Umthetho yasebhange

Banking isethi ahlukene imithetho komthetho. imisebenzi yaso zihlanganisa ukulawulwa nobudlelwane bokuhlalisana elihlobene ne imisebenzi Central Bank (CB) kanye ngamabhange.

Banking kuhlanganisa kokubili imithetho umthetho we-civil kanye nomthetho wezimali. Ukuze amazinga civil zihlanganisa ukulawulwa ukwakheka kanye umsebenzi amabhange nezinhlangano commercial, kanye nobuhlobo phakathi amakhasimende nezinhlangano zokuthenga ngesikweletu. kwezinkambiso zomthetho lwezezimali yakha izimiso kohlelo credit, ukunquma isimo Central Bank (CB) we Russian Federation elawula uhlobano phakathi Central Bank futhi ngamabhange.

Noma yimuphi umkhakha wezomthetho kungabhekwa njengokuvikela isakhiwo ku umthetho kazwelonke, wokuqulwa kwamacala ezinkantolo, kanye isiyalo zezemfundo.

isiqondiso wezomthetho ubudlelwane enanini kulendawo kungenxa umthelela kwezomnotho kanye nezepolitiki imisebenzi amabhange emnothweni wezwe esikhathini esinikeziwe isikhathi. Ubuhlobo Regulation, ngaphezu, has izindlela eziqondile isiqondiso.

Banking Law njengenhlangano isiyalo zezemfundo imelelwa ulwazi eziyinkimbinkimbi. It bahlakulele wesayensi oyinkimbinkimbi, walifundisa ngokuhambisana nepulani kanye indlela kuchaziwe isikhungo.

uhlelo umthetho yasebhange siqukethe Amazinga ezintathu eziyinhloko:

1. Izigaba (isib lwemali kwesokudla).
2. izikhungo zomthetho njengoba iqoqo kwezinkambiso zomthetho ukulawula ubudlelwano oxhumene kohlobo oluthile (isibonelo, i-Institute for cashless izinkokhelo).
3. Kwezinkambiso komthetho yasebhange. Lolu hlobo komthetho has zonke izici zawo. Ngesikhathi esifanayo, kukhona ezinye izici zayo. Ngakho, hhayi kuphela ngoba layo imithetho umthetho yasebhange ungalawula ubuhlobo yasebhange. Kunezinye izimiso zemboni ezisebenza e ukulawulwa amabhange. Ikakhulukazi, le nkulumo ihlanganisa zezimali, civil, intela, zokuphatha kanye nezinye izimboni.

Ukubusa komthetho (yasebhange) baye ngokusemthethweni ezichazwe lophawu yemfanelo futhi izinhlangano ezingokomthetho ebuhlotsheni yasebhange, baqinise isikhundla sabo (lomthetho). Ukuhambisana nalo enikeziwe kungenzeka ukuthi abeke unswinyo (ukuphoqelelwa).

Imithombo umthetho yasebhange iqoqo amafomu zangaphandle. Basuke kuchazwa ngokomthetho futhi aqukethe kwamazinga zokulawula e-Public Relations.

Ukuze emithonjeni Russian uhlelo yasebhange, ilungelo aphathe RF noMthethosisekelo, izivumelwano zamazwe ngamazwe we Russian Federation, kwezinkambiso umthetho international, isinqumo Russian eNkantolo yoMthethosisekelo, umthetho yasebhange.

Lesi sakamuva kuhlanganisa imithetho Central Bank, imisebenzi amabhange, ucabanga (ucabanga) of credit izikhungo kanye nezinye iziqondiso.

Kufanele futhi zihlanganisa neziqondiso yangaphakathi ngoba amabhange emthonjeni. Ngakho, Central Bank - sesimweni, amanothi imiyalelo iyawabopha ejensi kahulumeni njengengxenye kahulumeni, bonke abantu, izinhlangano ezingokomthetho, izikhulu kuhulumeni wasekhaya.

I -Russian ohlelweni Banking is emelelwa isakhiwo, isekelwe ezimisweni ezithile ukuze axazulule kwezinkambiso zomthetho nobudlelwane bokuhlalisana. Ubudlelwano ayengezwa kwakheka inqubo kokuqondisa nokulawula amabhange, ukuqaliswa imisebenzi wamabhange, kanye edonsa (ngenxa yokwephula imithetho efanele) ebulungisweni.

Ngo kokuhlinzwa, uhlelo oshiwo ngenhla phakathi yayo ubudlelwane abahlanganyeli angagcina ngezindlela ezimbili. Esimweni sokuqala, ubudlelwane libizwa mpo. Ubudlelwano ne Central Bank ayimisa phakathi eRussia kanye nabanye ababambiqhaza ohlelweni yasebhange. Esimeni sesibili, ubudlelwane libizwa ovundlile. Basikisela ukusebenzisana phakathi amakhasimende nezinhlangano zokuthenga ngesikweletu kanye phakathi kwezikhungo eziningana credit.