kubalulekile ukuba sisebenzise futhi ikhophi yokubhalisa umshado. Uma umbhangqwana unezingane amakhophi zokuzalwa ngamunye wabo njengoba udinga ukunikeza. Futhi nakanjani ukuthi udinga ukwenza, futhi amakhophi passport azo zonke amalungu omkhaya wabahlanganyeli kusolwa.

Ngingasitholaphi isicelo

Kukhona uhlelo olukhethekile intanethi kumhlinzeki "Youth -. Zamanani aphansi" Funda kulayini manje isimo isicelo kungaba interactively. Ngaphezu kwalokho, izakhamuzi uphiwa kungenzeka ukubala inani uxhaso ngamunye amaphrojekthi okubhekiswe. Kulabo abafisa ukuthola ulwazi oluthe xaxa ngokwenziwa abahlanganyeli uhlelo has a ithuluzi ekhethekile okuxhumana e inethiwekhi. Le sevisi itholakala kwisayithi ye Petersburg Centre kwezindlu zamanani aphansi.

Isikhathi yokusetshenziswa imixhaso

Kuyaphawuleka ukuthi kulo nyaka labo imikhaya nabantu ngabanye ababa iqhaza kuhlelo lwe-zifanelekile ukusizakala izinkokhelo oludlulele kuze 2017 kukonke. Kulokhu, umfakisicelo unelungelo ukukhetha ingcebo emakethe: lesibili noma eyinhloko. Uma kubonelelwa kakhulu ama-samuntu yokugcina, ukuzimisela ukwakhiwa kumele okungenani ibe ngu-70%. Thenga le izindlu kuvunyelwe kuphela kusukela umakhi - ngaphandle ukubandakanywa ejensi kanye nabanye abantu okungagunyaziwe. Kusukela ngesikhathi Kusayinwa isivumelwano ngoba inkokhelo isibonelelo, umhlanganyeli zohlelo, kukhona izinyanga 12 ukuze usebenzise imali.

Kuyaphawuleka ukuthi ingxenye endaweni efulethini entsha, okuyinto ilingana isikwele izindlu ezindala angathengwa ngemali azithenge ngayo. Umehluko asele kuhlongozwa ukukhokha ngemali yasemakethe.

mortgage usizo

Ngokuhambisana uhlelo "Saint Petersburg" Bank yabhekisela hhayi kuphela kubahlanganyeli project, kodwa futhi kwezinye izakhamuzi isithembiso esikhethekile "Youth -. Zamanani aphansi" Ingosi esemthethweni ye-isikhungo sezezimali inikeza ulwazi isikhathi kanye nenqubo ngokunginika loan mortgage ukuthenga ingcebo. Ithemu imalimboleko kungaba isukela eminyakeni eyodwa kuya 25. Umuntu othakazelayo wenza bangathola loan ruble abafika kwabangu-10 million, kodwa ngisho naleli nani akufanele bube ngaphezu kuka-80% yenani abekiwe kwempahla.

Yini benze abantu eLeningrad?

Ithuba uthole emakhaya abo noma ukuthuthukisa izimo zokuphila - amaRashiya amaningi ukuphupha ngani ngayo imini nobusuku. Petersburg izakhamizi babé sibonga kakhudlwana ukuqaliswa kohlelo lohleliwe "Youth -. Zamanani aphansi" Izimpendulo ezivela kubahlanganyeli project uvumele izakhamuzi eziningi enhlokodolobha enyakatho ngethemba bebheka ikusasa. Inzalo abantu ababemi ethubeni ngcono izimo zokuphila kusukela 80s, nethuba yangempela ukuhambisa kusukela ezindlini ohlanganyelwe ezimweni ngokunethezeka.

Ububi eyinhloko esimisweni - umkhawulo yobudala. Ngeshwa, labo abaye wangenela engu-35 mlando, akakwazi ukusizakala izimo yephrojekthi target ukunikela zamanani aphansi imikhaya abasha.