Isilinganiso amabhange Russian ngokuya nokwethenjelwa, amafa kanye loans anikezwe

Izwe libuswa imali, futhi cishe bonke of them idlule izikhungo zezimali wezwe - amabhange. Kasibili wonke umuntu empilweni yami uphendukela yasebhange yezizathu ezithile: thatha imali ngaphandle kwenzalo ukuze enze umnikelo, ukudlulisela imali, futhi ekugcineni, kuba aphansi ukukhokhela ukukhanya, ugesi kanye namanzi. Yiqiniso, ukuthi noma yimuphi umuntu osebenzisa izinsizakalo ezibalulekile ezinjengalezi, njengoba imali noma ukubolekisa, singathanda sesiqiniseka ukuthi ibhange okuthembekile, nokuthi imali uyakusindiswa.

Ukuze ube isithombe esiphelele futhi nenze izinqumo ezifanele, singakwazi sibheka ukuthandwa yisikhungo sezinhlangano eziphambili zezezimali. ukunakwa yakho inikezwe isilinganiso amabhange Russian by criteria ehlukahlukene, ezifana ukuthembeka, ukuzinza, udumo, inzuzo engenayo, futhi wakhipha ukubolekisa, nokunye.

indices Base ukubala ukuqoqa ngokuphelele zonke izikhungo zezimali ezweni lethu ukushicilela imibiko ngemisebenti yayo zezimali in the domain yomphakathi. Isilinganiselwa for umbandela ngamunye libukeka iyala amabhange izinkomba ezithile. Umsebenzi oyinhloko we-isilinganiso ukuqhathanisa amabhange kumsebenzi eliphakeme elilinganisiwe, ngaleyondlela ebonisa isikhundla sabo emakethe yezimali.

Isilinganiselwa lamabhange ngobukhulu kuleli zwe

Ngaleso isikhathi esibucayi futhi nokuntengantenga kwezezimali, abantu bezama ukuphuma inhlangano yezimali ukutshala imali yabo hhayi kuphela izinga inzalo imali, njengoba ngokuya nokwethenjelwa, futhi iningi amabhange ngobukhulu isahola kule simo nokwethenjelwa, okuyinto akumangazi.

Ngakho, isilinganiso lamabhange ngobukhulu Russian:

1. OJSC "Sberbank eRussia".

2. "VTB" (Vnshetorgbank).

3. OAO "Gazprombank".

4. OAO "Rosselkhozbank".

5. CJSC "VTB 24".

6. MMBM JSC «Bank of eMoscow».

7. OJSC "Alfa Bank."

8. Joint-Stock Inkampani "Uni-Credit Bank".

9. OJSC "Promsvyazbank".

10. JSC "Rosbank"

ukuthembeka

Isilinganiselwa Amabhange Russia ihlanganiswe by criteria ezahlukene, kodwa nokwethenjelwa - lena mhlawumbe ebaluleke kakhulu, lapho sizoqala. Ukuze kutholakale izinga inkomba yebhange usebenzisa ezahlukene nenqubo yokukhetha. Ukuhlola ukuba qualitative, indlela ambalwa isetshenziswa, ngokuyisisekelo elisemandleni ukuhlaziywa ngesikhathi esisodwa idatha ahlukahlukene kwezitatimende zezimali: amafa, inhloko-dolobha, impahla ibe yimali, imali, ukubolekisa kanye nokunye.

Isilinganiso amabhange Russian ngokuya nokwethenjelwa:

1. OJSC "Sberbank eRussia"

yasebhange wezwe endala. ezingeni okunjalo eliphezulu ngokuthembeka kungaba kalula wachaza - ibhange ilungele basisize yezakhamuzi etindzabeni tetimali, ngisho noma esikhathini esinzima kakhulu kuleli zwe.

2. "VTB" (Vneshtorgbank)

It has a ezingeni eliphezulu ngokuthembeka kwasekuqaleni ngoba isekelwa isimo. Bangaphezu kuka-50% of the amasheya e isimo. Lokhu yasebhange edume ngokuthi yasebhange Putin sika.

3. OAO "Gazprombank"

umsebenzi Ibhange lilawulwa ibhange "Russia", esemgwaqweni Petersburg. bonke "Gazprom" kusho wamabhizinisi Gazprombank.

4. OAO "Rosselkhozbank"

5. Izazi lwezezimali bathi nomkhakha wezolimo-akhawunti yisibalo esikhulu sabasebenzi esingakaze ukubolekisa okuyiwona isimo uye njalo ukwaba izimali. Yilokhu insures ebhange, futhi ngenxa yalokho, oVikelwe kanye amaklayenti okuzenzakalelayo.

