Isimo emakethe estate wangempela Rostov

Nakuba amabhange ukunikela kulabo abafisa ukuthenga a mortgage ekhaya impela, hhayi kubo bonke abantu baseRussia izimo zivuma esayina isivumelwano ukuthi ngabe afune ukuba zenze izinkokhelo njalo iminyaka eyisishiyagalombili noma ngaphezulu. Ngakho-ke ukuhlala izikhangiso ethandwa ku ngokuqasha isikhathi eside ka esalisekela, nobujamo futhi enamakamelo amathathu ezindlini e Rostov.

I umhlaziyi ingcebo market Chumakov uphawula ukuthi ngemva ngenkinga yezimali ngo-2008, kwezinye izindawo eRussia izindleko ngamunye imitha square is kancane kancane, imali efanayo - uma kungenjalo encishisiwe, okungenani-ke ukuhlala ezingeni zangaphambi crisis. Ngesikhathi esifanayo mortgage kubhekwa ngabaningi njengoba okunye wangempela ukuqasha ifulethi endaweni yodumo. Bathi usayizi ekukhokheleni indlu namakhadi imali yokuqasha yakhuphuka yaba imayelana okufanayo, kodwa lapho uthenga ngesikweletu ine inzuzo ebaluleke - ingcebo ku kwelifa loonyana umuntu. Ngakho-ke, ukuthenga efulethini Rostov uthanda labo bangahlangana wonke amadokhumenti luyadingeka ukuze kufakazelwe ukuthi uyakwazi ukukhokha isikweleti eminyakeni ezayo.

Nokho, ezinye izakhamuzi akufanele bathembele kuleso Esimeni esinjalo, kufanele ufune, kuphi Rostov ezishibhile amafulethi aqashiwe. Kufanele kukhunjulwe ukuthi omunye endlini enamakamelo kungenziwa kwaqashwa ruble ayizigidi 15-20 (ayisilinganiso), emibili lokulala - I-ayizinkulungwane 20-30, amabili okulala - I-ayizinkulungwane 25-40. Ukuze uqhathanise: lemali mortgage inkokhelo ukuze ruble ayizigidi 19-22 iminyaka engu-15. Isidingo esikhulu kunazo zonke kokubili ukuze ithengwe futhi ukuqashwa kukhona "odnushki", ngokuvumelana A. Chumakov ngo-September 2013 ngu-60% abantu abanentshisekelo kulo mkhakha othile ingcebo. Isasasa lokuthengwa "kopeck ucezu" kwaba kancane kuka-22%, ezintathu-Igumbi zokuhlala - 6.15%. Ingxenye Rostovites nesithakazelo efulethini ngokuhlanganyela - cishe 7%, kanye ehostela - cishe 4%.

Isizathu ukuthi amabutho Rostovites ukuqasha ifulethi e Rostov, kodwa hhayi ukuthenga, cabanga futhi ukuthi uma wenza mortgage udinga ukwenza inkokhelo yokuqala, akha amaphesenti athile inani impahla. Akuyena wonke umuntu akhokhe imali enkulu ngesikhathi esisodwa, ngakho-ke akukho abangakwenza ngaphandle kanjani ukukhetha impahla engcono.

Ngakho-ke, isixazululo jikelele sengxabano, lokho indlela: iqashwe noma ithengwe ku mortgage - ukukhetha, eqinisweni, alikho. It kuxhomeke ezicini eziningi, ezifana ukuzinza kwezezimali, isidingo amavidyo ethize, nesifiso indlu ngokushesha ngangokunokwenzeka, nokunye.