Leaseback

Leaseback, kunokusebenza sokuqasha zakudala zezimali, kusho ukubandakanyeka ukuthengiselana hhayi abathathu amaqembu (umdayisi, umqashisi futhi yisiphi isiqashi), kodwa ababili. Kuyinto lolu hlobo eqashisa ngamafulethi, lapho umthengisi entweni futhi yisiphi isiqashi bangumuntu oyedwa. Kuyinto ithuluzi eliphumelelayo replenishment ukusebenza dolobha noma refinancing capital ukutshalwa kwezimali. Kuyinto kunenzuzo ezingaphezu kuka isicelo loan ebhange noma ukuthenga ngenxa izimali siqu amafa amasha.

Iyini indlela leyo misebenzi? Kusho leaseback kanjani? Le nkampani uthengisa impahla yaso inkampani Leasing futhi ngokushesha iba isiqashi (kuthatha it out). Okungukuthi, iklayenti ithola 100% we ukubaluleka impahla, futhi ngenkathi uhlala ukusetshenziswa kwaso ( "ibuyise"). Le ndlela ungathola kokusebenza ngaphandle izimali ezengeziwe.

Ngesikhathi esifanayo kuba izinkontileka ezimbili (ukuthengwa nokudayiswa nokubeka Leasing). into efuze credit enikezelwe ibheyili enjalo, kuphela kubiza zizoba ngaphansi ukhokha inzalo. Ngaphezu kwalokho, ukuqasha-emuva ivumela inkampani ukunciphisa izindleko kwezintela kusukela izinkokhelo ukuqasha afakiwe ngokugcwele izindleko zokukhiqiza. Ukulondoloza ku-Tax zingenza ngokusebenzisa ukwehla yashesha ukuthi uvunyelwe kulesi simo. Ekupheleni inkontileka impahla at izindleko yehliswa (ecishe ilingane no-zero) ihamba kokusele ibhizinisi. Ngakho-ke, usebenzisa eqashisa ngamafulethi reverse, zingancishiswa intela impahla Ubukhulu ongokomfanekiso.

Impahla yenhlangano (ibhizinisi) , kulesi simo eqinisweni ayishintshi indawo ingasetshenziswa namanje kule nqubo ukukhiqizwa.

Nokho, kukhona umehluko wemisindo nemiqondo yamagama athile ukuthengiselana okunjalo. Ngakho-ke, ukuhlola izingozi ibe isiqashi ngaphambi kokungena esivumelwaneni kufanele abale imiphumela yentela ukuze kuthengiselana wayengekho ezingenanzuzo. Lokhu kuyiqiniso ikakhulukazi uma udinga ukuthatha imishini, imishini noma izimoto ngoba eqashisa ngamafulethi, okuyinto ziyabonakala kwi-balance sheet umamukeli ngentengo ephansi, ngoba intela kubalwa okusekelwe amanani entengo angempela.

Izikhulu zentela ukuqapha ngokuqinile ngokwanele idili leaseback (zokusola ukuthi kungenzeka ukukhwabanisa lokukhokha), ukulalelisisa lezo amabhizinisi unezinkinga olugcinwa yentela ezimali. Leaseback isetshenziselwa ukuthuthukisa ukusebenza balance sheet ngokusebenzisa ukudayiswa kwempahla hhayi yehliswa, kodwa nge value emakethe, okuyinto ngokuvamile kakhulu kunokujwayelekile wakhe. Kodwa umthetho akumvimbeli umqashisi Leasing ukuthenga impahla evela kumnikazi. Ngakho-ke, isivumelwano leaseback ihambisana ngokugcwele izidingo zomthetho.

Nokho, it is hhayi Kunconywa ukuba angene ukuthengiselana okunjalo kukhona amabhizinisi usemncane kakhulu okwamanje wavuthwa kwezomnotho. Yokuqasha onesizathu izikhathi izinga ezinkulu amabhizinisi esimile Okwamanje awunawo izimali noma abangenaso umthamo (isikhathi) ukucinga ongakhetha efanelekayo ngezimali.