6. MMBM JSC «Bank of eMoscow».

Iqiniso nje ukuthi Bank main isikhungo sezezimali kahulumeni enhlokodolobha, usenza simethembe.

Okulandelayo isilinganiso amabhange eRussia ngemibandela ezifana ukuthembeka, sehliselwe itafula kusuka kwezinkulu kwehle izimpahla zabo. Lunikeza zokuqala eziyishumi.

inombolo	igama ebhange	isilinganiso	Ngokuya amafa
1	Sberbank eRussia	●●●●●	1
2	VTB (Vnshetorgbank)	●●●●●	2
3	Gazprombank	●●●●●	3
4	VTB 24	●●●●●	4
5	Rosselkhozbank	●●●●●	5
6	MMBM Bank of Moscow	●●●●●	6
7	Alfabank	●●●	7
8	Nomos-Bank	●●●	8
9	Promsvyazbank	●●●●	10
10	Raiffeisenbank	●●●●	12

Isilinganiso Ukuthembeka ibonisa ikhono izikhungo wezwe wezimali ukufeza izibopho zabo kumakhasimende, kanye inani capital futhi zezimali kwenzeka ukuthi outflow kuyoba imali kusuka akhawunti zamanje kanye imali.

Isilinganiso amabhange Russian ngokuya amafa

amafa Bank yilezi: imali esesandleni, lemali ekhishwe imikhiqizo credit, ivolumu kokutshalwa izibambiso futhi commercial ingcebo, kanye naletinye tindlela tekuphila ezingaba lilinganiswe Ngokwamanani emali. Amafa kudingeka ukusebenza futhi imali enhle.

Beka endaweni isilinganiso kwempahla - yezimfuneko zokuhlola ezibaluleke kakhulu ekukhetheni ebhange ngenjongo yokugcina imali ku idiphozi, ukusetshenziswa amakhadi kanye nama-akhawunti wamanje, nokwenza ezinye zezimali. Kukhona isisho esithi: ". Leli bhange mukhulu kakhulu wehluleka" Le nkulumo kuyiqiniso ngempela. Nokwethenjelwa weemali kukhuphuke ngo ngokuzenzakalela uma izimpahla zayo ezikhulayo.

Okulandelayo simo amabhange Russian ngokuya mafa efingqiwe ethebuleni (kusuka kwezinkulu kwehle).

inombolo	igama ebhange	Inani amafa
1	Sberbank eRussia	17477454 224,00r.
2	VTB (Vnshetorgbank)	5.965.152 230,00r.
3	Gazprombank	3913061 815,00r.
4	VTB 24	2.231.046 824,00r.
5	Rosselkhozbank	1.886.302 458,00r.
6	MMBM Bank of Moscow	1782315 083,00r.
7	Alfabank	1515480 711,00r.
8	Nomos-Bank	989.110 468,00r.
9	Uni-Credit Bank	880.451 211,00r.
10	Promsvyazbank	786.725 417,00r.

inhlokodolobha

Capital - Akukhona ukuthi abanye, njengoba imithombo siqu yezezimali. Kuhlanganisa ngokuphelele wonke amathuluzi kanye namagugu ukuthi singabakaNkulunkulu ngqo ebhange, okungase elilinganisiwe Ngokwamanani emali. Labo izimali eziye posted by amakhasimende ayo ku-akhawunti bese imali, ebhange akuyona eyakhe. Okokuqala dolobha esetshenziswa njengendlela yokuthola ukwenza ibhayisikobho engenisa inzuzo by imali.

Ukuzinza incike ubukhulu capital. Isizathu salokhu itholakala lokuthi ukuthi ibhange, usebenzisa imali yayo, ukusungula inqolobane kusuka kamuva uzosebenzisa imali ukulahlekelwa ezingaba khona. Ngakho-ke, ukukala of amabhange Russian ngokuya dolobha kubaluleke kakhulu ekunqumeni ukuthi linokwethenjelwa.

Ngezansi umelwe kanye labalwa ngokulandelana simo ngokuya dolobha.

inombolo	igama ebhange	Inani amafa
1	Sberbank eRussia	2073007 558,00r.
2	VTB (Vnshetorgbank)	629.026 832,00r.
3	Gazprombank	434.941 652,00r.
4	Rosselkhozbank	246.391 671,00r.
5	VTB 24	221 016 700.00.
6	Alfabank	210.901 396,00r.
7	MMBM Bank of Moscow	182.262 411,00r.
8	Uni-Credit Bank	133428 679,00r.
9	Nomos-Bank	113.841 022,00r.
10	Raiffeisenbank	99.237 344,00r.

Njengoba sekushiwo ngenhla, inhlokodolobha isetshenziswa njengendlela inzuzo, yingakho sohlelo namabhange ngokwandisa inzuzo.

Isilinganiselwa amabhange Russian inzuzo

inombolo	igama ebhange	inzuzo wekhasi
1	Sberbank eRussia	446.217 797,00r.
2	VTB (VTB)	41228 660,00r.
3	Alfabank	39.497 770,00r.
4	Raiffeisenbank	29.383 858,00r.
5	VTB 24	23.271 538,00r.
6	Uni-Credit Bank	22.087 914,00r.
7	Gazprombank	20.892 989,00r.
8	MMBM Bank of Moscow	11.634 607,00r.
9	Inkampani yasesidlangalaleni Mosoblbank	10.468 245,00r.
10	Citibank	9798 999,00r.

nokubonga

Ngezansi isilinganiso amabhange Russian ngokuya sokubolekwayo.

inombolo	igama ebhange	Inani imalimboleko
1	Sberbank eRussia	12.370.927 937,00r.
2	VTB (Vneshtorgbank)	2556562 57
3	Gazprombank	2460911 042,00r.
4	VTB 24	1398717 341,00r.
5	Rosselkhozbank	1259807 461,00r.
6	Alfabank	1081042 693,00r.
7	MMBM Bank of Moscow	940.198 711,00r.
8	Uni-Credit Bank	541.202 871,00r.
9	Promsvyazbank	520.574 632,00r.
10	Nomos-Bank	499.568 340,00r.

Holdings

Ngezansi isilinganiso amabhange Russian ngokuya imali, ulwazi ithebula, kusuka kwezinkulu kwehle.

inombolo	igama ebhange	Inani imali
1	Sberbank eRussia	8.616.070 768,00r.
2	VTB (Vnshetorgbank)	1810727 577,00r.
3	Gazprombank	1568187 298,00r.
4	VTB 24	1.375.276 976,00r.
5	Rosselkhozbank	928.357 566,00r.
6	MMBM Bank of Moscow	752.776 512,00r.
7	Alfabank	512378 763,00r.
8	Nomos-Bank	388.959 895,00r.
9	Promsvyazbank	379.332 636,00r.
10	Uni-Credit Bank	339.107 215,00r.

ukuzinza

Kuyaphawuleka ukuthi umqondo welithi ukuzinza akuyona ezifanayo nomqondo nokwethenjelwa, nakuba zihlobene nomunye. Ukuzinza inikeza ikhono yebhange hhayi kuphela ukugcina imali amaklayenti bazo, kodwa futhi ukusebenza esimweni esibucayi uma kuqhathaniswa ungenamyocu, ngokuqinisekile isemqoka kakhulu yokuqiniseka ebhange.

Ngakho, kukhona amabhange esitebeleni kunazo:

1. OJSC "Sberbank eRussia"

Ngisho nokuchaza lutho. Bank owawuhlala isikhundla okuholela ngokuthembeka kanye zonke ezinye amazinga okuholela kungenzeka uzinze.

2. "VTB" (Vnshetorgbank)

izindlela eziningana iminyaka ilandelana, ke onesikhundla ehola amazinga ezahlukene.

3. OAO "Rosselkhozbank"

isikhundla Kasibili ezinengqondo. Kuyinto ibhange elikhulu Russian, okuyinto imali yonke imisebenzi yezolimo, kanti uma uya yimali, zonke kwezolimo ezweni kutakuncipha, futhi kungani uhulumeni engabathandi kungekho imvume enjalo.

4. MMBM JSC «Bank of eMoscow»

It onesikhundla ehola uma sicabangela iqiniso lokuthi 44% of the amasheya e kwelifa loonyana State Russian.

5. CJSC "VTB 24"

Okwesikhathi esithile, lo umsebenzi ebhange kwakungeyona ngempela eyanele. Wanikeza a diki of kweletu, ukuthi ngesikhathi kunezinkinga cishe wamletha khuluma incithakalo, kodwa ngokusekelwa JSC "VTB" Yena walulama baqhubeka nemisebenzi yayo ngempela ngempumelelo. Futhi ukuphela ngathatha isikhundla okuholela ukuthi amazinga e.

6. Joint-Stock Inkampani "Uni-Credit Bank"

Kuyinto ibhange elikhulu angaphandle eRussia. Umnikazi ngu-Italian UniCredit iqembu. Phakathi nenhlekelele, waziphatha njalo.

Umbuzo yokukhetha isikhungo sezezimali okuthembekile beseyibhekene acute uma sicabangela iqiniso lokuthi amabhange amaningi, futhi banika abantu anhlobonhlobo amasevisi. Ngokusekelwe idatha ngenhla, kungenzeka ukukhetha isikhungo sezezimali ezifanele.